insurance costs

[guzz316]

hi guys, looking to get average insurance costs for k8 sport, 23 years old, 1 year ncb, edinburgh area, last bike was 125cc. best i can get is £660 fully comp. anyone any cheaper and if so who with?
thanks in advance

[thefallenangel]

garaged? how bad is the area?

[simesb]

no such thing as an average cost - postcode, age, driving experience, points, garage, security, occupation, annual mileage, commuting, other vehicles, and others all play a part.

Phone all the agents and try and bargin down the price - play them off against each other.

I found Devitts the cheapest, for what that's worth.

[ljharmitt]

hi guys, looking to get average insurance costs for k8 sport, 23 years old, 1 year ncb, edinburgh area, last bike was 125cc. best i can get is £660 fully comp. anyone any cheaper and if so who with?
thanks in advance

thebikeinsurer.co.uk

17y/o 1 yr ncb, 3 points for speeding, bad area, birmingham post code.

FC = £500

[xXBADGERXx]

Give Direct Choice a ring , they were the cheapest for me by a country mile

[ricky_t]

1999 Curvy worth £1500.

20 years, 2 years no claims, clean driving history, good area, garaged.

£170 TPFT

That was with adrian flux bike sure. It also let's me ride other people's bikes TP with their permission.

[hovis]

just keep phoning around

i found express good also bennets seem ok with new riders

also worth doing a search through one of those that compare a load for you.

its a boring job, but i got mine from £3000 down to £600

[TazDaz]

thebikeinsurer.co.uk

17y/o 1 yr ncb, 3 points for speeding, bad area, birmingham post code.

FC = £500

That's a good deal!

I'm 19, 0yrs ncb, clean licence, very good area and they want £1200!!

Guess the 1yrs ncb makes all the difference!

[xXBADGERXx]

What makes a HUGE difference is age , if I remember correctly , hitting 21 and 25 drops a huge wodge off the premium as they think you are more responsible ......... and we all know thats a LOAD :D

[TazDaz]

Guess also the fact the bike will be new so insured at £4700 will make a difference, always forget that factor! :(

I generally hate insurance, paid out over £2k for last two year of insurance on the bloody car and not needed the insurance once!

[xXBADGERXx]

In the event of the unthinkable , you will be glad when you DO need that insurance :D

[stanie]

jesus!!!
05 naked, NO no claims, 3000 miles a year, garaged, fully comp, im a plumber and 41 years old. £77!!!!!! :-D

[nik_nunez]

mine is about the same, 26 - 0NCB, new k8, £650 FC with commuting, i tried ringing every place that did bike insurance and got no where, hopefully i can get my first year NCB and it will come down

live in a nice area, garaged

[xXBADGERXx]

1 years NCB , Full Licence held for 9 months , 15000 miles a year , kept in driveway , commuting and pleasure , age 36 and with mods to the bike ......... £170 fully comp for me in North Wales . Oh and thats for a K3 SV650s

[Frank]

1 years NCB , Full Licence held for 9 months , 15000 miles a year , kept in driveway , commuting and pleasure , age 36 and with mods to the bike ......... £170 fully comp for me in North Wales . Oh and thats for a K3 SV650sthought you were about 47.
I phoned my ins (which I found the yr before through a comparison site)and told them I would be leaving because they were to expensive.I told them I had a quote of about£100 for comp ins.Ten secs later they had matched the price ...hehehe

[Mgaffz]

Adrian flux were cheapest for me by miles 230 quid tpft and i can ride any other bike thirdparty only, im 24 just passed test sv650s k3 and its down as being on the drive! its actually in a steel bike shed thing but they did'nt have an option for that.

mick

[xXBADGERXx]

thought you were about 47.


Still have my own hair Gid , more than can be said for you ......... slapnut :bball: =;

[guzz316]

thanks guys, i have just bought the bike, so will now start the insurance process!!! i sat on it it the dealers, and decided i had to have it! will worry about insurance 2moro!:D

[MR UKI (1)]

Just renewed me SV1000 and Bennetts were cheapest I could find this time around. Carole Nash weren't to far behind and their policy had breakdown cover and Euro cover as standard. Used CN before however for my first bike and their 'inhouse' sols handled my claim following a no fault off and it took them 9 months to sort out even with 2 witness statements and police report in my favour and the other driver being done for driving without due care. The slightly lower cost and probably the memories of that claim took me down the Bennetts route.

[TazDaz]

The suzuki insurance run by express insurance is surprisingly good. They have managed to undercut everyone else I tried with an excess half of that which MCE and all the other companies wanted and on my first claim per year I don't have to pay the excess. (although I don't particularly plan on claiming, ever! :P)

I'd give them a try, I got the leaflet from the dealership.

Phone number is 0800 9 80 60 80

[guzz316]

just took the express suzuki insurance, £600, with a £350 excess, i pick upthe bike friday!!! cant wait!!!