View Full Version : Arrgh!! Die Die Die!! (Car Dunt!)
JamesMio
02-01-08, 10:40 PM
Left the car at Stirling Services for 5 minutes to nip to the bog with the missus asleep in the passenger seat.
She's then rudely woken up by the sound of the car next to ours opening (I say opening, more along the line of throwing) her door open to leave a nice dunt in my door.
After a bit of a stare the bint just drives off before I got back!
Now, the missus took a note of her reg no. etc, but is there anything I can do?
It's a dunt, not really that bad in honesty but if she'd had the common decency to even just stop & apologise I would probably have just took it on the chin as an accident. However after what is basically a hit-and-run I'm determined to pursue this as far as required for a proper repair.
Anyone know what I should do?! I hate pestering the police for dross like this but I'm really riled by it!!!
There are ways of finding registered owner on the internet - although not entirely legal - i'm sure a letter with an invoice for the repair would do it. I would imagine going to the police will mean it being recorded as a no fault "accident" which will affect your insurance premium. It might cost only a few pounds to fix with one of those dent companies or potentially several hundred if its metallic/needs respraying etc.
-Ralph-
03-01-08, 12:16 AM
This happened to me, but it was a broken wing mirror from someone who drove past too close, similar damage in terms of cost to repair though.
Report it to the police within 24 hours and they will trace the owner of the vehicle and visit her to have a word. It remains only an allegation on your part, but if they think they can prove it, ie: her colour paint on your car, cctv footage, or if she admits to it, they will supply you with her insurance details and may even decide to charge her with driving away from the scene of an accident which in my case carried a 9 point penalty for the perpetrator. It was Lothian and Borders police that persued that one. I was lucky though, I was told in most cases they are met with a denial and innocent until proven guilty prevails. In my case and the perpertrator admitted to it upon being told that the area was covered by cctv and that a denial would result in them checking the footage.
JamesMio
03-01-08, 08:28 AM
There are ways of finding registered owner on the internet - although not entirely legal - i'm sure a letter with an invoice for the repair would do it. I would imagine going to the police will mean it being recorded as a no fault "accident" which will affect your insurance premium. It might cost only a few pounds to fix with one of those dent companies or potentially several hundred if its metallic/needs respraying etc.
GRRRRRRRRR :smt013:smt013:smt013:smt013:smt013:smt013:smt013: smt013:smt013
If there are any coppers on here that, do you know if this is correct?
I'm really not happy about this, I've only had the car a year and now have 2 dunts - the first of which when some scum bag Carlisle pikey kicked it when it was parked in the street a few months ago.
All together now "What a Wonderful World....."
James M (first day back at work, and far from happy!!)
someone hit the side wing on my car a while back while it was parked outside. went to police but with no name or registration they could only give me an incident number. went to wee garage and asked him to pop out dent as it was stopping my drivers door opening all the way. didnt go thru insurance as i dont want to muck up my 9 years no claims. cant believe they didnt even put a note of my windscreen saying sorry.
No, the police and your insurance are seperate.
Call the police, provide them of the time, date, location, and registration number, it will be classed as a hit and run incident and the person will get a letter/visit.
Whether you want to take it up with your insurance company though is up to you.
Use the reg plate to find out if the person is insured etc before you go any further. May help your decision whether to persue it or not.
JamesMio
03-01-08, 12:18 PM
Ok, thanks Daimo...
Did I see a website on here somewhere (think it was for a tyre company) that you put the reg plate in & it brings up the Car Details?
It'd be good to make sure I've got the correct reg no. that matches her car before I bother the local fedz with it.
http://www.askmid.com/askmid.aspx
Hope that helps
JamesMio
03-01-08, 01:52 PM
You are a legend & a gent(or lady, sorry!)
That's worked a treat & the reg plate matches the car responsible.
Brilliant, off to the plod-shop after work me thinks.
np fella :) (yes, im a bloke, or try to be anyway :lol: )
It is an "accident" so in theory you have to declare it, and if you go to the police it will be recorded. My car was hit by insured lorry, I wasn't in the car- it was parked legally on the road, yet I have to declare it at each insurance renewal for 5 years it has cost me I would estimate well over £1000 in additional premiums. I now pay around double every time I renew due to this and the new Mini that was stolen and burnt out after breaking into our house and taking the keys which is of course our fault.
No you don't HAVE to declare it if you don't want to.
If your happy not to need any repairs/pay out of own pocket, then although your insurance company "should" be informed, really, they don't... They will bump up your prices for something that your not prepared for pay out for or don't want the insurance company being involved with in the first place.
Do the police need informing every time you do over 70mph on a motorway.... Or do you only worry about it when your caught?
If you have a small accident, someone admits fault and gives your £100 cash on the spot, do you declare it to the insurance company? No, again will bump up the costs for absolutly no reason at all.
I had a "dunt" put into the door of my car (pug 307) by some bint in a car park.The car was only a year old at the time and the quotes for repair worked out at £800. Her insurance covered it and I didnt have any excess on my insurance.
phil24_7
03-01-08, 06:42 PM
I don't believe the police routinely inform your insurance company, that would be down to you to do.
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