Mortgage advisor please

[plowsie]

Think I know of one on here...Saeed are you one?

Need some help and advice. Any mortgage advisors please PM me :)

[BigBaddad]

I'm not one, but I've owned a whole lot of property in my time.....perhaps I can help?
What do you want to know?

[krhall]

Me too - I need one as my fixed rate of 5 years is about to end and I am looking down the barrell of a ?150 -?200 per month increase at the current rates.......

[plowsie]

I've just thought, is it legal to do this lol. Doesn't it cost me for advice?

[Blue_SV650S]

I've just thought, is it legal to do this lol. Doesn't it cost me for advice?

If you go to any bank or building society you will get proper professional advice for FREE!! ...

Also estate agents offer FREE independent* advisers ...

*yeah right, like they are not getting a kick-back off someone ;)

[wyrdness]

A friend who owns a number of buy-to-let properties recommends a mortgage advise called Mark Raybould at Abacus Advice (http://www.aadv.co.uk) (01732 881151). I spoke to him a while back when I was thinking of remortgaging and he seemed to really know what he was talking about. It might be worth giving him a ring.

Edit: I wouldn't trust a bank or estate agent mortgage advisor to give the best advice. Use an independent one. I got royally screwed by an estate agent one when getting my first mortgage as a first time buyer.

Before you accept any deal, phone the guy I mentioned above and see if he can get you a better one.

[ooger]

Can Jeremy Kyle not offer sensible, impartial advice for you Plowsie, if you're going anyway?

2 birds, one stone.....was just thinking...?

:confused:

[fizzwheel]

If you go to any bank or building society you will get proper professional advice for FREE!! ...

Also estate agents offer FREE independent* advisers ...

Yep they do. Go and talk to somebody face to face.

I walked into an Estate agents and asked for help and they sorted out my mortage and life insurance and contents insurance for me. I didnt have to to do a thing and I never even bought my house through them.

[MR UKI (1)]

A friend who owns a number of buy-to-let properties recommends a mortgage advise called Mark Raybould at Abacus Advice (http://www.aadv.co.uk) (01732 881151). I spoke to him a while back when I was thinking of remortgaging and he seemed to really know what he was talking about. It might be worth giving him a ring.

Edit: I wouldn't trust a bank or estate agent mortgage advisor to give the best advice. Use an independent one. I got royally screwed by an estate agent one when getting my first mortgage as a first time buyer.

Before you accept any deal, phone the guy I mentioned above and see if he can get you a better one.

Bank or Building Society will generally only be able to advise you on the most suitable product from their range (so unlikely to be the best available on the market). Mortgage broker or intermediary with access to products from the whole of the market will no doubt source you the best deal. But you may pay for the privilege depending on who you go with. The Building Society i work for has a brokerage who can advise on the whole of the market, Cheshire Mortgage Brokers at http://www.cheshiremortgagebrokers.co.uk/

[Girth]

What about one of the ads that appear between the wonder Jeremy Kyle show?

[ooger]

What about one of the ads that appear between the wonder Jeremy Kyle show?


+1

I believe they can also consolidate all of your debts, and leave you worry-free for life.

I think they might use your house, car and any family members for collateral though.

[Jools'SV Now]

Mortgage advisor in da' house.

Yes, new business rates have increased.
No, nobody can tell you generically where they may go next or how long is best to fix it for, or whether to go variable - that's all down to individual circumstances and how future changes may affect you.

As has been said, find a local broker who uses the 'whole market' some charge fees (usually only on completion of the new mortgage), some don't (so strangely don't value their work, ho hum)
We're all regulated by the FSA so the cowboys have pretty much left town.

The value of carrotts can fall as well as rise
purple really shows up if you're sweaty
don't answer the door to strangers
your home is your castle if you have a drawbridge, but may still be repo'd if you're a numpty.
if the FSA are reading this - it wasn't me, m'kay?

[454697819]

Mortgage advisor in da' house.

Yes, new business rates have increased.
No, nobody can tell you generically where they may go next or how long is best to fix it for, or whether to go variable - that's all down to individual circumstances and how future changes may affect you.

As has been said, find a local broker who uses the 'whole market' some charge fees (usually only on completion of the new mortgage), some don't (so strangely don't value their work, ho hum)
We're all regulated by the FSA so the cowboys have pretty much left town.

The value of carrotts can fall as well as rise
purple really shows up if you're sweaty
don't answer the door to strangers
your home is your castle if you have a drawbridge, but may still be repo'd if you're a numpty.
if the FSA are reading this - it wasn't me, m'kay?


hmm sounds like u sorted my last mortgage??..... :rolleyes:

[SV-net]

Just changed my fixed rate to 5.29 Barclays.