Bank account compromised .... g*ts

[Shellywoozle]

Arrggghhhh .... went out for a meal on Sat and spent half an hour trying to pay for it on my visa card, finally after speaking with my bank I paid and went on my way.

Today I tried to pay my council tax over the phone, it was denied and I got to to contact my bank.

Bank then said someone had taken 51p from my account from an internet trasnsaction (one I knew nothing about and didnt recognise company) and the bank killed my debit card to protect my a/c.

Spot on to Alliance and Leicester for picking up on a 51p transaction but gggrrrrrrr to the bu**ers who stole my card details.

I just ordered a new PC on line of which won't come now as all card transactions have been cancelled :(

When I went in branch to draw money out I got pulled into the nearest clothes shop and spent most of it ...... thats why I use a card so I don't go to town and spend.

Grrrrr Shells daily rant over .... do they know not to clone a coppers card LOL

[Wayluya]

Could have been worse.

Funnily enuf I use cash, cos' in the (long) past was never good with cards and temptation.

Temptation strikes in different ways :smt045

[Speedy Claire]

Bummer hun..... hope it gets sorted quickly

[Davido]

good move by your bank though. Mine would probably have waited till my account was empty before doing anything. Then charged me for going overdrawn.

[CoolGirl]

Are you sure it was cloned? Where did you order the PC from? They may be the culprits.

I say this as the same thing happened to me a few months ago. The PC company, in protecting themselves, took the first 45p off the card to prove it was genuine. however, the card company thought this was suspicious so stopped the card, thereby blocking the remainig ?499.55p of the transaction. Fortunately they rang me to say there was a problem and a swift call from me to the bank sorted it out and card was duly unblocked. and the internet company's trading name may not be the same as the website ( eg Laptops Direct trades as Easy Computers).

[Shellywoozle]

Are you sure it was cloned? Where did you order the PC from? They may be the culprits.

I say this as the same thing happened to me a few months ago. The PC company, in protecting themselves, took the first 45p off the card to prove it was genuine. however, the card company thought this was suspicious so stopped the card, thereby blocking the remainig ?499.55p of the transaction. Fortunately they rang me to say there was a problem and a swift call from me to the bank sorted it out and card was duly unblocked. and the internet company's trading name may not be the same as the website ( eg Laptops Direct trades as Easy Computers).

Purchased from ebuyer .... who now have cancelled my order and upped the price of the PC so I am royally fed up !!!!

Ahhh I am going to bed I cant even spend money grrrrrrr

Knowing my luck this is what has happened, I have to wait a week for a new card and PC

[El Saxo]

Same thing happened to me the day before I went on NW3 - bank phoned me to check on suspicious activity on my account - there were transactions like yours, both v.low amounts but they definitely weren't mine - 1 was for iTunes and one was for a Pharmacy somewhere, for about a quid each. Bank immediately cancelled my card & sent a new one - thankfully I was able to borrow some money off my Dad to cover petrol etc for the weekend.

Makes you wonder though, with all the different places I use my card, especially when away on rideouts etc, why were those 2 transactions the ones that flagged up as suspicious?

[markmoto]

Jeeze shell your not having much look lately kid, least its good to know the banks are onto this sort of thing.

[Shellywoozle]

Jeeze shell your not having much look lately kid, least its good to know the banks are onto this sort of thing.

LOL I now Mototech, don't know why I am getting out of bed today .... hoping nothing else can go wrong LOL

Going to call ebuyer this morning and see what they playing at with my laptop, may be a solution to my 51p but I doubt it. I remember te guy in Alliancd and Leicester saying it had happened to a few people and asked if it was just 51p..... hey they gave it me back I ain't out of pocket LOL, wonder if they would have been so fast to credit me the moeny back if it was thousands.

[kitkat]

should change your name to lucky white heather shell lol

[kwak zzr]

kwaks thinking on this shelly ;o) atleest u cant spend your money and u can save some :o)

[gruntygiggles]

Makes you wonder though, with all the different places I use my card, especially when away on rideouts etc, why were those 2 transactions the ones that flagged up as suspicious?

I think it gets picked up because such small amounts are rarely spent on cards by the card holders. When was the last time you bought something for under a quid on your credit/debit card? Fraudsters do it to make sure the card hasn't already been cancelled, then make a big charge against it, so all in all I think you were lucky Saxo.

Shell, yours does sound like it might be the PC and you must be gutted...I reckon you should stay in bed with a tub of ice cream and wallow for a while. You can't beat a good wallow sometimes :-)

I had a whole load of fraud on my accounts last year...still in the process of being sorted out as it was ID theft and some bast**ds used it to get a load of loans and ruin my credit. All being sorted now, but I have gone back to only using cash because it's just too easy for people to steal details.

[Spiderman]

Shell just do what i do and live at the extreme end of your overdraft...that way they cant spend F all anyway. Like the mugs who cloned my card and attempted to go on a shopping spree in Malaysia.
3 quid later they discovered it wasnt worth their while :lol:

[Alpinestarhero]

Spidey, Honorary Student of 2008

[Luckypants]

MBNA detected a 1p transaction on my VISA last year and checked with me by phone, turns out there was ?850 of fraudulent transactions already on the card which they stopped and cancelled the card.

I like this system of detecting 'odd' transactions ;)