Giving Up!

[Berlin]

This afternoon, I gave up. I made a coffee, put my feet up and Gave Up

There's nothing left in Peters account to pay Paul.

After 9 years in business, working my butt off up to 18 hours a day 7 days a week, I'm giving in.

Admittedly, for the last three years I've not so much been in business but servicing the debt from being screwed by a supplier.

But no more. Yesterday the bank added £1018 of charges to my account and today, they couldn't take the payment for my company credit card because the account is now overdrawn (due to the above charges). And ironically, charged me £35 because I couldn't afford to pay it. So how do they expect me to pay the £35, or indeed the £1018?

I've already sold just about everything I personally own to service the dedt already. There's nothing left. and I'm a Sole trader so no Limited liability.

It's actually bizarly liberating. Yes, I'm going to go (personally) bankrupt and they are going to take every single posession I've acrewed over a 22 year career. But then I'll be completely bare. Unencumered by anything material.

As for getting a job, I've now sent off over 300 CV's and I've not had a single interview. It turns out at 39, as a chemical engineer /sales manager that can turn his hand to anything, worked in 62 countries, is the world fly casting champion and can strip down an engine and have it back in the bike in a couple of hours, and has more energy and drive than is really healthy, I'm unemployable... Too qualified. I even tried a "Dumbed down" Cv and that didn't work either. Past it at 39

So if anyone knows of a job going near Ripon, I'm interested. I'm even thinking of learning polish so I can pretend to be foreign! :)

Bankruptcy advise very welcome :)

I'm going to have a cigarette whilst I still can.

Carl

[Skip]

Sorry to hear that Carl - hope things work out for you. Our company deals in chemical dosing at water treatment works - perhaps throw a CV our way - we have a place in Wakefield.

www.lintottcs.co.uk

[Exupdog]

This afternoon, I gave up. I made a coffee, put my feet up and Gave Up

There's nothing left in Peters account to pay Paul.

After 9 years in business, working my butt off up to 18 hours a day 7 days a week, I'm giving in.

Admittedly, for the last three years I've not so much been in business but servicing the debt from being screwed by a supplier.

But no more. Yesterday the bank added £1018 of charges to my account and today, they couldn't take the payment for my company credit card because the account is now overdrawn (due to the above charges). And ironically, charged me £35 because I couldn't afford to pay it. So how do they expect me to pay the £35, or indeed the £1018?

I've already sold just about everything I personally own to service the dedt already. There's nothing left. and I'm a Sole trader so no Limited liability.

It's actually bizarly liberating. Yes, I'm going to go (personally) bankrupt and they are going to take every single posession I've acrewed over a 22 year career. But then I'll be completely bare. Unencumered by anything material.

As for getting a job, I've now sent off over 300 CV's and I've not had a single interview. It turns out at 39, as a chemical engineer /sales manager that can turn his hand to anything, worked in 62 countries, is the world fly casting champion and can strip down an engine and have it back in the bike in a couple of hours, and has more energy and drive than is really healthy, I'm unemployable... Too qualified. I even tried a "Dumbed down" Cv and that didn't work either. Past it at 39

So if anyone knows of a job going near Ripon, I'm interested. I'm even thinking of learning polish so I can pretend to be foreign! :)

Bankruptcy advise very welcome :)

I'm going to have a cigarette whilst I still can.

Carl

Sorry to hear about your troubles mate, it's a swine isn't it? I've been self employed for 17 yrs, not too far from you in Skipton, and my business is just about shot too. The work is still there to do but the people who use my services are too frightened to spend any money. By the time they realise that they have to do the work I fear that I'll be a statistic too. It's a scary time, hope something comes up for you.

[Warthog]

Man that sounds harsh. Can't you claim all your bank charges back? I guess seeing as you now have a clean slate, you should go and do what you really want to do. Good luck mate.

[dizzyblonde]

Thats just carp. can't really say anything else. Cause anything else wouldn'e be very constructive. I can only imagine the sense of dread but equally relief.

[stewie]

Wow thats pretty bad mate, what about seal sands and that neck of the woods ? actually Im sure you are more aware than I am , hope it all works out for you mate.

[missyburd]

Gutted for you :-(

Hope you find a job soon, don't get too disheartened. What about bus driving, they're always needed and well paid? I know a fella who was in the same sort of situation a few weeks ago and he's gone into bus driving and really enjoys it. Or am I just being daft as usual :rolleyes:

[G]

Sorry to hear that mate, thats terrible.

Are you in Ripon, Derbyshire? If you dont want them taking your bike your welcome to hide it around my house.

[petevtwin650]

Man, that is bad, sad news.

With your experience and qualifications can't you emigrate to somewhere where hard work and endeavour is rewarded and not a hinderance?

[Speedy Claire]

Really sorry for you and hope that you soon find work.... for this to happen to you is just awful

[SoulKiss]

Not going to go into the "how horrible" thing (tho it is)

instead, just going to say good luck and hope it works out.

[Dicky Ticker]

Googd luck mate,I went through a similar situation in the early 80's and my bank was no help,infact they pulled the rug out from under my feet. As for the overqualified bit,I had exactly the same responses as yourself. Look on the bright side, at least
you have rid yourself of everything that leads to a heart attack[Hours and worry]
I had the ensuing heart attack through working through it all but on reflection I would have been better to have folded the business.
Something will come up---all the best

[Miss Alpinestarhero]

Sorry to hear of your troubles dude, you must be feeling pretty rough. I hope everything works out for you though and you get back on your feet

Maria

[Sid Squid]

That's a bummer, very sorry to hear about it, and I sincerely hope that you get a job soon.

PS. Banks are all, and without exception, *****. But you knew that already.

What might particularly annoy one right now is that it's your tax money they're being ***** with.

[madness]

Sorry to hear this mate. It's Sh*t how small businesses are suffering in this country at the hands of the banks and bigger companies. It's about time the government did something to help people who run small businesses. Trouble is that we're living in a 'dog eat dog' money grabing society that doesn't seem to care anymore.
Look to the future with hope. You sound as though you have a lot to offer an employer. Good luck mate.

[Ed]

Carl - I'm self employed. I can understand how you feel - there are days when I think 'why do I bother' and getting paid is so, so hard. But you strike me as resilient and I'm sure that you will come through this.

[kitkat]

sorry to hear about your troubles. if you manage to keep the bike think about those lovely midweek rideouts in the summer now that you dont have to waste 18 hours a day working

[Tim in Belgium]

Carl,

Sorry to hear this, as for the chemical industry at the moment, Teesside is going through a bad time, a couple of plants have/are being shut down so I doubt there is much going up there at the moment. I have a builder friend who may have some labouring going up in Kirkby Malzeard (although I'm unsure and think the rates may be rubbish) give me a pm if you want me to ask. Will you still be doing fly fishing tuition later in the year?

[punyXpress]

Whatever you do, don't give up on the Hardy Bikers.
( And best of luck with job search )

[northwind]

That's just rotten. But you don't sound like the giving up type to me... Have you tried temporary work agencies? I don't know anything about your industry, but with us temping is currently going great guns, we literally couldn't fill our temp slots as the agency was "out of stock". The reason being, nobody wants to take on permanent staff just now... But it can be a foot in the door sometimes.

[EssexDave]

PMed hopefully with some decent advice.

[Dave20046]

This afternoon, I gave up. I made a coffee, put my feet up and Gave Up

There's nothing left in Peters account to pay Paul.

After 9 years in business, working my butt off up to 18 hours a day 7 days a week, I'm giving in.

Admittedly, for the last three years I've not so much been in business but servicing the debt from being screwed by a supplier.

But no more. Yesterday the bank added £1018 of charges to my account and today, they couldn't take the payment for my company credit card because the account is now overdrawn (due to the above charges). And ironically, charged me £35 because I couldn't afford to pay it. So how do they expect me to pay the £35, or indeed the £1018?

I've already sold just about everything I personally own to service the dedt already. There's nothing left. and I'm a Sole trader so no Limited liability.

It's actually bizarly liberating. Yes, I'm going to go (personally) bankrupt and they are going to take every single posession I've acrewed over a 22 year career. But then I'll be completely bare. Unencumered by anything material.

As for getting a job, I've now sent off over 300 CV's and I've not had a single interview. It turns out at 39, as a chemical engineer /sales manager that can turn his hand to anything, worked in 62 countries, is the world fly casting champion and can strip down an engine and have it back in the bike in a couple of hours, and has more energy and drive than is really healthy, I'm unemployable... Too qualified. I even tried a "Dumbed down" Cv and that didn't work either. Past it at 39

So if anyone knows of a job going near Ripon, I'm interested. I'm even thinking of learning polish so I can pretend to be foreign! :)

Bankruptcy advise very welcome :)

I'm going to have a cigarette whilst I still can.

Carl
****e mate, atleast you seem to be staying upbeat about it (keep that). I don't know much about bankruptsy (to the extent I can't spell it) but just try think of it as a fresh start if you can. Don't give up on the job front one'll come along even if it means you have to apply for everrything and then atleast once you've got something coming in you have more time to gets a better job.

[Berlin]

Thanks for all the replies. :)

I'm not at all disheartened. I'm a pretty resilient character. ;)

I'll find something to do even if it's stacking shelves in ASDA.

... I don't do Unemployment :D

And if no one recognises my experience and tallents, I'll start another bloody company and do it all again... as soon as I can pay the bills :)

C

[missyburd]

I'm not at all disheartened. I'm a pretty resilient character. ;)

Good to hear :-D

[punyXpress]

Have a look at " oh to be that copper "
There may be a shofer's job going.