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View Full Version : So what have you done in the Credit Crunch thats daft...


454697819
30-03-09, 08:17 AM
in the last 4 months ......


I have sold a house...
Bought a much mor expensive house,
both moved jobs,
Moved area,
Getting married end of this year....

If it all works out hoorah... if not

help....Its cost me a fortune

Viney
30-03-09, 08:18 AM
Youre doomed. ;) ( hope it all works out mate)

Oh and numbers, BBC is coming to ipswich on Wednesday...be affraid ;)

Iansv II
30-03-09, 10:55 AM
Bought a laptop, thinking of buying a new bike

Continued wasting money on things I don't need

What credit crunch ? :scratch:

Dave20046
30-03-09, 10:59 AM
thinking of buying a hinier faster machine, stopping myself though.
Gone out and spent too much instead of saved. meh.

amnesia
30-03-09, 11:11 AM
Getting married in May, so lots to pay out

Booked the honeymoon in China

Looking at major work in the back garden involving thousands of pounds no doubt.

pookie
30-03-09, 11:11 AM
Bought a car and spending more money and doing my bit to keep the economy going

richie95
30-03-09, 11:13 AM
bought a bmw on credit... (madness is... i had mk 4 golf gti nothing wrong with it)....
continue to live on takeaways etc... then this month my expenses from work didnt go through.. man i regret the bmw now....

richie95
30-03-09, 11:14 AM
anyone wanna buy bmw ... wah wah wah wah

STRAMASHER
30-03-09, 11:21 AM
Booked a 3week roadtrip round California/Arizona holiday of a lifetime thing. :smt026

Milky Bar Kid
30-03-09, 11:25 AM
I bought a laptop, a nokia N96, a bike, new helmet, have an 08 astra and bought a personal plate.......pent hunderds of pounds on clothes.....


can you tell i still stay at home whilst maing a full wage???

Kinvig
30-03-09, 12:18 PM
where do i begin....?


;o)

Amplimator
30-03-09, 02:59 PM
i aint done anyfink yet.....but really tryin to convince meself NOT to buy a street triple r

the missus aint helping either tho she prefers em in orange :confused:

keithd
30-03-09, 03:08 PM
to be frank...

nothing. my life hasnt changed a great deal. i'm slightly poorer due to taking out insurance on my mortgage should i lose my job, but other than that same old same ol' really....

Tara
30-03-09, 03:10 PM
to be frank...

nothing. my life hasnt changed a great deal. i'm slightly poorer due to taking out insurance on my mortgage should i lose my job, but other than that same old same ol' really....

snap

timwilky
30-03-09, 03:12 PM
paid my lads mortgage, better that than he get repossessed and come knocking on my door with his worldly goods in tow.

Dappa D
30-03-09, 03:20 PM
to be frank...

nothing. my life hasnt changed a great deal. i'm slightly poorer due to taking out insurance on my mortgage should i lose my job, but other than that same old same ol' really....

pretty much the same,.....i earn a few hundred less a month as not making good bonuses anymore but apart from that nothing...sold the beemer at the beginning of it all so glad we did at the right time....MAY be trying to sell flat and buy larger place in sept....but may not

Viney
30-03-09, 03:23 PM
I have done nothing. I dont have any credit, i dont have a pension, i dont have any savings, i live with a girl that adore in a rented house that the landlord owns outright. So personaly the credit crunch doesnt affect me at all!...yet!

Biker Biggles
30-03-09, 03:34 PM
Not much here either.But I was never a great participent in the Consumerist credit boom that went before.The only thing I have done is increase savings as much as poss so I can pay down the mortgage when interest rates go mental next year
If you look at Iceland and Hungary where the IMF has bailed out the failed economies the price paid is sky high interest rates.That could well happen here soon.

Swin
30-03-09, 03:35 PM
Paid off my mortgage, bought a Laptop, bought an SV650, bought a new TV..

Considering changing my employer as well

Other than that, not a lot...

:D

plowsie
30-03-09, 03:36 PM
Bought a new car.

nakedblue650
30-03-09, 03:53 PM
<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<

kitkat
30-03-09, 04:40 PM
I have done nothing. I dont have any credit, i dont have a pension, i dont have any savings, i live with a girl that adore in a rented house that the landlord owns outright. So personaly the credit crunch doesnt affect me at all!...yet!

same as you viney. No credit, no pension, no savings, OH is self employed, Im unemployed, 4 kids in a rented house. Seems the less you have the less you are affected :smt045

plowsie
30-03-09, 04:41 PM
Seems the less you have the less you are affected :smt045
Oh, how right she is!

thefallenangel
30-03-09, 07:37 PM
all it's done is shot my savings to the floor.

So i paid half my 0% credit off and am just investing on front brakes upgrade and a week away somewhere.

The worst thing you can do imo is buy a new vehicle as there as so many sat around doing nothing atm that the manufactuers will have to get rid of them at some point. You'll probably be able in a years time to pick up a car which is 57/08 plate with only delivery miles on for about 60% of the original RRP if not less.

andywilson460
30-03-09, 07:47 PM
Had been saving very hard - but its earning nothing - so last weekend I bought a locust kit car. Will be having some fun this summer. Need to get bike of SORN after last weekend as well

Sally
30-03-09, 08:12 PM
Wrote my car off.

TazDaz
30-03-09, 08:15 PM
can you tell i still stay at home whilst maing a full wage???

It's the best way to enjoy yourself whilst young I reckon!

No way I would have an SV if I'd moved out!

TazDaz
30-03-09, 08:18 PM
Wrote my car off.

Weren't you saying the other day that you were really cautious and slow in the car and not had a crash?

What happened!?!?! :confused:

keith_d
30-03-09, 08:19 PM
Learned to ride.
Bought an SV.
Booked a three week holiday in South Africa

(now starting to wonder if we've got a round of redundancies coming at work).

Bluefish
30-03-09, 08:49 PM
bought a newish car, just bought even newer bike, now need lots of kit to go with it.

JohnMcL7
30-03-09, 09:02 PM
Buying my brand new SV I guess as it's purely for enjoyment although it certainly does what it's supposed to well. I have to admit seeing all the silly deals on cars is tempting but my 04 Toledo Sport 150 is going well and I'm not putting many miles on it these days so a new car is a total waste of money.

I did buy a couple of laptops last week (Clevo M860 and a Dell XPS M1730) but common sense has taken over, the Clevo went back today and the Dell goes back on Wednesday as I didn't think I'd get the money's worth out of either against my beefy desktop which put them both to shame.

John

Sally
30-03-09, 09:05 PM
Weren't you saying the other day that you were really cautious and slow in the car and not had a crash?

What happened!?!?! :confused:

I am, thats the really fu(king annoying thing..

Can't remember nothing... :(