Just had a spill, Bike Written Off

[robertjp]

:confused:
Was travelling to work in pouring rain, taking it very easy just following the traffic across an island and hit a patch of diesel, next thing i know im looking at the sky, front end slipped from under me...


http://ph.uncle-dave.co.uk/upload/images/IMG_0154.JPG
http://ph.uncle-dave.co.uk/upload/images/IMG_0155.JPG
http://ph.uncle-dave.co.uk/upload/images/IMG_0158.JPG

Just had the repairer leave, told me its a total loss.

Considering buying back for salvage and using as a commuter as i know it literally cosmetic stuff....what do you reckon?

Just about to post in 'for sale' - looking for parts to start investigating if its worth it, so if anyone can help with parts...

[gettin2dizzy]

That's bonkers that they can call that a total loss!

Are you ok from it?

Remember you can claim for damaged kit if it was diesel.

[robertjp]

Tried claiming for kit - they wouldnt have any of it. Through eBike - they basically told me i hadnt paid for that in my policy.

Oh - and i was fine, was literally a 2 yard slide across the tarmac, bruised hip / backside and stiff neck was all i had from it.

[600+]

was the guy ****ed???!!!! that a total loss?!!

buy it back, spray paint the fairing and spend another £80 for an exhaust

[SoulKiss]

Everyone is going on about how they cant believe this is a total loss.

Remember the Insurance is going to return the bike like new.

This means new lowers rather than just repaired - which adds a lot to the cost - £400 for the plastic and then 2 hours fitting = £500.

Thats one of the reasons I always advise newbies to not get a Sport or get one and take the lowers off.

Its the plastics that cost.

[Pete_58]

If its just the lowers that are damaged, buy the bike back whip them off, tidy the rest of the damage up and ride it!!! You can always replace the lowers at a later date.

Crazy to think that an insurance company would write a 3k (?) bike off for that damage, but as has been said, take into account parts and labour and thats what costs!

Edit: Just noticed in the other pic your exhaust has snapped! Good excuse to change it;), as has your rear brake lever. I dont think these go for much?

Good luck with it all, take it you were ok?

[rob13]

Yeah Robert Id definitely have that back. Easy to take the lowers off and get some new rear plastic. Get yourself and aftermarket exhaust and some cheap levers off ebay. Theyre about a fiver.

Ill have a hi-level scorpion exhaust for sale soon.....

[Foxy]

Shame about to hear about your bike. Glad to hear you are okay and you will get plenty of great advice from others about parts etc... to restore your bike...

I hope it goes well and isn't too costly for you :p

[riktherider]

street fighter it!!!! or turn it into a track bike

[Shellywoozle]

Mine looked worse than that when I had my off, bike went skiding dfown the road did 2 x 360 degree turns on the right hand side fairing and can. I needed a new can, new brake lever, bar end and I took the lower fairing off, looked like new thanks to my crash bungs doing a good job.

Cost me more to get it back off recovery.... summat like £350 in all. (£170 for recovery)

Flea bay and fellow orgers will provide parts for that and you will ne laughing!!

Glad you are ok tho hun :)

[fizzwheel]

Its the plastics that cost.

Also I believe a new OEM exhaust is stupid amount of money as well.

[robertjp]

Been doing some investigations obviously - and i think its pretty stupid how they operate. Your right - plastics, £500 for a new set, OEM full exhaust system £600 - which is an absolulte rip off for the quality. Top cowl scuffed, fork scuffed and slight mark on wheel - takes it up to thick end of £2k in OEM parts plus the labour.

Scary!!!

Im hoping to have it back on the road for 1/4 of that!

[robertjp]

Yeah Robert Id definitely have that back. Easy to take the lowers off and get some new rear plastic. Get yourself and aftermarket exhaust and some cheap levers off ebay. Theyre about a fiver.

Ill have a hi-level scorpion exhaust for sale soon.....

Thanks, but cant go for high level as the Mrs comes on the back (well...she did until this hehe!)

[robertjp]

By the way - can anyone tell me my paint code?

Sorry ignore me...Candy Napolean Blue - YHJ

[Dangerous Dave]

Unfortunately from an insurance point of view that could be classed as a total loss, yes it is only cosmetics but check out the prices for the new parts from Suzuki!

I look at it and smile, something to tinker with! I say buy it back, or cancel the insurance claim and start a repair yourself. If it still runs and the frame is straight you have nothing to loose. The important bit to remember is to prioritise what needs fixing first, you don't need bodywork to ride on the road but brake levers etc are a must.

[Jayg0]

Jeez - if that's a total loss then I've no idea what they'd make of mine!

Looks like an easy fix though, I reckon you could have it back to mint for under £400.

Unfortunately decent rear brake levers seem to be like hens teeth but if all else fails they're not hugely expensive new. Good luck with the rebuild.

[Lozzo]

Been doing some investigations obviously - and i think its pretty stupid how they operate. Your right - plastics, £500 for a new set, OEM full exhaust system £600 - which is an absolulte rip off for the quality. Top cowl scuffed, fork scuffed and slight mark on wheel - takes it up to thick end of £2k in OEM parts plus the labour.

Scary!!!

Im hoping to have it back on the road for 1/4 of that!

Mine was far worse when I threw it under a Honda Accord - 2300 quid's worth of damage according to the insurance quote.

I haggled with the engineer so it wouldn't be written off by trying to keep the costs down and allowing for repairs rather than replacement of some parts, and doing the work myself rather than at dealer rates. I kept the bike, got a cheque from the insco for 1660 quid and repaired it myself for 800 quid including buying brand new top and lower fairings. That kept it off the HPI register and I had a bike built the way I wanted it to better than it was when I bought it.

[fastdruid]

My y2k got written off in 2003, someone went to go out of the entrance to a supermarket as I was going in[1] and I ended up faced with the side of a car. With cold brakes and tyres I grabbed a bit quick at the brake, it locked and I went down then slid into her car.

Damage to bike was lots of little bits and pieces plus minor scrapes, would have needed a new LHS hanger, indicator, m/c to res hose, rhs mirror and headlight to be fully useable again.

It was written off, ended up with it being valued at 3k and the salvage at 300. So I got to keep the bike and got paid 2.7k (plus about 1k for my kit and about 7k for bike hire[2]). Which seeing as I was planning on selling it within a few months for ~2.5k I didn't think was too bad!!

It cost me 50 pounds to make it rideable (at suzuki OEM prices). I figured I could have got it back on the road for ~100.

Here she was *after* the crash just before stripped it as I'd made the decision to commit to it being a track bike and sell the road bits (I wish I'd put the seats on now, only decent pic I have).
http://www.fastdruid.co.uk/albums/SV650/thumbs/640x480DSC03633.JPG

Druid

[1] The OP may know it if he works in Coventry, Cannon park.
[2] Stupid, idiotic insurance companies, I wasn't going to turn it down but ffs twice as much money paid out for bike hire than replacing the original!!

[andyharding]

street fighter it!!!! or turn it into a track bike

track bike is the way forward.