Do I get a T-shirt or summat?

[Nobbylad]

Yes, I have joined the illustrious group of bods knocked off their SV's by people not looking where they are going!

Left work tonight, 2 mins into the journey, central Manchester, 3 lanes of traffic, I'm in the right hand lane, approaching the lights, bus and car on my left. As I approach the lights, they turn to green, I carry on straight, car on my left decides he's turning right. :(

Never thought being knocked off would be so wierd....everything did seem to happen slowly (although not slow enough that I had time to brake!), I must have been level or just past his rear wheel when he swung the right turn, remember thinking loads of things, oh ****, get away from the bike, don't tense up, roll with the impact etc. Before I know it I'm lying there looking at the sky and letting my head fall to the floor as it sinks in I've been taken off!

Cue lots of people swarming around, "Can you hear me?", "Do you want an ambulance?", "Saw it all mate, you're not at fault" etc etc.

I'm there thinking, knee hurts, elbow hurts, toes hurt, where's my bike?, make sure driver doesn't do a runner.

Luckily he was crapping himself and was a blubbering wreck. So I get up, bike is about 10ft away, on the pavement, facing me.

Left hand side is damaged, headlamp casing cracked, left side fairing scuffed top and bottom, R&G bung bent to almost off, left hand bar end same, left side handguard scuffed/bent, gear selector snapped, cotton reel worn down on swingarm.

Textiles ripped hole in knee, lid scratched, toe sliders on the best ever boots (TCX Competizione Goretex) worn away, gloves torn, Givi soft luggage and rain cover ripped. :(

BUT...I walked away, which is the main thing.

Got witnesses, guy admitted he didn't signal or look, I pointed out that out of the mirror/signal/manouever, all he did was manouever (sp?)!

He reckons I undertook him, yeah right, I was on his right on a lane where the arrow on the floor says straight on and he turn right across my path (a bit like that u-turn u-tube vid). Anyway got his details and phoned insurers. Bike got recovered with breakdown cover I got with Carole Nash, now the claims process starts :(

Any advice from the great and good on here would be appreciated in taking this forward. Bike can be fixed up, forks might be OK (albeit it scratched) and the rest appears to be bodywork etc and I'm assuming I'll be able to claim for the excess, my kit (textiles/gloves/lid etc)?

Any hints/tips?

I'll be off to A&E or the quacks tomorrow, only just got in/fed and the thing happened at 5.15pm, by the feeling of my left knee and elbow....I won't be going kickboxing for a while (so no doubt I'll put on weight :( )

Any advice greatly appreciate! :D


(P.S. Do I get a t-shirt or what?)

[Dave20046]

Glr your okay mate.
You'll get your bike moneys and all will be well. Blubbering **** even tried to deny it was his fault??? Some people really get to me.

[Nobbylad]

To be fair, he was a young lad/student and was shook up, I don't think he really thought it through!

[DarrenSV650S]

Sorry to hear about this mate :( At least you're in one piece and have someone to blame

[Dave20046]

To be fair, he was a young lad/student and was shook up, I don't think he really thought it through!
I'm a young lad ...yet to total someone elses bike, it isn't an excuse. You should keep your eyes open. (and not wear hats whilst driving like a lot of 'em!!)

[the_lone_wolf]

I'm a young lad ...yet to total someone elses bike, it isn't an excuse. You should keep your eyes open. (and not wear hats whilst driving like a lot of 'em!!)

http://www.costumeshopper.com/Merchant2/graphics/00000001/52421.jpg





Sorry to hear of your off dude, good you sound relatively unscathed:mrgreen:

[dizzyblonde]

Some people just get so far into their own little world they forget theres other people sharing their space. He admitted fault when he said he hadn't signalled.

As you said, you walked away. I've known people have a lot more than ripped gear after being swerved into like that. Know what you mean about the slow motion thing, and the first thing you look at is the bike looking all forlorn :-(
You can have a tshirt if you like :-)

[fizzwheel]

Glad you walked away from that.

You've got it all in hand, like you say get the Dr's and get checked out, if you have legal protection with your insurance talk to them about making a claim for your kit, you might feel worse in the morning, if you have to take time off work I suspect you'll be able to make a reasonable claim for that as well.

Seems cut and dried to me, but dont be surprised if the car driver changes his mind and tells his insurance company a load of rubbish to try and wiggle out of it.

[petevtwin650]

Phew, that's quite a lot of damage to your clothing and the bike for a town off.

Glad you're relatively ok. [-o<

With the forks having comestic damage on top of the other stuff you could be looking at a write-off. Not sure if CN come with inbuilt clothing insurance anyway if you're fully comp, which hopefully you are

It should be the others guys fault and you should be able to claim fior everything, but until you have the money in your hands I wouldn't be 100% certain.

[Nobbylad]

Cheers guys..Dave...how do you know he was wearing a hat?! :confused:

and yes...fully comp...worst thing is I loved that bike :(

[Girth]

Ouch! GWS fella!

[dizzyblonde]

Seems cut and dried to me, but dont be surprised if the car driver changes his mind and tells his insurance company a load of rubbish to try and wiggle out of it.

Oh how right you are Fizz.

Not sure if CN come with inbuilt clothing insurance anyway if you're fully comp, which hopefully you are

.

I'm fully comp with CN and I had to take out separate cover for my gear this year. They don't cover it in your bike insurance for some weird reason

[Nobbylad]

Hmmm....on the phone they said it sounded cut and dried (as fizz said) so I can claim my excess etc. I'm assuming if this goes as expected, I'll be able to claim for everything against his insurance? Where will I stand when I come to re-insure, I'll have to declare it, but surely it will be classed as no fault (for me) and fully paid (by him) so are my premiums likely to go up?

BTW - although I'm with CN, the insurer is actually Equity Red Star....any experience of them?

Plus, if the bike is written off, I reckon with a bit of TLC it's perfectly OK as a naked pointy....is it worth considering buying it back and reselling it etc or should I just stop trying to get ahead of myself and chill out for a bit and see what happens?

[dizzyblonde]

BTW - although I'm with CN, the insurer is actually Equity Red Star....any experience of them?



seems they have a deal with them, I'm with them too, but alas I've never had to claim...yet[-o< Be interested to see how things pan out, as I've never come across anyone using them either:(

[fizzwheel]

It should be classed as Non fault, costs recovered from 3rd party or something similar I cant remember the exact wording, so it shouldnt effect your insurance when you come to renew.

I'd wait till you get the assessors report before worrying about the bike, remember if they do write it off, dont accept their first offer as it'll be stupidly low probably. TBH it sounds cosmetic mostly so a prime candidate for a buy back.

Dont worry about it for now, you'll be sore in the morning, make sure you get yourself sorted out first and just let the insurance company deal with it.

[Nobbylad]

Cool...thanks for the info...when do I get me t-shirt? :mrgreen:

[petevtwin650]

My bike was knocked over by as dozy car driver in November last year. So far his insurance company have failed to register an interest in the claim, let alone admit or deny liability. So chill out. If you're fully comp, you'll either get the bike repaired and you'll have to stump up the excess, or written off and you may, but not neccessarily, get the chance to buy it back. My buy back figure was very attractive. Then you may have a delay whilst the insurers argue who was at fault and to what percentage. In the meantime your claim will be treated as a "fault" claim until you get your excess and other monies back.

[Nobbylad]

Thanks Pete - fingers crossed the situ and witnesses swing a quick turnaround [-o<

[Biker Biggles]

And claim for everything----Bike lid clothing boots gloves the lot.See the quack and get your injuries listed and looked at and claim for them as well.You will probably get offered a lot less for your bike than you paid for it so make the money up on the other stuff.

[Baph]

GWS fella.

The bike can be sorted, make sure they look at you properly whilst at A&E or the docs.

I've never had to claim for bike or car, so won't comment on that.

[Dave20046]

Cheers guys..Dave...how do you know he was wearing a hat?! :confused:

and yes...fully comp...worst thing is I loved that bike :(
He was wearing a hat?! I would have had his thumbs.

[Learningcurve]

Bad luck Nobby. There are some blind buggers around, you were just in the wrong place at the wrong time.

Get well soon mate.

[thefallenangel]

Did you get any pics? Numbers for people and any chance of a silly paint diagram?

[Nobbylad]

Yep got some pics, but phone battery dead. Will take some more in daylight tomogs.

Day off tomogs so google earth with paint overdrawing will be in order!

lol

P.S. Baph - didn't even have time to blast him with the air horn :(

[AndyL]

Sorry to hear about this mate, at least you worked away without any serious injuries and got the guys details.

[DaveP]

gutted for you mate... hope all goes smoothly for you.


Dave

[ThEGr33k]

Did you get some independant witnesses? If so you shouldnt have anything to worry about when it comes to blame. :D

Hope it goes through quick for you. Make sure if they write your bike off they tell you what they think is wrong with it... If the forks are bent, which is quite possible with it mounting a curb then id leave it and get another. ;)

[RichT]

Sorry to hear about your off - glad you're ok.

[SoulKiss]

Your a bit too Northern for a T-Shirt - and you never turned up to a Soho meet so....

Glad you are ok - bike can be fixed.

However you need to get your self checked out - somehow you managed to type "tomorrow" as "tomogs" twice and not notice it :p

[timwilky]

ERS can be a bit of a pain to deal with. I am convinced that sometimes they do not use an assessor, simply take a repairs statement that it is beyond economical repair and hit the Glasses guide.

You then get their claims handlers who know nothing about bikes makes/models/condition. In my case when I told them they had quoted me £800 below Glasses they finally admitted that somebody had used the wrong model/year etc. conceded that a 6 year old bike with less than 2000 miles (I had only had it for 6 days) would have a far higher than Glasses value etc. and lo and behold a further cheque for £900 came through the door.

So be prepared to hold out if they write it off for a reasonable settlement. You are also entiled to recover costs of damage to helmet/clothing and personal property on the bike. But you need to take that through an uninsured loss route, if you have legal cover, your appointed solicitor will do that for you. Remember you can appoint your own solicitor. You do not need to use the one your insurer wants to place your claim with.

[STRAMASHER]

Remember to ask whoever is representing you about "Incovenience money" , and claim for public transport/taxis everyday of the week. A claim I had years ago I think I was getting £40 a week. Especially worth it cos he may try acting the cnut after he has a wee think with his insurance company, which might drag it out till your mob gets they're act together.

Oh the joy.

Glad you are ok dude. You will get a handsome cheque eventually to get something bigger/better/faster if your pride and joy is knackered.

Start dreaming!;)

[yorkie_chris]

Phew, that's quite a lot of damage to your clothing and the bike for a town off.

Glad you're relatively ok. [-o<

With the forks having comestic damage on top of the other stuff you could be looking at a write-off. Not sure if CN come with inbuilt clothing insurance anyway if you're fully comp, which hopefully you are

It should be the others guys fault and you should be able to claim fior everything, but until you have the money in your hands I wouldn't be 100% certain.

Don't need clothing insurance really, it's down to cagers insurance to sort that out for you.

Cheers guys..Dave...how do you know he was wearing a hat?! :confused:

and yes...fully comp...worst thing is I loved that bike :(

Bike can be fixed.
P.s toe sliders are supposed to get a bit worn!

Hmmm....on the phone they said it sounded cut and dried (as fizz said) so I can claim my excess etc. I'm assuming if this goes as expected, I'll be able to claim for everything against his insurance? Where will I stand when I come to re-insure, I'll have to declare it, but surely it will be classed as no fault (for me) and fully paid (by him) so are my premiums likely to go up?

BTW - although I'm with CN, the insurer is actually Equity Red Star....any experience of them?

Plus, if the bike is written off, I reckon with a bit of TLC it's perfectly OK as a naked pointy....is it worth considering buying it back and reselling it etc or should I just stop trying to get ahead of myself and chill out for a bit and see what happens?

For the moment I would try and get names and addresses of the witnesses, wouldn't hurt to try and get them to pen something down so as not to forget details.

Also, take lots of pics of your gear, bike etc.

From the sounds of it, the damage to it is not too serious and a buy-back would be fine.

[missyburd]

Glad you ok mate and walked away, doesn't sound like you'll have any problem with the insurance :-D

Oh and here's that flippin' tshirt you keep going on about :p

http://img410.imageshack.us/img410/7366/picture1wk1.jpg

[Nobbylad]

ERS can be a bit of a pain to deal with. I am convinced that sometimes they do not use an assessor, simply take a repairs statement that it is beyond economical repair and hit the Glasses guide.

You then get their claims handlers who know nothing about bikes makes/models/condition. In my case when I told them they had quoted me £800 below Glasses they finally admitted that somebody had used the wrong model/year etc. conceded that a 6 year old bike with less than 2000 miles (I had only had it for 6 days) would have a far higher than Glasses value etc. and lo and behold a further cheque for £900 came through the door.

So be prepared to hold out if they write it off for a reasonable settlement. You are also entiled to recover costs of damage to helmet/clothing and personal property on the bike. But you need to take that through an uninsured loss route, if you have legal cover, your appointed solicitor will do that for you. Remember you can appoint your own solicitor. You do not need to use the one your insurer wants to place your claim with.

Thanks Tim...will check on the legal cover aspect, if I haven't got legal cover (will need to check my policy) is it worth going privately, small claims etc?

They offered me a hire bike but I'd need to buy a new lid etc and would rather wait until the claim is sorted before buying new gear, so they're bringing a courtesy car round tomorrow and taking the bike to their depot for assessment...apparently they were going to send it to the nearest repair centre (how Sheffield is near to Ormskirk I'll never know), but decided to get it looked at first in case they think it's uneconomical to repair.


Glad you ok mate and walked away, doesn't sound like you'll have any problem with the insurance :-D

Oh and here's that flippin' tshirt you keep going on about :p

http://img410.imageshack.us/img410/7366/picture1wk1.jpg

Yay! :cheers:

[Speedy Claire]

Sorry but only just read this.... glad you`re relatively ok and hope everything gets sorted very soon

[mac608]

I used to use CN (note the past tense) - the solicitor they appointed was a waste of time. (see below) If you have you own use them, if not find one.
It took nearly two years to settle a simple claim. One very similar to yours. Driver changed lanes on a roundabout. Only problem, I was in the lane they wanted.
And yes the third party admitted fault, but their insurers refused to accept that. It was only when I queried with my solicitor why was the third party insurers refusing the claim when I had a witness to the accident.
Witness? what witness said my solicitor? They hadn't even got around to getting the witness to make a statement. (and this was fifteen months after the incident!!!!).
Once they had done, and presented it to the third party's insurers, it was all settled fairly quickly.
With regard to your claim, claim for everything. The damage cost to the bike was about £1200, my claim was nearly double that after I included damage to clothing etc. I even claimed the £1.50 for a new IAM sticker.
And until the claim is settled you will lose any NCB you might have. and you can't claim the resulting increase in premium as part of your lose, neither can you claim interest.
Moral of the tale - make a nuisance of yourself with the broker and more particularly your solicitor.

[calypso67]

I hope your not too badly injured but defo get yourself checked out at Docs.

I was hit at a junction (in my car luckily) waiting for traffic to clear and was rear ended by haulage lorry at 50mph. I was shunted 50 yards over bollards, car was right off, I was taken to A&E with back and neck pain, just two weeks earlier I had a back op (NOT GOOD).

First thing I would say to you is don't let things go a week without having an update from insurance co, if I hadn't chased them they wouldn't have found out that the Company that owned the lorry hadn't even informed the insurance broker. Then they tried to say I didn't have my brake lights on, that, I informed them was bull as I have an automatic. Just because he admitted it at the time, (which mine did to the Police) later insurance co said he wasn't at fault so get those witness statements asap so they can not forget. Keep on to the insurance co, note everyone's name you speak to, at what time and the result, even phone his insurance to find out what's happening.

I was hit Nov 2006, driver was cautioned for undue care and attention. If you want to claim loss of earnings, pain and suffering be prepared to be prodded and examined by every possibly doc. I have had to fight to get a few grand but it has helped.

I am not the type to claim for anything, I hate it we are getting more like America but I had too I couldn't work for a year with back problems, neck pain and to top that Post Traumatic Stress Disorder. I had that slow motion thing as I could see him coming in my rear view mirror but had no where to go and I panicked. Speak to one of those, no win no fee guy's. Claims direct where great they will be able to get all your kit replaced and anything you may have damaged. They get their fees back from the other guy's insurance but I wouldn't have done anything if it hadn't have nearly killed me and put me off driving.

Good luck mate

[captainsmelly]

Bad luck dude, hope you're not too hurt.
My experience with ERS after a claim 16 months ago (still ongoing :() is BAD

Like calypso67 says..

Keep on to the insurance co, note everyone's name you speak to, at what time and the result, even phone his insurance to find out what's happening.

I didn't, and am having pure grief.
Hope things go well.

[Dappa D]

sorry to hear dude, glad your ok tho, bike can/will be repaired. your solicitors / insurance wil claim back from his insurance cost for clothes / injury / time off work / travel expenses etc....but dont expect it to be quick!

[Nobbylad]

Thanks for the advice all, only fair to show some pics..think it'll prob get repaired...

http://i11.photobucket.com/albums/a161/nobbylad/DSCF2264.jpg
http://i11.photobucket.com/albums/a161/nobbylad/DSCF2259.jpg
http://i11.photobucket.com/albums/a161/nobbylad/DSCF2260.jpg
http://i11.photobucket.com/albums/a161/nobbylad/DSCF2261.jpg
http://i11.photobucket.com/albums/a161/nobbylad/DSCF2262.jpg
http://i11.photobucket.com/albums/a161/nobbylad/DSCF2265.jpg
http://i11.photobucket.com/albums/a161/nobbylad/DSCF2267.jpg

[SoulKiss]

Thanks for the advice all, only fair to show some pics..think it'll prob get repaired...

http://i11.photobucket.com/albums/a161/nobbylad/DSCF2264.jpg
http://i11.photobucket.com/albums/a161/nobbylad/DSCF2259.jpg
http://i11.photobucket.com/albums/a161/nobbylad/DSCF2260.jpg
http://i11.photobucket.com/albums/a161/nobbylad/DSCF2261.jpg
http://i11.photobucket.com/albums/a161/nobbylad/DSCF2262.jpg
http://i11.photobucket.com/albums/a161/nobbylad/DSCF2265.jpg
http://i11.photobucket.com/albums/a161/nobbylad/DSCF2267.jpg

Well I see £650 of damage there without really looking.

[Dave20046]

That sucks balls, looks a bit more than £650. I scraped an exhaust can levers mirrors etc. on a cheap bikeand they gave me £600 odd.

What crash bungs were they?

[yorkie_chris]

R+G by the look of them.

[Dave20046]

how can you tell? They look like a smear lol

[yorkie_chris]

For one, the fact that they're f##ked.

[missyburd]

For one, the fact that they're f##ked.
Lol, that and the fact it was mentioned in the OP ;)

[yorkie_chris]

That would have saved me some time lol.

[Dave20046]

For one, the fact that they're f##ked.
I was thinkin similar thoughts.

[Nobbylad]

Hmmm...phoned each of the witnesses tonight to thank them for their help, turns out one of them is a specialist road traffic accident solicitor who is giving me the hard sell to give him the case. Now the hard sell was really hard, 5 mins of him talking about no win no fee, £100 cash now to go with them and up to £3k compensation etc etc etc

Although I wouldn't normally go for the hard sell, am I right to think that he'll likely move things along quicker than whoever CN appoint, or is it just more likely that he'll just take a bigger cut of whatever I claim back (or are his costs covered by CN or the 3rd party hit me)?

P.S. You can't really tell in the 1st 2 pics, but the bikini fairing is cracked between the dash and the fairing edge.

[Dave20046]

Hmmm...phoned each of the witnesses tonight to thank them for their help, turns out one of them is a specialist road traffic accident solicitor who is giving me the hard sell to give him the case. Now the hard sell was really hard, 5 mins of him talking about no win no fee, £100 cash now to go with them and up to £3k compensation etc etc etc

Although I wouldn't normally go for the hard sell, am I right to think that he'll likely move things along quicker than whoever CN appoint, or is it just more likely that he'll just take a bigger cut of whatever I claim back (or are his costs covered by CN or the 3rd party hit me)?

P.S. You can't really tell in the 1st 2 pics, but the bikini fairing is cracked between the dash and the fairing edge.
Compensation up 2 3k? 'king bollards. Did you sustain an injury?

[dizzyblonde]

dizzy logic says that having a witness as your solicitor would be a conflict of interests. So I'd keep him as a witness only.

and yes i noticed the crack in the fairing.

[Nobbylad]

Sore knee and elbow, went to hospital this morning, no breaks. Courtesy car comes tomorrow.

Thing is, CN say they'll try and recover cost of lid/textiles/boots/gloves etc, however they can't guarantee they'll get all of them as it is at the discretion of the 3rd party's insurers (Tesco)....surely that's not right? Surely Tesco have to pay to either repair my bike to previous (mint) condition or replace and the same with all my kit?

Am I stupid enough to think that I should be walking away from this without being worse off?

EDIT: Thought that might be the case re: witness/solicitor, but he reckoned it was a benefit :confused:

[Dave20046]

Saw knee and elbow, went to hospital this morning, no breaks. Courtesy car comes tomorrow.

Thing is, CN say they'll try and recover cost of lid/textiles/boots/gloves etc, however they can't guarantee they'll get all of them as it is at the discretion of the 3rd party's insurers (Tesco)....surely that's not right? Surely Tesco have to pay to either repair my bike to previous (mint) condition or replace and the same with all my kit?

Am I stupid enough to think that I should be walking away from this without being worse off?

EDIT: Thought that might be the case re: witness/solicitor, but he reckoned it was a benefit :confused:
Tesco (******s) owe you for everything damaged. You can't get compensation for pain as it isn't an injury...as I understand it.

[Dave20046]

he sounds like a dodgy **** - I'd be tempted to cut all ties with him, if you use him as a solicitor it sounds suspicious if you use him as a witness but not as a solicitor he might try screw stuff for you.

[yorkie_chris]

it is at the discretion of the 3rd party's insurers (Tesco)....surely that's not right? Surely Tesco have to pay to either repair my bike to previous (mint) condition or replace and the same with all my kit?

No, there's f##k all "at their discretion". As far as I understand it they are obliged to put you back to the state as if it never happened.

I would be kicking up a stink myself about that, and informing my insurers that the 3rd party WILL be paying for my gear.



As for traffic solicitor, I would very politely thank him for the offer, but since you already have legal cover you will let them handle the main claim first and you "will be back to him" about the personal injury when that is settled.

[orose]

Compo valuations do tend to end up a bit odd - I got about £1500 for a bruised bum from an accident last Feb. I got all my kit paid for on top of that, but you'll need reciepts or CC statements to back up your valuations.

On the repairer front though, I'd try and get somewhere where you can get on top of them if needed. The authorised repairers in my case did some pretty odd things to allow the insurers not to write the bike off, like leaving me with an oil filler cap with half the tab broken off.

[yorkie_chris]

like leaving me with an oil filler cap with half the tab broken off.

Fffffft. At least half an hour to do that guv'.

[orose]

Pah... only took 30 milliseconds when you use the proper sort of heavyweight tool, like a Goldwing.

[calypso67]

Hmmm...phoned each of the witnesses tonight to thank them for their help, turns out one of them is a specialist road traffic accident solicitor who is giving me the hard sell to give him the case. Now the hard sell was really hard, 5 mins of him talking about no win no fee, £100 cash now to go with them and up to £3k compensation etc etc etc



You should be really careful there are some Companies that charge to re-claim. You should not have to pay ANYTHING but I was injured and off work for sometime and all I got for pain and suffering was £4,000 and I'm still on pain killers. I had whip lash, back pain, frozen shoulder and damaged elbow and was in hospital. YOU CAN GET ALL YOUR KIT REPLACED do not accept that crap from Tesco's.

PLEASE be careful go for one of the BIG claims guys like RSS riders support services or claims direct (that was mine) and be under no illusions it has been hard slog to get that and nearly 21/2 years.

If you need any advice PM me.

[markryker]

Sorry to hear about your off mate, just seen the thread, hope all goes better than expected with the claim.

[Nobbylad]

Quick update: Phoned the garage today, they reckon £2.2k worth of damage (incl. labour) to the bike.

Not sure if that will be enough to write it off or not, said they'll call back and let me know how much a 7 month old bike with 7.5k miles on would be worth. Then it's up to the 3rd party's insurance to make it a total loss or fix it I think.

Have a courtesy car until it's all sorted and need to give details of damaged gear to my solicitors now.

They reckon if he doesn't admit liability it could take months to go through court etc...no word from his insurers yet as to what they're going to do, but they have 21 days to respond.

Doesn't look like I'll be doing the Wirral Egg Run, which is a shame :(

[calypso67]

It sounds like you are getting sorted but just in case you didn't know, you do not have to accept the amount they offer first off. If you feel it is not enough you can reject it, get some mags like Bike Trader, MCN that have your model advertised. You then can show them the average and at least that will help to prove your point.

I rejected the first 3 offers they made to me and YEAH:cheers: received my Money for £6,500 today for my injuries and then they added loss of earnings and expences on top of that.

At last it is all over I never have to speak to another consultant about that accident again... 2 1/2 years later.:-D:-D:-D

Good luck