ebay/paypall problems?

[hovis]

just got this email...

"Dear hovis

This email confirms that you have received a Pending eCheque Instant Purchase Payment for 71.87 GBP from ***********(*********@hotmail.co.uk). This eCheque payment will remain 'Uncleared' until the funds have cleared from the sender's account, which usually takes four working days. If you are shipping an item, please do not ship your item until the funds have cleared into your PayPal account. You will be notified by email when the funds have cleared into your PayPal balance."

i thought paypall was instant?

[hovis]

just cheked my ebay and its added it up a bit wrong?

Subtotal: ........................£66.87
Postage and packaging: ....£10.00
Postal insurance (not offered): --
Seller discounts or charges:
--
Total: £143.74

i put in £5 post not £10? aswell

[muffles]

Dunno about the Ebay bit of it but I think I've heard of that Paypal thing before.

[Luckypants]

just got this email...

"Dear hovis

This email confirms that you have received a Pending eCheque Instant Purchase Payment for 71.87 GBP from ***********(*********@hotmail.co.uk). This eCheque payment will remain 'Uncleared' until the funds have cleared from the sender's account, which usually takes four working days. If you are shipping an item, please do not ship your item until the funds have cleared into your PayPal account. You will be notified by email when the funds have cleared into your PayPal balance."

i thought paypall was instant?

Just had the same thing paying for an item. The 'e-Cheque' thing is they take money from my bank by Direct Debit, then pay it to the seller. This seems to take an age and no real idea where the money goes. It took 10 days from the money leaving my bank account to the seller receiving it in their PayPal account.

So PayPal is not instant at all.

[hovis]

i was thinking along them lines...... its just the buyer has asked if i can send it ASAP, and thought it may be a scam?

not that i would post it before the moneys has cleared

[Stu]

Paypal is instant usually when funded by Debit/Credit card or Direct Debit or Paypal balance.
Your buyer has chosen to fund by eCheque which takes 10 days - so you'll need to wait that long. You'd best tell your buyer.

LP I think you must be choosing the wrong option. Why did you choose eCheque? :???:

[Luckypants]

Paypal is instant usually when funded by Debit/Credit card or Direct Debit or Paypal balance.
Your buyer has chosen to fund by eCheque which takes 10 days - so you'll need to wait that long. You'd best tell your buyer.

LP I think you must be choosing the wrong option. Why did you choose eCheque? :???:

Did NOT choose e-Cheque. It just did it :(. Fecked off with PayPal, would have been faster sending an old fashioned cheque FFS! In fact paypal seems pretty rubbish unless you keep money in your PayPal account

[SoulKiss]

Did NOT choose e-Cheque. It just did it :(. Fecked off with PayPal, would have been faster sending an old fashioned cheque FFS! In fact paypal seems pretty rubbish unless you keep money in your PayPal account

I had this a year ago - meant my can didnt get to me in time for the AR.

Basically it happened to me because my "Backup" card (credit card or debit card) had expired so they fell back to eCheques.

To fix this just add a credit/debit card to your paypal account.

It will still use Direct Debit for transactions with your backup card just acting as a guarantee

Still think that PayPal is a PoS tho.

[Luckypants]

Thanks SK, will do that. What is a PoS in this context? (I doubt it is Point of Sale!) :p

[cuffy]

Had something similar earlier in the year, i paid for an item using paypal but the bloke hadn't sent it within a week so i meessaged him asking why, he replied "i'm waiting for your e-cheque to clear, I then realised i hadn't updated my new card as the old one had expired.

[SoulKiss]

Thanks SK, will do that. What is a PoS in this context? (I doubt it is Point of Sale!) :p

Piece of Shi[censored]

[Luckypants]

:smt046=D>Piece of Shi[censored]

[Steve_God]

Had something similar earlier in the year, i paid for an item using paypal but the bloke hadn't sent it within a week so i meessaged him asking why, he replied "i'm waiting for your e-cheque to clear, I then realised i hadn't updated my new card as the old one had expired.
+1.
Have only had that problem once. If I remember correctly it makes it fairly clear that it is sending the funds via an 'eCheque' rather than the usual 'Bank Transfer' method.

[hovis]

strangely enough........ i have just sold somthing else, and the same as happened?

[Mark_h]

So why do you think Paypal should carry the risk of funds not clearing? Their role is to arbitrate between buyer and seller to make sure your banking detials are not compromised; it's not their job to own the risk of eCheque or any other cheque for that matter not clearing.

If you register a credit card and keep the card upto date it seems to work fine for just about everyone I know.

[northwind]

So why do you think Paypal should carry the risk of funds not clearing?

Of course they shouldn't, but that's not what they're doing... I've got a debit card payment pending just now, I sent the payment last monday and it's debited my account, but it's still pending. The website says it takes 7-9 working days to clear! They're no more exposed than any other merchant services user, this is exactly the same as ordering something from a shop and having them wait 2 weeks before they post it.

What's really honked me off is that I usually pay from a visa, but every time you do that it comes up with a message "Why not pay from your debit card?" Just for once I did, and that's why I've still not got my item- but it never says that there'll be a delay in clearing.

I've had a lot of good from Paypal, including some fraud refunds, but this is really crap.