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View Full Version : what security?


sauluk
22-10-08, 09:28 PM
just wondering, while looking for insurance im confronted with a huge list of security products so which ones get the most money off insurance without breaking the bank?

zsv650
22-10-08, 09:29 PM
anything thats thatcham gold tested id of thought insurance companies get the horn for alarm's too.

yorkie_chris
22-10-08, 09:45 PM
Depends, I checked last renewal as I'd got annoyed with alarm and thrown it at a passing chav. A £300 alarm system would have knocked a grand total of £17 off my premium...

zsv650
22-10-08, 09:49 PM
which is why ive never bothered

yorkie_chris
22-10-08, 09:51 PM
Indeed. Alarms and immobilisers are only good for leaving you stranded somewhere either rough or freezing.

zsv650
22-10-08, 09:52 PM
i just use a alarmed disc lock best of both worlds and a chain locked to something large and metal.

yorkie_chris
22-10-08, 09:52 PM
Yup and yup.

Best bike security in the world is being sat somewhere close with a crossbow.

dizzyblonde
22-10-08, 10:14 PM
I don't condone first suggestion

1: put bike in house, but if not.....
2: dogs, can hear any little tealeaf trying to nick off with your beloved, but if your out and a serious suggestion
3: OnGuard disc lock, thatcham approved(were when I bought one) fuggin heavy, rather large and noticeable and unpickable and they can't get croppers in em. £30, a lot more than a normal disc lock, worth every penny, and they are so big you don't forget to take em off
4: meta alarm

thing is like YC said it only knocks pence off your premium, and they are only deterant measures.

muffles
23-10-08, 07:53 AM
I must be the only one that sees a use for my alarm :) lol!

Spokey
23-10-08, 08:12 AM
I always put no security, even if I have chains and alarm etc as it makes little difference to the premium and doesn't give them a loop hole to get out of paying up if it's stolen " can you proove the bike alarm was on, megahugeunbreakable chain was around the bike etc " - if you have security, then that's an extra piece of mind for you.

Just my opinion

Nana

Stig
23-10-08, 08:23 AM
I think my security is second to none.

A bad paint job, a dented tank, scuffs all over and plenty of filth. No one would want to nick my bike even if I left the keys in the ignition. :lol:

yorkie_chris
23-10-08, 08:25 AM
Lol about the same here really.

magicrat
23-10-08, 08:32 AM
I think my security is second to none.

A bad paint job, a dented tank, scuffs all over and plenty of filth. No one would want to nick my bike even if I left the keys in the ignition. :lol:

Have done that before myself, bike parked in the garden just off a main street (in Salford!) for 2 days with keys in ignition and it didn't get nicked. How I've no idea.

muffles
23-10-08, 09:05 AM
I always put no security, even if I have chains and alarm etc as it makes little difference to the premium and doesn't give them a loop hole to get out of paying up if it's stolen " can you proove the bike alarm was on, megahugeunbreakable chain was around the bike etc " - if you have security, then that's an extra piece of mind for you.

Just my opinion

Nana

I think my insurance company won't take notice of things like chains, in case you don't put them on. Alarms, they are always on the bike and you can't go away without it being at least immobilised (best it'll do, even if you turn the movement sensors off).

Anyway, mine is of use to me, because it will alert me to the bike moving in the garage :D

Dangerous Dave
23-10-08, 10:13 AM
A £300 alarm system would have knocked a grand total of £17 off my premium...
Alarms and immobilisers are only good for leaving you stranded somewhere either rough or freezing.
+ 1, best to use a big chain and keep the bike indoors (garage/shed/house).

Dave20046
23-10-08, 12:21 PM
just wondering, while looking for insurance im confronted with a huge list of security products so which ones get the most money off insurance without breaking the bank?
I have a thatcham 2 oxford gsi,smar****er,datatagging, locked brick garage, disc lock, cable lock and chain all in action but they don't take it into consideration the *****.

Ceri JC
24-10-08, 12:08 PM
Ground anchor, Almax, Anti-pinch pin through the frame and an immobiliser. All sold secure/thatcham approved. Stored in a locked, alarmed, brick garage. For a bike worth £1000, you would have to be insane to want to steal it.

Edit: Forgot the datatag microdots on the bike too!

Brettus
24-10-08, 12:50 PM
Ground anchor, Almax, Anti-pinch pin through the frame and an immobiliser. All sold secure/thatcham approved. Stored in a locked, alarmed, brick garage. For a bike worth £1000, you would have to be insane to want to steal it.

Edit: Forgot the datatag microdots on the bike too!
From the list you wanna be careful they don't make off with your security products and leave the bike, sounds like you spent more on them :D

out of curiosity whats the anti pinch pin?

Ceri JC
24-10-08, 01:34 PM
From the list you wanna be careful they don't make off with your security products and leave the bike, sounds like you spent more on them :D

out of curiosity whats the anti pinch pin?

Yes, the security is a bit OTT given the bike. It was more to protect my NCB and the inconveninence of having the bike nicked than the bike itself. :) I justified it to myself on the grounds that the nice chains etc. can be used on more expensive bikes further down the line.

The anti-pinch pin goes through the frame of the bike and effectively allows you to fit an almax that is much too fat to fit through the bike "through" the frame. Gets round the "finding a wheel chained to a lampost" problem.

Brettus
24-10-08, 02:39 PM
Ah cool, thanks for that. I agree on the security being worthwhile and chains etc can always be re-used, keep meaning to get a ground anchor sorted for mine.

Ceri JC
24-10-08, 03:46 PM
Ah cool, thanks for that. I agree on the security being worthwhile and chains etc can always be re-used, keep meaning to get a ground anchor sorted for mine.

If you go for the anti-pinch pin, here's the link:
http://www.torc-anchors.com/products.php?cat=19
You want a 490mm to go through a pointy. The heatproof tubing you can buy for it is worth getting IMO. NB: You need the squire padlock to use it, but they are well worth getting anyway.

northwind
25-10-08, 02:55 PM
I had an immobiliser which saved me £10 a year, I took it out, it's worth paying an extra £10 to not have to deal with a ****ing immobiliser.

sauluk
25-10-08, 05:12 PM
What's the standard security on the sv650 then?

Dangerous Dave
25-10-08, 05:16 PM
What's the standard security on the sv650 then?
Steering lock and hopefully not a stupid owner....

sauluk
25-10-08, 05:24 PM
haha, it's ridiculous really that insurance only have a few categories for where the bike is stored, mine would be in a room with a code locked door in a secure underground car park. Chances of anyone getting in there are slim and none.

Dangerous Dave
25-10-08, 05:28 PM
My 650 is stored in a hanger guarded by 100 SF personnel at the moment and the 800 is here on the steering lock in my parents garden (I'm visiting)....



...I think I may have my priorities the wrong way around.

northwind
25-10-08, 05:34 PM
Yep, I get penalised because I commute on mine, but when it's parked at work it's inside a bank security compound which contains, among other things, more money than you can fit in a really big truck. If anyone does break in, a ratty old SV will be low on their hit list :cool:

Lissa
25-10-08, 05:38 PM
haha, it's ridiculous really that insurance only have a few categories for where the bike is stored, mine would be in a room with a code locked door in a secure underground car park. Chances of anyone getting in there are slim and none.


Carole Nash wouldn't class our bike as garaged, because it was in the house:rolleyes: (W*nk*rs)

Footman James, on the other hand, had the appreciation that it was better than a garage. After all, a garage can be some ratty lock up not even attached to your property, but that would be better than a front room, me and my crossbow? I don't think so:D

Lozzo
25-10-08, 05:40 PM
My bikes are protected by Zen philosophy

Paul the 6th
25-10-08, 10:41 PM
gonna get a ground anchor in my new garage when I've got some money spare. How much does it usually cost for a proper tradesman to come and cement it in for ya?

Paul the 6th
25-10-08, 10:44 PM
I have a ....... smar****er.

I never realised there was a **** in smar****er

Lozzo
25-10-08, 11:16 PM
I don't need ground anchors or locks and chains, I moved to a less pikey area instead. Besides, the local scrotes know what I'd do to them if they so much as looked in my garage.

Every area has its scrotes, but ours seem to be a little classier than others.