Up date on my accident

[Paws]

As a few of you know/remember i had a nasty accident in Sept 07 where my left leg was broken and sv was written off.

Well the driver who hit me admited blame straight away but it took 3 months for a letter from her insurers confirming it.

Last week i received a cheque for my excess :) :) which means she can't go back on her plea now, shes NOT going to prosecuted for undue care and attention etc, which is fine as i said i didnt want to take it further.

Off to insurance doctors today so they can start the compensation claim :)
Im a happy bunny again :)
Just need the payout for my kit and wages next!

[Amanda M]

Excellent news Paws :thumleft:

[neio79]

Off to insurance doctors today so they can start the compensation claim :)
!

Good news and all and glad you are ok etc, but that bit *****d me off, people claiming compo put all premiums up.

It anoys me in general the whole compo and blame culture we seem to live in.

I could have had a compo claim a few years ago when i was hit from behind in my car, but on pure moral grounds i did not as it will cost me in the long run whn insurance premiums go up.

[Sosha]

To be fair if someone drives into the back of you because they're not looking where they're going, breaks your leg & stops you working/ playing for a month plus, compensation doesn't sound at all unreasonable.... (?)

[neio79]

To be fair if someone drives into the back of you because they're not looking where they're going, breaks your leg & stops you working/ playing for a month plus, compensation doesn't sound at all unreasonable.... (?)

Not really to me, most companies have sick pay plans, and if you are stupid enough to have loans with out payment protection (if needed, i get paid unless iam dead) then you deserve what you get for your stupidity and recklesness.

And how is a few thousand going to give you back your time and enjoyment? its not, its greed pure and simple . If you are claiming for the cost of damaged kit then fair enough. But people claming for whiplash and other pathetic (and most the time made up for compo reasons) injurys really grip my s**t. :thumbdown: Surely one of the reasons we have insurance is to recover these type of costs?? so claiming compo IMO most of the time is pure greed.

[G]

I sometimes agree with seeking compo, and sometimes I dont it dpends on the circumstances of the incident......

An 'accident' is just that, if it was unavoidable then there is no blame, and no one to claim compo from.

If someone has been driving like an idiot with complete disregard for others on the road and shatters your leg, ruining 6 months of your life......then abit of money for the pain, boredom and loss of 6 months of your life is fair enough to be honest.

Edit: Glad your back on track Paws.

[ASM-Forever]

Neio i'm no fan of the compensation culture, but a broken leg is worthy of compensation!

[neio79]

I sometimes agree with seeking compo, and sometimes I dont it dpends on the circumstances of the incident......

An 'accident' is just that, if it was unavoidable then there is no blame, and no one to claim compo from.

If someone has been driving like an idiot with complete disregard for others on the road and shatters your leg, ruining 6 months of your life......then abit of money for the pain, boredom and loss of 6 months of your life is fair enough to be honest.

Edit: Glad your back on track Paws.


The only time i would agree wit hcompo being claimed is if it severly changed your life, as in disabled you, prevented you from going back to the same job etc.

Yes if you are put in a wheelchair by some clown then it would be fair in that case as its money to compensate you for the extra costs and hardships you will experience to carry on your life as it was before. or had such a severe break you could not do your job again, such as driver, police, or in my case if it led to me being medically discharged, then again its would be a case as its life altering.

But in the case of a simple break or a case of "whiplash" you should just be told to f*ck off.

[kwak zzr]

result! great news! well done paws :)

[Davies]

result! great news! well done paws :)

+1

If someone hits me and causes me injury resulting in me missing work, I would claim compensation straight away. In most cases, sick pay is for a finite period so I would be left out of pocket by quite a considerable amount......how else would I be able to pay my bills?

[Flamin_Squirrel]

Not really to me, most companies have sick pay plans, and if you are stupid enough to have loans with out payment protection (if needed, i get paid unless iam dead) then you deserve what you get for your stupidity and recklesness.

And how is a few thousand going to give you back your time and enjoyment? its not, its greed pure and simple . If you are claiming for the cost of damaged kit then fair enough. But people claming for whiplash and other pathetic (and most the time made up for compo reasons) injurys really grip my s**t. :thumbdown: Surely one of the reasons we have insurance is to recover these type of costs?? so claiming compo IMO most of the time is pure greed.

Insurance costs what it does because there are 1 million selfish gits driving around without it.

And payment protection on loans/credit is extortionate. Why should anyone run the risk of being made bankrupt because they didn't want to be ripped off? I'm not going to take it out on the off chance someone decides to run me over while I'm out on the bike.

There are enough frivolous claims going on out there for you to get angry about - being put in hospital with broken bones isn't one of them.

[Paws]

ermm neio, mine wasnt a simple break-i spent 15 weeks in plaster and 5 months off work on ssp! i managed to survive (just), my leg wont be the same-ive got scars from burns and i also find it uncomfortable to walk far or wear high heels, its why i also cahnged job as i cant stand all day-i now work in a office whereas i worked in a shop.
Hg doesnt/didnt have a sick pay plan, andc no the compo money wont un-break my leg etc but its a nice payback to my parents who had to take care of me and pay for all my food etc as i was unable to pay them rent!

[neio79]

ermm neio, mine wasnt a simple break-i spent 15 weeks in plaster and 5 months off work on ssp! i managed to survive (just), my leg wont be the same-ive got scars from burns and i also find it uncomfortable to walk far or wear high heels, its why i also cahnged job as i cant stand all day-i now work in a office whereas i worked in a shop.
Hg doesnt/didnt have a sick pay plan, andc no the compo money wont un-break my leg etc but its a nice payback to my parents who had to take care of me and pay for all my food etc as i was unable to pay them rent!

Never said yours was simple, Like you pointed out and i am happy to stand corected, yours was a life changing incident, and as you say effected your job and standard of life so fair enough wanting the money for the adjustment you will have to make.

[Paws]

Tbh i dont think i'll miss hg but i do miss wearing heels :( im only a shorty as it is lol! I can wear them but not for long.
No offence taken neio hun.

[Kinvig]

im only a shorty as it is .

erm, thought you were 5ft 8?

[rictus01]

Not really to me, most companies have sick pay plans, and if you are stupid enough to have loans with out payment protection (if needed, i get paid unless iam dead) then you deserve what you get for your stupidity and recklesness.

And how is a few thousand going to give you back your time and enjoyment? its not, its greed pure and simple . If you are claiming for the cost of damaged kit then fair enough. But people claming for whiplash and other pathetic (and most the time made up for compo reasons) injurys really grip my s**t. :thumbdown: Surely one of the reasons we have insurance is to recover these type of costs?? so claiming compo IMO most of the time is pure greed.

interesting outlook, having not really worked for 18 months, and not able to use any of my skills for diy, and seriously looking to move house as stairs are just plain painful, my normal life is and will always be more expensive, I fail to see why I should pay the difference, the idea behind the lump sum is to address al the things you wouldn't see straight away.

Now of course all that "apparent whiplash" stuff is a different story, but someone elses stupidity shouldn't cost me for the rest of my life, and fortunately the law agrees.

Cheers Mark.

[neio79]

Tbh i dont think i'll miss hg but i do miss wearing heels :( im only a shorty as it is lol! I can wear them but not for long.
No offence taken neio hun.


Good as i never meant to offend you.

I hope your forced career change is a beter one for you?? And that you get to wear heels again soon.

hmmm now there is an image, high heels and your puppies paws!! :p

[Paws]

i work in insurance now ;) only been there a week so far! scary stuff lol!

I take it you never saw the thigh high boots pic of me on mcn ninjas??? LOL!!

Kinvig-im 5ft 5 huni, where the heck did you get 5ft 8???

[neio79]

i work in insurance now ;) only been there a week so far! scary stuff lol!

I take it you never saw the thigh high boots pic of me on mcn ninjas??? LOL!!

Kinvig-im 5ft 5 huni, where the heck did you get 5ft 8???


LOL irony at its best eh?


No i diddnt, but will be frantacily looking for it now, unless you are so kind as to PM me the link LOL ;):p

[Kinvig]

Kinvig-im 5ft 5 huni, where the heck did you get 5ft 8???

I thought you were taller than moi.

I didn't go round surreptitiously measuring people at the Christmas do....probably. ;o)

[missyburd]

wahey great news Paws :thumright:

[Balky001]

LOL irony at its best eh?


No i diddnt, but will be frantacily looking for it now, unless you are so kind as to PM me the link LOL ;):p

Neio, you come across as selfish and uncaring. Nothing to do with your compensation comments, but why PM the link, can we have it in the public domain please :p;):D

By the way Paws, great result with the insurance and job change! Have pity on those claims you'll be dealing with

[svpilot]

Good luck mate, I hope it all goes smoothly for ya. These things can take a looooooooong time to sort out.

[Viney]

and if you are stupid enough to have loans with out payment protection (if needed, i get paid unless iam dead) Thats what you think. Payment protection is the biggest rip off know to man. I have been on the end of it, and they will find EVERY concivable way of not paying you. Most of them wont pay you for the 1st 60-90 days, then its not back dated, by this time, you are in arrears and your credit rating is shot. This was from The Abbey, and a Egg credit card. The polices are not worth the paper they are written on.

[shonadoll]

Best of luck getting it all sorted Paws. I absolutely agree with you claiming comp, my work paid me full pay for 2 weeks, then half pay then nowt. You should be reimbursed.