bike insurance (ebike)

[t18con]

i started learning on a cbr 125r, took out insurance through ebike for the sum of 220 quid for myself and the wife. when i bought the sv, i still have the cbr so i just went onto my online account with ebike and added another bike to the policy. on the closing pages it quoted me 296 quid, which i ASSUMED was 70 quid on top of the original policy that was still running for the cbr. the direct debit details popped through the post yesterday and i am being billed both the 220 for the original cbr policy AND 296 FOR THE SV POLICY. is that the way it should work with ebike?? someone else is bound to be on ebike?

[ThEGr33k]

Im not with e-bike but tbh im not suprised that it cost that much. :(

[t18con]

prob should have added im 39!

[shonadoll]

I'm 40, with 1 yrs no claims, with ebike, and am paying ?250 fully comp.

[kitkat]

im with e bike ?224.75 fully comp with legal expenses and recovery

that is with 6 years no claims and im 41 on a raptor 1000

[t18con]

so my original thought that 296 was for both bikes is correct then, looks like an admin error.

[muffles]

so my original thought that 296 was for both bikes is correct then, looks like an admin error.

Not necessarily, the people above have some no claims, etc, which will affect it. I'm not sure from your post if the SV is your first big bike after passing your DAS, it did sound like it but unsure. However if it is your first big bike, and you've recently passed your test, I would think £296 is a very, very cheap price for both bikes.

[xXBADGERXx]

I`m with Direct Choice and its cost me 235 quid Fully Comp with zero no claims and aged 36 , when my policy is up for renewal in July they recon they can do me an excellent deal with 1 years no claims too :D

[muffles]

I`m with Direct Choice and its cost me 235 quid Fully Comp with zero no claims and aged 36 , when my policy is up for renewal in July they recon they can do me an excellent deal with 1 years no claims too :D

That's me told then :D

But seriously, I am going off the premium given for the CBR - I'm sure it's possible, but only £70 more for an SV over a CBR125 given an original £220 premium is what sounds off.

[xXBADGERXx]

Well my policy was 145 quid for the Honda Varadero 125 , I changed the policy to add the Sv on and remove the Varadero and they charged me 90 quid extra . That way I can keep the no claims bonus that would have been accrued on the Honda when the policy finished :D

[muffles]

Well my policy was 145 quid for the Honda Varadero 125 , I changed the policy to add the Sv on and remove the Varadero and they charged me 90 quid extra . That way I can keep the no claims bonus that would have been accrued on the Honda when the policy finished :D

That's why I was careful to say I'm sure it's possible ;)

Out of interest - how much time was left on the policy when you changed? It would be interesting to compare that to the OP's, since that will have aq big effect as the change should be pro-rata (plus possibly an admin fee).

[xXBADGERXx]

Policy had 4 months to go from when it was changed

[kitkat]

dont think that will be for both bikes. not many insurers will do multi bike and multi rider. its either multi bike with one rider or one bike with multi riders

saying that when I passed my test I got an sv i was 34 I think and it was ?140 fully comp with carol nash

[ricky]

phone them and ask them they do have a phone number, all but abuse from them but they will help if you argue back

[ethariel]

I have found Ebike to be very competitive, first insurance company i have actually told about EVERY mod and not had my insurance jacked up hugely, refused or simply laughed at.

That said, last year the difference between 4 and 5 years NCB was virtually nothing, they are going to have to do better this year, tho they are the only insurance company to quote cheaper for fully comp than 3rd party F&T !

[xXBADGERXx]

phone them and ask them they do have a phone number

:confused: Why phone them to ask if they have a phone number , you would already have their number then :smt077

[ricky]

:confused: Why phone them to ask if they have a phone number , you would already have their number then :smt077

becuase ebike insurance is internet based only, no phoning up after taking the policy, but they do have a number you can phone if you get stuck and need help but they dont like you calling them

[BillyC]

You've got two bikes, on a policy with two named riders - yes you're going to be charged almost full whack. That's the way it works.

If it was just you, and two bikes, then there's an economy - you can only ride one at a time.

[xXBADGERXx]

they dont like you calling them

Sounds like hassle to me man if your in a fix and need something sorting out .

[tanis34]

dont know bout your problem but i know some1 with ecar insurance his car was wrote off in an accident and instead of paying out a tow truck turned up and dropped his car off and its still there 3 months down the line and hes had no luck sorting it all out:confused: