View Full Version : How do you move out of the house?
I am considering only doing one year of college, and going on to full time work later this year. My career aspirations are to be a police officer, but for a start you have to be 18, and secondly they very rarely hire people with no previous experience (either as a PSCO or special constable).
So what i was thinking of doing, is to try and become a PCSO this year. The requirement age is 17+, but you cannot start shift work untill 18. If this means that i will only be able to do a part time week, then so be it till im 18 and i can try and keep my current job as well (if thats allowed).
So my main question here is - how do you move out of the house?
I want to have independance as soon as possible, but this obviously doesnt mean that ill have my own house as soon as i start working full time. I am prepared to pay my share to live at home with my parents when i work full time.
Do people start a fair bit of saving before even considering a mortgage?
Any advice on this would be appreciated.
Kate Moss
23-03-09, 04:52 PM
A big deposit is usually expected. 100% mortgages don't seem to be offered any more. Plus money in the bank is always a good idea in case of reparis, boiler breaking etc etc.
Why not rent/house share for a bit? That way you get independace but a) you are not alone and 2) its cheaper!
gettin2dizzy
23-03-09, 04:55 PM
You're in no position to buy. Look for a shared let on gumtree.com (the one local to your area) or easyroommate.com . In Essex you could probably get a half decent share for £300/month + around £75 for bills + c.tax.
If I were you I'd live at home until you know you are more secure. You've got your whole life to live independently, so don't rush in to it. Save the cash up for a few months until you can move out comfortably, or find some friends to share a house with.
Jackie_Black
23-03-09, 05:02 PM
Don't until they change the locks.
you'll never have any money again, ever.
M - you do not want a mortgage!!! What if you want to go travelling... well you can't, unless you have private means. If I were you I'd stick with your folks, as long as it isn't unbearable that is. And if it is, then find a houseshare which you can leave at short notice.
husky03
23-03-09, 05:16 PM
stay at home as long as you can and save like hell-if you get into the police its gonna be alot easier for you if your still at home-as for applying your age shouldn't come into it-its your attitude that will either get you accepted or rebuffed for training-aslong as your mature for your age and can display this it should not hold you back.
fizzwheel
23-03-09, 05:22 PM
Stay at home and save like a b*stard and even then you wont have enough money. Its the most expensive thing I've ever done, but also the most worthwhile.
Jackie_Black
23-03-09, 05:43 PM
Getting into the police is hard too. I've failed 3 times!!
59%, 53% & 57%
the pass score is 60%.
It seems they want customer relations type people now and the interview is really wierd. Looks like i'm stuck with teaching now. Least the holidays are good!
husky03
23-03-09, 05:46 PM
Getting into the police is hard too. I've failed 3 times!!
59%, 53% & 57%
the pass score is 60%.
It seems they want customer relations type people now and the interview is really wierd. Looks like i'm stuck with teaching now. Least the holidays are good!
I've never understood the entrance test-i have never had to calculate how long its gonna take me to travel from a to b at x miles an hour-totally pointless tests.
Do not become a PCSO, yes you get paid for it but it is crap. NOTHING like being a police officer and a completely different role, yes it will help slightly with gaining the relevant 'key competencies' when applying for the regulars but really do not bother. They are also considering not letting PCSO's join the regulars police force until they have served 3 years as a PCSO's because the point of a PSCO is to become very familiar with a particular community, so becoming a PCSO for just 6 months to a year is pointless.
Apply to be a special constable, they have the same powers as a regular officer and actually carry out the same role/duties to certain extent. Believe me it is much more favoured when applying for the regulars and much much more enjoyable.
And good luck.
I've never understood the entrance test-i have never had to calculate how long its gonna take me to travel from a to b at x miles an hour-totally pointless tests.
That there is perhaps your problem.
speedplay
23-03-09, 06:05 PM
My career aspirations are to be a police officer.
Youll grow out of it ;)
kwak zzr
23-03-09, 06:20 PM
ive tryed to get into the police force 3 times also (west mids that is) with no luck :(
id stay at home with the rising cost of living and just save like crazy.
Jackie_Black
23-03-09, 06:28 PM
Yeah having your own place is overrated if homelife is ok. I moved in and out multiple times until I was about 25. Then eventually gave them a break.
husky03
23-03-09, 06:45 PM
That there is perhaps your problem.
what problem would that be mate?
peterco
23-03-09, 08:21 PM
What about Police cadet?
http://www.essex.police.uk/recruitment/r_cad_01.php
Hope this helps
pete
BigFootIsBlurry
23-03-09, 08:26 PM
+1 on the special constable.
Great choice of career though, my dad was in the police for years, absolutely loved it.
jamesterror
23-03-09, 08:30 PM
Same age, same position.
I want to move out after final year at college, if an opportunity with a fairly well paying job and decent accomodation came up I would.
However, after thinking hard about it, education is a good position to be in at the minute with jobs still being cut, so I'm staying and home and commuting to uni in September if I get the grades.
On the plus side to putting up with my parents (I have no limits so it doesn't matter if I moved out or not), I don't pay board and can then afford a bike when I've hopefully got a few more hours / sub-manager roll sorted at work.
I've never understood the entrance test..... totally pointless tests.
what problem would that be mate?
If you have never understood the entrance tests and the reasoning behind them, then you dont stand much of a chance really. Then to sit and blame a selection procedure is the wrong attitude.
maviczap
23-03-09, 09:13 PM
The Police pension is also another good reason to join up. I know retirements a long way off, but you've got to think long term
Job security is another. Crime isn't going to go away.
If you must move out, then rent at the moment. Otherwise save your hard erned moolah.
Was one of the best things I ever did was move out, but I was about 23 when I did it
husky03
23-03-09, 09:20 PM
Total B0ll0cks mate -come up here and i'll give you the jail;).
The entrance tests are a total waste of time in relation to the job that officers do-i know what i'm on about by the way-the tests that people have to go through have no bearing on there ability to do the job-how many coppers are in the job who have come straight from college/uni and fairdos they can pass a test/exam but put them out on the street and ask them to communicate with people and they fall flat on there faces.The tests should be set so that a person can be judged on there ability to work in a public enviroment and relate to the people who they come into contact with on all levels-thats what make a good cop -not someone who can tell if a train is gonna travel 182 miles in four hours etc.
husky
maviczap
23-03-09, 09:38 PM
Total B0ll0cks mate -come up here and i'll give you the jail;).
The entrance tests are a total waste of time in relation to the job that officers do-i know what i'm on about by the way-the tests that people have to go through have no bearing on there ability to do the job-how many coppers are in the job who have come straight from college/uni and fairdos they can pass a test/exam but put them out on the street and ask them to communicate with people and they fall flat on there faces.The tests should be set so that a person can be judged on there ability to work in a public enviroment and relate to the people who they come into contact with on all levels-thats what make a good cop -not someone who can tell if a train is gonna travel 182 miles in four hours etc.
husky
+1 same for my line of work
missyburd
23-03-09, 09:54 PM
How do you move out of the house?
Well I should think you firstly pack your bags. Then find a field and prepare to squat for a while. Perhaps upgrade to a skip and then (if you're really lucky) a tiny bedsit with no furniture and rats....?
Or you could stay at home as little as possible, mainly as a store for your personal belongings :-P
Do not become a PCSO, yes you get paid for it but it is crap. NOTHING like being a police officer and a completely different role, yes it will help slightly with gaining the relevant 'key competencies' when applying for the regulars but really do not bother. They are also considering not letting PCSO's join the regulars police force until they have served 3 years as a PCSO's because the point of a PSCO is to become very familiar with a particular community, so becoming a PCSO for just 6 months to a year is pointless.
Apply to be a special constable, they have the same powers as a regular officer and actually carry out the same role/duties to certain extent. Believe me it is much more favoured when applying for the regulars and much much more enjoyable.
And good luck.
Thats a good point about the PCSO thing, i was just advised by someone at work that they only let people in that have been PSCO's or specials.
The thing that puts me off about being a special is the very limited range of jobs you can do on the side. Aparantly you cant work anywhere that deals with alcohol licencing, dealing with money... so that pretty much means i couldnt keep my current job and limits me to others in a very hard time for finding employment.
A guy at work left late last year to be a police officer, he actually got the job. His twin brother is a special constable and is doing work in a primary school since this is one of the few jobs he is allowed to do.
For the comments made about saving like crazy, about how much money in savings are we talking here? I know this is a 'how long is a peice of string' question, but i have no idea what kind of figure is realistic.
Well I should think you firstly pack your bags. Then find a field and prepare to squat for a while. Perhaps upgrade to a skip and then (if you're really lucky) a tiny bedsit with no furniture and rats....?
Or you could stay at home as little as possible, mainly as a store for your personal belongings :-P
I could always just go on the AR and not come back. A life on the road... :riding:
dizzyblonde
23-03-09, 10:34 PM
Well I should think you firstly pack your bags.
and stuff
you missed the bit where you open the door, step out and close it behind you:rolleyes:
ok I iz getting me coat now:silent:
ski boy
24-03-09, 05:26 AM
I bought a flat when I was 21/22 decided didnt like it and went back to folks 2nyrs later. Best piece of advice I can give. you really need a 10% dep also another 5k on top for solicitors/bits etc.
Stay at home, or share with friends, your own gaf on your own, is actually not much fun... short of getting away with whatever you want without anyone diggin you out.
Moving out of home... options
Flat/House share - Around £300-£400 a month maybe inclusive or plus bills, 1 months deposit usualy
Rent own flat/Bedsit - £400+ depending on location, huge deposit needed, 1 month up front plus fees etc. We paid just under £1k on a £700 a month house
Squat - Cheap, illegal'ish, you have to support green peace and have dreadlocks
Stay at home - Its the best way! I moved out at 36! I had my freedom.
stay at home as long as you can and save like hell-if you get into the police its gonna be alot easier for you if your still at home-as for applying your age shouldn't come into it-its your attitude that will either get you accepted or rebuffed for training-aslong as your mature for your age and can display this it should not hold you back.
I have been living away from home for a year, renting, i can just about afford it but the missus cant so we have got to go back home, sucks but now i realise that while im at home i can save a lot of money so i can actually get a mortgage. :D
Dave20046
24-03-09, 08:50 AM
upside a bit of independance, downside you'll never have money again and will be struggling for ever more if you move out for the wrong reasons.
I'm getting massively ****ed off at myself at the moment I'm not happy living at home and I can afford to moveout but I would go from having 3 garages full of **** at home to none. Which would mean bye bye car and bye bye rust free bike that I know will be where I left it. It's just weighing up how much you value your privacy, independance isn't an issue for me just having to live in someone elses house.
1. Find 2 other biker friends, ideally one you've known for over 10 years.
2. Find a nice little town-house (with garage), 'cause they tend to be cheap (£400 per person for rent+bills+food here)
3. Live the high-life and spend entire evening talking bikes in the livingroom.
Works like a treat for me ;)
Dave20046
24-03-09, 08:52 AM
1. Find 2 other biker friends, ideally one you've known for over 10 years.
2. Find a nice little town-house (with garage), 'cause they tend to be cheap (£400 per person for rent+bills+food here)
3. Live the high-life and spend entire evening talking bikes in the livingroom.
Works like a treat for me ;)
you ******* lol.
Sounds perfect, shame I don't know any biker friends and shame all my mates live in different cities.
Thanks for all the advice. I really dont want to still be at home when im over 21. Thats the target age for me to be out.
Hopefully making savings when i have full time pay will be a bit easier than it is now with my 15-22hour week... The money doesnt seem to last long when theres so many things i want to buy :D
Ill have to work out how much im going to give my parents to live at home... MY child allowance stops next year.
Thanks for all the advice. I really dont want to still be at home when im over 21. Thats the target age for me to be out.
Hopefully making savings when i have full time pay will be a bit easier than it is now with my 15-22hour week... The money doesnt seem to last long when theres so many things i want to buy :D
Ill have to work out how much im going to give my parents to live at home... MY child allowance stops next year.
Thats exaclty what i said, and i was gone by 20 but now i have got to go back as i am skint, to be fair now i can see why my brothers have been in and out up until they are 30. My plan now is to move back, pay off money owed and debts, save as much as possible and actually do some of the things i wanted to do this year such as holiday which i would not have been able to afford while renting. :D
Another thing, money doesnt last long EVER, no matter how much you earn still seems to drain away when you living on your own.
Dave20046
24-03-09, 10:16 AM
Thanks for all the advice. I really dont want to still be at home when im over 21. Thats the target age for me to be out.
Hopefully making savings when i have full time pay will be a bit easier than it is now with my 15-22hour week... The money doesnt seem to last long when theres so many things i want to buy :D
Ill have to work out how much im going to give my parents to live at home... MY child allowance stops next year.
no point targetting an age (well withing reason 40year old virgin and all that) just move out when it's right to.
punyXpress
24-03-09, 10:31 AM
To answer the question :
Quietly, at dead of night ?
Assuming you still owe rent.
I moved out of home for 4 years 6mths, had flat with my ex & its not as great as it all seems.
Now back "living" with my parents - say "living" as im at work during the day & most weekend are spent out and about or down in London with my fella, pay £200 a month rent-have home cooked meals, washing etc all done for me :)
i could if i reeeaalllyy wanted to-move down to London to live with my fella but happy with the situ as it is. (im 24 btw)
Alpinestarhero
24-03-09, 12:49 PM
Me and maria are trying to get together money for a deposit on a house; we're being told we could need between 10 and 40%, depending on which bank / building society you look at. Its not easy.
At your age, rent. You could be moving around alot while you sort out what you want to do with your life and stuff, so renting is easier.
Numerical tests are a very tiny part of your Westshire customer service experience ;)
Total B0ll0cks mate -come up here and i'll give you the jail;).
The entrance tests are a total waste of time in relation to the job that officers do-i know what i'm on about by the way-the tests that people have to go through have no bearing on there ability to do the job-how many coppers are in the job who have come straight from college/uni and fairdos they can pass a test/exam but put them out on the street and ask them to communicate with people and they fall flat on there faces.The tests should be set so that a person can be judged on there ability to work in a public enviroment and relate to the people who they come into contact with on all levels-thats what make a good cop -not someone who can tell if a train is gonna travel 182 miles in four hours etc.
husky
And there lies the attitude problem.....I rest my case :rolleyes: I could go into the selection procedure to help someone allday.....but for some there is no hope.
Edit: For the record I'm not familiar with Scottish officer selection procedures.
MR UKI (1)
24-03-09, 08:43 PM
Stay at home as long as possible mate, I wish I did, money is not your own with your own place, the bills seem never ending :(
gettin2dizzy
24-03-09, 08:51 PM
Numerical tests are a very tiny part of your Westshire customer service experience ;)
And there lies the attitude problem.....I rest my case :rolleyes: I could go into the selection procedure to help someone allday.....but for some there is no hope.
Edit: For the record I'm not familiar with Scottish officer selection procedures.
With you on this one :thumbsup:
Why bother learning French when you live in the UK. Why learn basic addition now there's a calculator. Why learn to spell when there's spell checkers. In fact **** it. Why get out of bed :rolleyes:
husky03
25-03-09, 10:20 AM
With you on this one :thumbsup:
Why bother learning French when you live in the UK. Why learn basic addition now there's a calculator. Why learn to spell when there's spell checkers. In fact **** it. Why get out of bed :rolleyes:
you been smoking to much weed dizzy
Paul the 6th
25-03-09, 12:26 PM
i moved in with a mate from college when I was 21 in january 2007, never been home since. Bought my own house with the missus 6 months ago. Never been so skint, but I've finally got my own garage where I can mod/pimp it as much as I can afford.
The average deposit seems to be around 10% and I'd been saving for 4 years (£300/month) so had enough money for a deposit. About 2 weeks after we completed the sale & got the keys, they dropped the interest rate to 1.5%, but I honestly think if we had applied for a mortgage then, we wouldn't have got one. We only just managed to scrape enough for the house we're in as it is. HSBC were the only lender to offer the neccessary amount.
i moved in with a mate from college when I was 21 in january 2007, never been home since. Bought my own house with the missus 6 months ago. Never been so skint, but I've finally got my own garage where I can mod/pimp it as much as I can afford.
The average deposit seems to be around 10% and I'd been saving for 4 years (£300/month) so had enough money for a deposit. About 2 weeks after we completed the sale & got the keys, they dropped the interest rate to 1.5%, but I honestly think if we had applied for a mortgage then, we wouldn't have got one. We only just managed to scrape enough for the house we're in as it is. HSBC were the only lender to offer the neccessary amount.
Did mrs paulthe6th have a job and savings as well? Could you have secured a house without her financial help?
I think 10% seems doable. Thinking of a full time wage, i reckon i could save £400-500 monthly. It depends what i end up doing for a job, but it will probably be up to £1200 in wages. Pay for living at home, buy what i want to buy (probably a second bike) and then save as much as possible with a target minimum for each month.
Paul the 6th
25-03-09, 01:21 PM
funnilly enough she was unemployed at that point (although actively looking for jobs every single day) and she didn't have any savings. So I can just about afford the monthly payment for the mortgage but I'd literally have no spare cash if I had to pay the gas, electric, water, council tax, tv licence and shopping bills on my own... She found and started her job as we moved into our house so the bills are more or less split now :)
(it's a semi-detached with a back garden, garage, drive and parking on the front in york).
funnilly enough she was unemployed at that point (although actively looking for jobs every single day) and she didn't have any savings. So I can just about afford the monthly payment for the mortgage but I'd literally have no spare cash if I had to pay the gas, electric, water, council tax, tv licence and shopping bills on my own... She found and started her job as we moved into our house so the bills are more or less split now :)
(it's a semi-detached with a back garden, garage, drive and parking on the front in york).
Not bad for 23 then. Lucky that she got a job so soon... you would have been buggered.
Paul the 6th
25-03-09, 02:05 PM
Not bad for 23 then. Lucky that she got a job so soon... you would have been buggered.
...and skint as well :razz: got sick of renting for so long (literally money down the drain if you're doing it long term), so it's nice to know that the money is actually paying for something which we own & can do with it whatever we like :)
Thats what really puts me off renting. The fact you spend thousands of pounds and are still no closer to owning a property outright.
Do you find you have much spare money?
Dave20046
25-03-09, 02:39 PM
ditto. but not sure if I fancy being tied down/risk of unemployment and losing it all in the recession. also would need a garage lol.
Thats what really puts me off renting. The fact you spend thousands of pounds and are still no closer to owning a property outright.
Do you find you have much spare money?
One positive about renting is that when the house "breaks" somebody else pays for it ;)
PS
Once you own/rent you never have any money so don't hold you breath unless you intend to be a "creative" police man on the money front
Graciepants
25-03-09, 05:02 PM
Thats what really puts me off renting. The fact you spend thousands of pounds and are still no closer to owning a property outright.
Do you find you have much spare money?
i always seem to have money for alcohol, but never money for anything else. once u start renting you realise how expensive things are, £1.29 for 3 peppers?! and i go home in ever holiday and make my parents do a big shop for me (im so self sufficient lol)
the problem with renting with other people is you have no control over bills, last year i had horrendous housemates and the bills were £200 a quatre in some months, whereas this yeah they've never been above £140 and that was in the depths of winter, and they're usually £95-115.
and you;ve gotta pick your housemates really well
Dave20046
25-03-09, 05:04 PM
and you;ve gotta pick your housemates really well
Don't live with anymore than two women, as fun as it sounds - waterbills, phone bills, getting in the bathroom, arguments..your not allowed to walk past the toilet while they're in or you get shouted at. nightmare :p
jamesterror
25-03-09, 05:06 PM
I've been offered to move in with 3 friends in the Summer, which it will be awesome if I can afford it all, but £600 between 4 plus leccy and internet so be about £200 a month for me which will be deal if I get the job I'm after whilst at uni :)
Just as you said, renting you don't get any closer. However is theres enough money for petrol no worries.
Dave20046
25-03-09, 05:08 PM
My ideal would be to get a house somewhere a bit out of town (not too far at all)with good mates/girlfriend with a nice garage and a nice twisty road there 8) ! Like neeja said
Graciepants
25-03-09, 05:08 PM
Don't live with anymore than two women, as fun as it sounds - waterbills, phone bills, getting in the bathroom, arguments..your not allowed to walk past the toilet while they're in or you get shouted at. nightmare :p
yeah but i;m guessing that the 2 women you live with is your mum and a sister?
EDIT: oh year, and coucil tax is a flipping killer if your not a student
jamesterror
25-03-09, 05:09 PM
My ideal would be to get a house somewhere a bit out of town (not too far at all)with good mates/girlfriend with a nice garage and a nice twisty road there 8) ! Like neeja said
Does sound like an ideal place :D
Dave20046
25-03-09, 05:11 PM
yeah but i;m guessing that the 2 women you live with is your mum and a sister?
EDIT: oh year, and coucil tax is a flipping killer if your not a student
Nah I don't live with two women this is from ex girlfriend / student house experiences
Dave20046
25-03-09, 05:11 PM
Does sound like an ideal place :D
Yep just a shame all the mates I trust are away at uni!
Graciepants
25-03-09, 05:12 PM
Nah I don't live with two women this is from ex girlfriend / student house experiences
oh right. i can sort of agree with you - dnt live with more than 2 women. and never get a housemate with OCD
Dave20046
25-03-09, 05:13 PM
oh right. i can sort of agree with you - dnt live with more than 2 women. and never get a housemate with OCD
or adhd!!!
Graciepants
25-03-09, 05:15 PM
or adhd!!!
OCD is worse, trust me ugh
Dave20046
25-03-09, 05:15 PM
OCD is worse, trust me ugh
Sounds awful, what compulsions do they get? tidying? No motorbikes in lounges? order your food by colour
jamesterror
25-03-09, 05:17 PM
Yep just a shame all the mates I trust are away at uni!
Thats why I'm temtped to move out because the 3 lads are staying here are lads I've known since I was at primary school. Although, the free ride with the parents and not paying board is quite good as the only thing they want to charge me for is garage space when I get a bike.
Magnum why is it you want to move out?
Graciepants
25-03-09, 05:20 PM
Sounds awful, what compulsions do they get? tidying? No motorbikes in lounges? order your food by colour
gotta switch all the plugs off and nothing can drip. and she has to flush the toilet after everyone has been in there, even if you;ve gone in there to use the mirror. she also has to check you;ve not left the taps dripping, and will constantly check even though no one has been in there since she last checked. she also has a routine, she has to turn the tap, put her hand under it and then watch it for 25 sconds before she can leave. she will check the fridge is closed 6 times a night and she also goes through 8 toilet rolls every 6 days. we're convinced she eats it. she will go downstairs check that sink, the fridge, the gas oven and the switches, do the upstairs bathroom and then go back to bed, 15 mins later same again
Dave20046
25-03-09, 05:20 PM
If I had someone I trusted around to share with I'd do it in a heartbeat.
until then I'll enjoy my money, garage space and nice house.
Dave20046
25-03-09, 05:21 PM
gotta switch all the plugs off and nothing can drip. and she has to flush the toilet after everyone has been in there, even if you;ve gone in there to use the mirror. she also has to check you;ve not left the taps dripping, and will constantly check even though no one has been in there since she last checked. she also has a routine, she has to turn the tap, put her hand under it and then watch it for 25 sconds before she can leave. she will check the fridge is closed 6 times a night and she also goes through 8 toilet rolls every 6 days. we're convinced she eats it. she will go downstairs check that sink, the fridge, the gas oven and the switches, do the upstairs bathroom and then go back to bed, 15 mins later same again
crazy!! bet there's a lovely relaxed atmosphere :D
missyburd
26-03-09, 02:44 PM
once u start renting you realise how expensive things are, £1.29 for 3 peppers?!
Tell me about it, flippin' extortion! But my legendary sausage casserole just wouldn't be the same without them, some things just need to be bought :-D
and you;ve gotta pick your housemates really well
Amen to that! http://forums.sv650.org/showthread.php?t=122473&highlight=housemate :rolleyes:
oh right. i can sort of agree with you - dnt live with more than 2 women. and never get a housemate with OCD
Lol again amen to that. My OCD housemate is a pain sometimes. She unfortunately hasn't got the OCD that means you're extremely tidy, just the one that goes through loo rolls like no tomorrow, washes her hands a lot (to the point where her hands have serious issues and look like 90yr old's somedays :rolleyes:), won't empty the bin or tidy up much cos everything is germ ridden (which it is, especially in our kitchen!). Nah she's not that bad really, tis a good excuse for pi$$tekin :D
Magnum why is it you want to move out?
Its not in the immediate future, but hopefully from 19 onwards. Im not going to university, so it will be when i have a full time job. I want the independance mainly, and dont want to end up staying here till im 30. The sooner the better in my opinion.
vBulletin® , Copyright ©2000-2025, Jelsoft Enterprises Ltd.