Restricting a street triple... oh the blasphemy!

[Magnum]

Now i do love the looks of the street triple, and ive heard nothing but good things about the bike and was planning it as my bike after the SV.
Tonight i done an insurance quote just out of interest.
Third party only is cheaper on the Street Triple than it would be on the SV. I went back over the details to check there wasnt an error, and it was correct.

Now, i would be on a restricted licence. The restrictor is £32.
Has anyone heard what a street triple is like restricted? And would it be a wise move to go for this bike at my level of experience (2600 miles on a CG since february)

This is really just spitballin' ideas at the moment, but it is still a serious question. And yes, i do know how much they cost.

Thanks.

[yorkie_chris]

Probably about as quick as an SV restricted. Don't think a restricted one would cause any issues.

I think you'd be mental though, your first bike, you will bin it. Parts ain't cheap. And the price of the bike makes no sense, how the f##k are you going to pay for it? Finance would be mental because like I say, you WILL crash at some point. And most finance companies want FC cover.

[Rich]

Third party only insurance is a no no in my eyes, it's a desirable bike and parts are expensive like YC says. Unless you can really afford it i'd say no to it as a first big bike!!!

[Magnum]

Probably about as quick as an SV restricted. Don't think a restricted one would cause any issues.

I think you'd be mental though, your first bike, you will bin it. Parts ain't cheap. And the price of the bike makes no sense, how the f##k are you going to pay for it? Finance would be mental because like I say, you WILL crash at some point. And most finance companies want FC cover.

I wouldnt pay finance, it would be paid for outright with a lot of overtime pay. Probably the most realistic thing would be to get the sv for about 3/4 months. In that time i should have raised the extra £2000 needed.

An important factor (for my parents) is, 'is it faster than the SV?'. Like you say, probably just as quick. Does this mean the acceleration as well? I assume the top speed will still be 100 like on most restricted bikes.

[BanditPat]

Get an SV, insurance should be just shy of £200 TPFT for a pointy for you? Cheap(ish) bits for you when you come off it as well.

[yorkie_chris]

Nah about the same speed. Better running gear though so probably a sight quicker.

However you're buying probably one of the most nickable bikes out there at the moment, which it sounds like you can ill afford to insure against.

[Magnum]

Get an SV, insurance should be just shy of £200 TPFT for a pointy for you? Cheap(ish) bits for you when you come off it as well.

Nope, TPO is more expensive than the street triple.
Sv = £465 TPO.
TPFT is ridiculous even for the SV at £1200.

[Magnum]

Nah about the same speed. Better running gear though so probably a sight quicker.

However you're buying probably one of the most nickable bikes out there at the moment, which it sounds like you can ill afford to insure against.


Why is it the most nickable? Easy to steal, or just desirable?

[BanditPat]

Nope, TPO is more expensive than the street triple.
Sv = £465 TPO.
TPFT is ridiculous even for the SV at £1200.

f'in heck..How old are you? How many points? Any claims? thats seems really really high considering your the same age as me i think

[yorkie_chris]

Desirable.

[Girth]

Try www.street-triple.co.uk (http://www.street-triple.co.uk)

One of the guys on there has one restricted.

[yorkie_chris]

f'in heck..How old are you? How many points? Any claims? thats seems really really high considering your the same age as me

+1

My first year TPFT was about £600 at 18

[Magnum]

f'in heck..How old are you? How many points? Any claims? thats seems really really high considering your the same age as me i think


No claims, only been riding since feb. People i know pay similar prices.
Its £270 a year on my CG (provisional licence)

[Wideboy]

just out of interest and sorry for derail but why are the so nickable?

[Girth]

I'm paying £690 Fully comp on a brand spanker street triple, 22 year old, 3 years no claims. Was by far the cheapest i could find, no insurer could beat it.

[Girth]

just out of interest and sorry for derail but why are the so nickable?


People want to nick them cos they're damn sexy :smt054

[BanditPat]

No claims, only been riding since feb. People i know pay similar prices.
Its £270 a year on my CG (provisional licence)

I have a years no claims but I pay less than your paying on that CG on my bandit and was quoted at £256 FC on a K5 pointy. Where you getting yoru quotes from?

[yorkie_chris]

just out of interest and sorry for derail but why are the so nickable?

New bike, very desirable, not a big parts supply out there but sure to be some serious demand.

[Magnum]

I have a years no claims but I pay less than your paying on that CG on my bandit and was quoted at £256 FC on a K5 pointy. Where you getting yoru quotes from?

Online comparisons, and contacting some insurers directly. A years no claims is a big bonus, like i said ive been riding for less than 6 months. No claims doesnt count untill a year.

[Paws]

im 24, £500 fc on my 675, 4 yrs ncb, 0 points & non fault accident

Dont even think bout going tpo on a street triple, id go tpft at least, many insurers will let you pay monthly like i do with mine, isnt that a option for you? or at least wait until youve got a years ncb. As yc said-they are a very desirable bike, i hate leaving my 675 outta my sight for too long!
Buy a sv and pootle round on that first would be my advice, then look at buying the triple

[ranathari]

Don't waste your money with TPO on any bike - bikes are inherently attractive to thieves so TPFT is pretty much the minimum you want, with FC once you're an old git who pays a pittance for insurance.

[BanditPat]

Don't waste your money with TPO on any bike - bikes are inherently attractive to thieves so TPFT is pretty much the minimum you want, with FC once you're an old git who pays a pittance for insurance.


If the bikes worth not much more than the excess....and then theres the renewl increase ;]

[yorkie_chris]

AFAIK paying monthly incurs a big cost like 15% or so. Worth saving up and paying up front.

[lukemillar]

Probably about as quick as an SV restricted. Don't think a restricted one would cause any issues.

I think you'd be mental though, your first bike, you will bin it. Parts ain't cheap. And the price of the bike makes no sense, how the f##k are you going to pay for it? Finance would be mental because like I say, you WILL crash at some point. And most finance companies want FC cover.

I can see your point, but really how many of us actually bin our first bikes? I was pretty slow and careful on my first. Eventually ended up binning my 4th bike (which happened to be the most expensive to fix! :) )

New parts from Triumph probably won't be that different from Suzuki, however in the UK (for the Daytona 675 anway) they have the T3 challenge so at the start of the season, picking up stock footpegs, levers, plastics etc. off ebay is cheap as, bru!

[BanditPat]

I can see your point, but really how many of us actually bin our first bikes? I was pretty slow and careful on my first. Eventually ended up binning my 4th bike (which happened to be the most expensive to fix! :) )

New parts from Triumph probably won't be that different from Suzuki, however in the UK (for the Daytona 675 anway) they have the T3 challenge so at the start of the season, picking up stock footpegs, levers, plastics etc. off ebay is cheap as, bru!

I smashed my first bike into a bus stop at ermm the speed limit.... I knew the parts were a rip ad took 8 weeks to get here because they had to cme from japan. Didnt make a difference to me. Not always your own fault you do 40 over a patch of diesel in a bend...

[yorkie_chris]

Pretty much everyone I know binned their first bike. Many more than once.

[Magnum]

Dont even think bout going tpo on a street triple, id go tpft at least, many insurers will let you pay monthly like i do with mine, isnt that a option for you? or at least wait until youve got a years ncb. As yc said-they are a very desirable bike, i hate leaving my 675 outta my sight for too long!
Buy a sv and pootle round on that first would be my advice, then look at buying the triple

Its hard for me to pay monthly... i just about convinced my dad to let me pay monthly on a contract phone, let alone insurance on an expensive bike (im 17, i cant pay monthly myself)

Don't waste your money with TPO on any bike - bikes are inherently attractive to thieves so TPFT is pretty much the minimum you want, with FC once you're an old git who pays a pittance for insurance.

Its just such a cost to pay for theft cover. Its not even a reasonable cost. £450 TPO on an SV, but £1200 TPFT?!

I can see your point, but really how many of us actually bin our first bikes? I was pretty slow and careful on my first. Eventually ended up binning my 4th bike (which happened to be the most expensive to fix! :) )

New parts from Triumph probably won't be that different from Suzuki, however in the UK (for the Daytona 675 anway) they have the T3 challenge so at the start of the season, picking up stock footpegs, levers, plastics etc. off ebay is cheap as, bru!

I would be pretty careful, especially on a bike that costs a lot of money.

[lukemillar]

Pretty much everyone I know binned their first bike. Many more than once.

Nice

[Graciepants]

buy a honda, guaranteed not to be stolen then :D

[Girth]

Seriously if you are thinking of getting a brand new bike with only TPO you need your bumps feeling.

[yorkie_chris]

I would be pretty careful, especially on a bike that costs a lot of money.

:smt043

[Sally]

~£360 third party only for my SV.
Only £64 to add another SV to the policy.

Thats with ebike, my old man saved £100 with them, seem good so far.

+1 for going with the SV mate, good fun, fast enough on 33bhp(well kind of :\)
David.

[dizzyblonde]

Having read the OP, and a couple of posts about TPO insurance. Sorry Magnum, you's just got rocks in yer head !!

[dizzyblonde]

Pretty much everyone I know binned their first bike. Many more than once.

I didn't:smt039

[Magnum]

Just got a TPFT quote for the ST... £1500!

Edit - + £650 excess...

[Sally]

SV 100%, get a nice rumbling can you'll be sorted ;)

[dizzyblonde]

Magnum, your 17 and insurance quotes on anything are going to be pretty steep.
Personally, and please don't be offended, just for now get something thats going to be less expensive for you, for a while. Anybody up to the age of 25 finds it hard to get good quotes for insurance, I remember my brother at your age with a car...he needed to be a gazzilionaire! Hes had some cacky cars but has brought his insurance down to where he can have something a bit more upmarket than a citreon saxo innit :-)
I'd maybe wait a year before going after all that glitters and is gold, we all want something special, but sometimes we have to hold back for the right moment.

[Magnum]

Magnum, your 17 and insurance quotes on anything are going to be pretty steep.
Personally, and please don't be offended, just for now get something thats going to be less expensive for you, for a while. Anybody up to the age of 25 finds it hard to get good quotes for insurance, I remember my brother at your age with a car...he needed to be a gazzilionaire! Hes had some cacky cars but has brought his insurance down to where he can have something a bit more upmarket than a citreon saxo innit :-)
I'd maybe wait a year before going after all that glitters and is gold, we all want something special, but sometimes we have to hold back for the right moment.

Not a bad idea. Perhaps i could have a little help getting it for my 18th? It will be around a years NCB by then. It's still a lot sooner than i was planning on upgrading from the SV, but is probably more sensible.

[BanditPat]

Magnum, your 17 and insurance quotes on anything are going to be pretty steep.
Personally, and please don't be offended, just for now get something thats going to be less expensive for you, for a while. Anybody up to the age of 25 finds it hard to get good quotes for insurance, I remember my brother at your age with a car...he needed to be a gazzilionaire! Hes had some cacky cars but has brought his insurance down to where he can have something a bit more upmarket than a citreon saxo innit :-)
I'd maybe wait a year before going after all that glitters and is gold, we all want something special, but sometimes we have to hold back for the right moment.


I dont find it hard :D

[yorkie_chris]

I'm alright too TBH. I could probably insure the SV for <£200. Not really crippling.

[BanditPat]

I'm alright too TBH. I could probably insure the SV for <£200. Not really crippling.

How old are you? if you dont mind me askin

[yorkie_chris]

20

[dizzyblonde]

Not a bad idea. Perhaps i could have a little help getting it for my 18th? It will be around a years NCB by then. It's still a lot sooner than i was planning on upgrading from the SV, but is probably more sensible.
one yrs no claims is better than none at all at 18:cool: Getting a 'contibution' for your 18th could well be a rather good option. When people say what would you like for your birthday(as I'm sure they will) just ask them for contributions towards your bike fund(wether that be bike or Insurance)
you may still be shocked by the extortionate quotes, but not as much as this year;)

I dont find it hard :D

you must have a silver spoon in your mouth then:rolleyes:;)

[fizzwheel]

Its your money, its your life. I wouldnt do it.

New Bike + TPO Insurance + Law of sod = shedding of tears if you do fall off it...

Cheap SV + Cheaper insurance + lots of fun + less expense if you do crash it = same amount of fun with less worry

IMHO

[yorkie_chris]

There is the other aspect that you will learn far more making reasonable progress riding around the $hite running gear of a stock SV than you will never getting anywhere NEAR the limits of the top flight stuff on a street trip.

Will make you far quicker and more appreciative when you do get something so kitted out.

[Magnum]

Some good points made here, so thanks.
I like the idea YC of building up to the better bike, it will probably seem more worthwhile.
Since they would both be restricted, im not going to see a massive difference in the bikes but probably still a difference i would appreciate.

I think my plan would be:
Wait till my 18th birthday (next January) and get a little help with the insurance if its reasonable to go for TPFT for the street. In the time leading up to my birthday, i can get the experience on the SV and as people have said, appreciate the jump in quality. I can do some heavy saving up to my birthday as well. The years NCB will hopefully knock down the insurance.

[DarrenSV650S]

I think you'll be more than happy with an sv for a year or two

[dizzyblonde]

There is the other aspect that you will learn far more making reasonable progress riding around the $hite running gear of a stock SV than you will never getting anywhere NEAR the limits of the top flight stuff on a street trip.

.


I can definetely one hundred percent agree with this one.....after running the worst suspension, tyres and well anything on an SV ever, it makes you really really appreciate it when its perfect, and super duper.

[fizzwheel]

the building up thing is a good idea IMHO.

I went 125, Full Power SV, Full Power GSXR

If I'd gone 125, Full power GSXR, I'd be dead no doubt about it.

Theres no substitue for miles in the saddle and experience. My time on the SV taught me loads about riding.

Dont try and run before you can walk.

Oh.. another thing. Dont tie up all your money in a bike, you'll have no money for living your life... buy something you can afford to run and ride. rather than something that stays in the garage because you cant afford to put petrol in it, or you work stupid hours to put petrol in it and are then to knackered to go and ride it. Been there done that, not doing it again....

[Magnum]

I think you'll be more than happy with an sv for a year or two


Perhaps, i dont know yet. Im the type of person to plan ahead with everything, however early it is ;) (i was looking up flippinn houses last week)
Who knows? - i may be fine with the SV for longer.

[sinbad]

Imagine the feeling if you dropped it on a patch of diesel at a roundabout and it slid and cracked the frame on a kerb or something.

Third party cover is not an option if you can only just afford to buy one bike, you need to be able to comfortably afford the replacement too. (Depending on premium to bike-cost ratio of course).

[Magnum]

the building up thing is a good idea IMHO.

I went 125, Full Power SV, Full Power GSXR

If I'd gone 125, Full power GSXR, I'd be dead no doubt about it.

Theres no substitue for miles in the saddle and experience. My time on the SV taught me loads about riding.

Dont try and run before you can walk.

How many miles between the bikes did you do? Did you actually own the 125 yourself, or do you just mean train on it?

[dizzyblonde]

i can get the experience on the SV and as people have said, appreciate the jump in quality. I can do some heavy saving up to my birthday as well. The years NCB will hopefully knock down the insurance.

If its all the same, I ran my 125 for exactly(no lie) a year before I took my DAS, I rode it for another couple of months on a full license before I got the SV off Im Indoors. I really didn't mind it at all. Just more experience for me as I see it.....and I'm still a poop rider;)

Perhaps, i dont know yet. Im the type of person to plan ahead with everything, however early it is ;) (i was looking up flippinn houses last week)
Who knows? - i may be fine with the SV for longer.

Your a Capricorn, we're all like it:smt045
Best to cross reference everything and double check your making the right decision, before commiting...nooo wouldn't know anything about that ;-)

[fizzwheel]

How many miles between the bikes did you do? Did you actually own the 125 yourself, or do you just mean train on it?

10 Months on 125 including riding through a winter, not sure about milleage probably about 5 - 6000 thousand. I used it to build up my skills on and get some experience, because I used to drive like a nutter and I didnt trust myself on a big bike and neither did my parents !!!

2 Years on SV, had 18K on it when I bought it, had 36k on it when I sold iit

I bought my GSXR in 2006 brand new, its got 18500 miles on it now.

[BanditPat]

one yrs no claims is better than none at all at 18:cool: Getting a 'contibution' for your 18th could well be a rather good option. When people say what would you like for your birthday(as I'm sure they will) just ask them for contributions towards your bike fund(wether that be bike or Insurance)
you may still be shocked by the extortionate quotes, but not as much as this year;)



you must have a silver spoon in your mouth then:rolleyes:;)

Shame it doesn't work on girls :( I live where theres no one but sheep so cheap insurance :D i would share my bike with you magnum but it takes to long to get parts for if you slip oh and your ages away

[dizzyblonde]

i would share my bike with you magnum but it takes to long to get parts for if you slip oh and your ages away

Thats a lovely thought, but unfortunately a lot of insurers don't like younger riders, jumping on other peoples bikes. Old farts like me, can usually get insured to jump on anybody elses bike as long as their insurance says so, but mine will only pay out TPO if I knacker it...which is one reason why I haven't borrowed the VRaptor...yet:smt044
Sorry Magnum slight derail, but partially relevant

[Magnum]

Thats a lovely thought, but unfortunately a lot of insurers don't like younger riders, jumping on other peoples bikes. Old farts like me, can usually get insured to jump on anybody elses bike as long as their insurance says so, but mine will only pay out TPO if I knacker it...which is one reason why I haven't borrowed the VRaptor...yet:smt044
Sorry Magnum slight derail, but partially relevant


Flippin' old members derailing threads! :rolleyes: *runs*

Yeah, i heard that its very hard to get insured for other bikes unless youre over 25, and have been riding for a while. No harm in trying out a bike for a few miles though.

[jamesterror]

I'm not experienced at all, same boat as you minus the 125 experience however have passed test which means nothing.

The advice I was given when I posted about insurance was don't get FC unless its brand new or over 3/4K, if you can't afford FC or TPFT don't buy that bike because anything is possible.

Your excess will be mad. A friend the same age, 18 has just got a ZX636 its restricted to 33bhp (still flies) and is paying £900 TPFT with 2 years no claims, without the NCB he couldn't get insured.

I did a quote for an '99 R6 today, beautiful condition, £4000 TPFT, however much the bike is to my liking, I'd rather wait for my level of experience to be at least 2 years before I consider a sports bike or valued bike such as a Street Triple, even with the 2 years experience I wouldn't say anybody is an experienced rider.

[dizzyblonde]

I should also imagine, you'll find it very very hard to get anybody to give you a test ride for a street triple....if not impossible, for the very reason above in my derail.
Hey at 32 they'd probably laugh at me, and promptly hide any keys ;-)

[Mej]

Flippin' old members derailing threads! :rolleyes: *runs*

Yeah, i heard that its very hard to get insured for other bikes unless youre over 25, and have been riding for a while. No harm in trying out a bike for a few miles though.

Im insured to ride other bikes and im only 21, and i have only had my SV for 6 months. I pay 580 FC.

IMO get an SV, they are an awesome bike compared to a CG, so much more power even at 33bhp, and insure it at a bare minimum TPFT.

I would like to own a bike like the D675 and the CBRR600, but until my restriction is up there is no point and the insurance is to just too expensive until im 24 then everything changes and i can get insured on a Busa for 300 FC. :D

[yorkie_chris]

I reckon buy the cheapest SV you can find and insure it TPO.

Claiming on theft cover always means paying out more than the claim anyway.

[Jamiebridges123]

I
I did a quote for an '99 R6 today, beautiful condition, £4000 TPFT, however much the bike is to my liking, I'd rather wait for my level of experience to be at least 2 years before I consider a sports bike or valued bike such as a Street Triple, even with the 2 years experience I wouldn't say anybody is an experienced rider.

For me, an alarmed and datataged Street Triple is £670 a year TFT.

aged 17. :D

[Magnum]

For me, an alarmed and datataged Street Triple is £670 a year TFT.

aged 17. :D

Bast*rd!
Its not as if theft cover is cheap on the SV either, no way am i paying theft cover thats half the value of the bike.

[ArtyLady]

Pretty much everyone I know binned their first bike. Many more than once.

I didn't :)

Its hard for me to pay monthly... i just about convinced my dad to let me pay monthly on a contract phone, let alone insurance on an expensive bike (im 17, i cant pay monthly myself)


Its just such a cost to pay for theft cover. Its not even a reasonable cost. £450 TPO on an SV, but £1200 TPFT?!



I would be pretty careful, especially on a bike that costs a lot of money.

Please don't take offence, but why run before you can walk??!!! Just get through your test then find a nice little runaround of 4/5/600cc to LEARN on (cos that is what you will be doing - learning) Yes of course we all want something fancy and flash but what's the point?! Build it up slowly - you'll be a safer/less egotistical/more knowledgable rider for it. :cool:

TBH you sound just like my son - he wanted a fancy car and now he's paying through the back teeth for it - loan and 1st year insurance all because he couldn't wait now he barely has the money each month for petrol to get to work and can't afford to go out in the evening :rolleyes:



Not a bad idea. Perhaps i could have a little help getting it for my 18th? It will be around a years NCB by then. It's still a lot sooner than i was planning on upgrading from the SV, but is probably more sensible.

The SV will have all you need and more, for quite a few years to come - ignore all that baloney about them being a "girls bike" mine is still more capable that I'll ever be!! :D

[Mej]

Best quote for me on a £5000 street tripple, £969 FC with £850 excess (650 compulsary) riding other bikes and overseas, TPFT £550 with £650 excess. Expensive stuff

[ArtyLady]

20

What?!!!:shock: by the way you speak I expected you to be at least 30! ;) youre the same age as my son :D

[SoulKiss]

ignore all that baloney about them being a "girls bike" mine is still more capable that I'll ever be!! :D

Although to be fair, you ARE a girl :p

Magnum mate, it just isn't worth it.

Get a cheap SV, insure it and the savings when it comes to a Street Triple or whatever once you have a couple of years NCB on it will be VERY welcome.

As for not getting theft cover, well its your call, but I would say that living in London (as I do) there IS a good chance of it going walkies, and saying that its an old SV so unattractive is rubbish, I had a mate with a real old rattler of a GPZ (I think he paid about £600 for it (and they had seen him coming....) which was taken, not to sell, or break for parts and sell, but just by kids joyriding...

Mind you as you say if the excess is greater than the value of the bike then there is little point......

[Mej]

I didn't :)



Please don't take offence, but why run before you can walk??!!! Just get through your test then find a nice little runaround of 4/5/600cc to LEARN on (cos that is what you will be doing - learning) Yes of course we all want something fancy and flash but what's the point?! Build it up slowly - you'll be a safer/less egotistical/more knowledgable rider for it. :cool:

TBH you sound just like my son - he wanted a fancy car and now he's paying through the back teeth for it - loan and 1st year insurance all because he couldn't wait now he barely has the money each month for petrol to get to work and can't afford to go out in the evening :rolleyes:





The SV will have all you need and more, for quite a few years to come - ignore all that baloney about them being a "girls bike" mine is still more capable that I'll ever be!! :D

to be fair this is the truth, buy the cheapest bike that runs well with cheap insurance until you have a bit more cash and more realistic insurance prices. Last year i paid £1500 to be insured on my 330d now im 21 with 2ncb it gone down to £750 and thats with an accident 2 years ago.

[ArtyLady]

Although to be fair, you ARE a girl :p

...

Not so sure these days....it's me age you know ;) :lol:

[Dave20046]

Go for the sv, purely based on what chris said. Owning and maintaining a triple is expensive. New tank £800, peg hanger assy £300, even filters are expensive for them. Nice bikes and not as heavy as they look at all had a mini go on one yesterday and they feel just as light and nimble as the sv, but it's something I'm going to have to look forward to later on in life!

[Dave20046]

Pretty much everyone I know binned their first bike. Many more than once.
First bike no (it was a scooter), first bike (125) yes lots, first big bike yes painfully & dramatically.
**** happens, I thought about getting a pretty faired pointy, but what's the point when I'm just going to crash it and have to clean it etc. Atleast the naked is cheap and cheerful. Cheap to insure (well it was until I crashed), cheap to run, cheap to repair when you bin it.

buy a honda, guaranteed not to be stolen then :D
shush - your bike is going to get nicked and it bugs me.

[ranathari]

Magnum, I think you're letting your inexperience override your common sense, no offence intended (well, not much).

I spent 2 years on a CBR125 before moving to the SV, which I've had for another two years now and I still don't think I'm ready for a brand new bike or anything that much faster. I thought I was a ****-hot rider when I left the CBR125 behind but the SV quickly made me aware how little I knew about fast, smooth riding. I do about 8,000 miles a year, which isn't much, but I still learn more about riding every time I go out on the SV.

Swallow your pride, listen to everyone in this thread and get a cheap SV for less than £2K. The insurance will be more reasonable, it'll be easy to fix if you crash it (and you will) and it'll make you ready to move on to a bigger bike after a couple of years.

[Mej]

Swallow your pride, listen to everyone in this thread and get a cheap SV for less than £2K. The insurance will be more reasonable, it'll be easy to fix if you crash it (and you will) and it'll make you ready to move on to a bigger bike after a couple of years.

good advice, an same as me, im always learning with my SV.

[Stewart.C]

good advice, an same as me, im always learning with my SV.


Defo good advice here.

i ran a 09 YBR 125 for 1 1/2 months covering just under 2700miles. i got so much from the 125 & thought i was well good till i got my K3 SV650 & soon realised im only just starting to learn & i will cover at least 12000 miles a year just for work.

Go for the SV its the best choice.

for Insurance go onto go-compare as it take your car experience into consideration,

[yorkie_chris]

What?!!!:shock: by the way you speak I expected you to be at least 30! ;) youre the same age as my son :D

Hard paper round :-P

[Magnum]

Thanks for all the comments, and i take no offence from them. Like i said, it really was just an idea based on the cheaper insurance.
My plan now is to just get the SV and consider getting the triple after a years NCB. But thats not even definite, i dont know how i will feel about the bike after my 18th.

Thanks.

[sinbad]

it'll be easy to fix if you crash it (and you will) and it'll make you ready to move on to a bigger bike after a couple of years.

People that are guaranteed to crash shouldn't be riding at all.
It annoys me a little when I hear people telling newbies this nonsense. You may crash in the first year but it's not a certainty at all. How likely you are to crash depends on how good you are at it I reckon, if you're not very good then you're quite likely to crash, but that applies to veteran riders too.

TBH I think this "you will crash your first bike" stuff only really comes from people who did it themselves. "I crashed my first bike within 3 months, but it's okay, everybody does, and so will you." Erm no.

Ride cautiously, newbies, but don't have this "only a matter of time" ticking clock in your head. You control your own destiny! :)

[Dave20046]

Oh and another thing to add to your list of expenses on the triple, new rear tyre approximately every 700 miles if ridden reasonably hard.

[SoulKiss]

I only moved from my SV because of my off.

If it hadnt happened I would still be on it - in fact I even bought the Salvage back because I still wanted the SV.

[ArtyLady]

..... if you crash it (and you will) ....

Why does everybody say that? It really irritates me :rolleyes: Not necessarily if he's sensible and careful!

Hard paper round :-P

PMSL!! Did you get up half an hour before you went to bed and lick the road clean too? :lol: (oh...you're probably not old enough to know what I'm talking about ;))

[Dave20046]

Not necessarily if he's sensible
Think that's where I fell down.

I still think it's fair to say you are likely to crash your first bike.

[Mej]

Think that's where I fell down.

I still think it's fair to say you are likely to crash your first bike.

Not a good way to think though surely.

[Magnum]

Oh and another thing to add to your list of expenses on the triple, new rear tyre approximately every 700 miles if ridden reasonably hard.

Didn't know that was the case. Like ive said, ive managed about 2600 miles on the CG without any maintainence at all. New tyre that often is a cost.

Why does everybody say that? It really irritates me :rolleyes: Not necessarily if he's sensible and careful!


I also dont know why people say this. I havnt even dropped my CG, or even come close to having an off. Surely if this was the case, then i should have statistically at least dropped my bike or had a low speed off by now? Most of the stories i hear about people having offs are on later bikes, not necessarily their first.

[yorkie_chris]

PMSL!! Did you get up half an hour before you went to bed and lick the road clean too? :lol: (oh...you're probably not old enough to know what I'm talking about ;))

Aye, wit tongue. All 26 of us living int shoebox in middle of t'road.

[Sosha]

Not much to add to what's all been said.

Not really bothered about the "getting more experience" argument, but any brand spanking new theft magnet, IMO needs to be properly insured. Just fully comp'd the R6 (first time I've ever bothered) - cost an extra £70.

I'm a reformed cheap skate. I personally wouldn't buy a brand new bike - but that's irrelevant.

Way I think of it - TPO = cheap bike you can fix easily - that isn't high on the thieves most wanted list.

Street triple fails on both counts.

Your money though.

Either's a ferrari compared to the CG.

[Dave20046]

Not a good way to think though surely.
No but my thinking in general is pessimistic so not just refined to first bikes.

[yorkie_chris]

Not a good way to think though surely.

Perhaps not, but a realistic one. Fitting some crash bungs and wearing a decent lid and leathers is a good idea, doesn't neccessarily mean you want to crash...

Didn't know that was the case. Like ive said, ive managed about 2600 miles on the CG without any maintainence at all. New tyre that often is a cost.

But the CG is about as advanced as the motor you'd find on a cement mixer. You can't kill them.

sportsbikes by their nature tend to use more consumables and need more TLC. Learning the little lessons of maintenence is far less painful to the wallet on a cheap bike like an SV.

[fizzwheel]

or even come close to having an off.

You will, its not inevitable, but you get to the point where you're pushing on and then you get carried away. Everybody does it, its just part of learning to ride.

[ArtyLady]

Think that's where I fell down.

I still think it's fair to say you are likely to crash your first bike.

I don't think it is fair to say it, there is no need to say it... why not say to people -

'if you ride like a knobster then more than likely you will crash - if you ride within your limits and build up slowly and sensibly and get some further training then you stand a fair chance of not crashing'

Surely that's a far more encouraging and sensible statement? That was my OH's mantra and it worked with me when I was a novice.

I didn't crash my first bike and I know many people who didn't/haven't but then they are sensible - many of them like myself have also gone on to do advanced training. Perhaps it's just different mindsets?

[ArtyLady]

Aye, wit tongue. All 26 of us living int shoebox in middle of t'road.

Ah ha! you've watched the repeats then ;)

No but my thinking in general is pessimistic so not just refined to first bikes.

Then it may be a self fulfilling prophecy :(

[Sosha]

Everybody who started about the same time (OK they were all teenage 125 pilots) as me crashed . Including me. (Once though inattention to detail on a gravelly corner. Once due to a sticky front brake master cylinder and someone tapping my elbow as they over took me to then turn left.(My fault again))


Edit: By Crash - I mean the swear, pick the bike up, gaffer tape the indicator, kick the yokes straight & continue variety

[Magnum]

I done some more quotes for a years riding (as if i was 18), a years no claims, after riding the SV.

FC - £1500 (£650 excess)
TPFT - £891
TPO - £330

Theft cover is more reasonable there, but FC is still sky high. With the excess, ill be paying about half the cost of the bike.

Unfortunately the fact i can't garage the bike affects the insurance a lot.

[ranathari]

I think everyone challenging my assertion that all bikers are likely to crash is missing the point! I've dropped my bikes at least a dozen times, usually from being too ham-fisted with the front brake, and that's basically a crash - it scuffs the plastics, breaks an indicator if you're unlucky, dumps you on the ground etc. That's going to be the biggest cause of damage in beginners and one they need to acknowledge, which is why we tell them not to buy a brand new bike.

[ArtyLady]

I think everyone challenging my assertion that all bikers are likely to crash is missing the point! I've dropped my bikes at least a dozen times, usually from being too ham-fisted with the front brake, and that's basically a crash - it scuffs the plastics, breaks an indicator if you're unlucky, dumps you on the ground etc. That's going to be the biggest cause of damage in beginners and one they need to acknowledge, which is why we tell them not to buy a brand new bike.

Ah so you mean 'dropped your bike'...bit different to a crash IMO - and yes I have dropped two bikes (not my SV) through losing my footing at a standstill (I will hold my hands up to that!) I agree that is also a good reason not to buy a brand new/fast/fancy bike

[Dave20046]

I done some more quotes for a years riding (as if i was 18), a years no claims, after riding the SV.

FC - £1500 (£650 excess)
TPFT - £891
TPO - £330

Theft cover is more reasonable there, but FC is still sky high. With the excess, ill be paying about half the cost of the bike.

Unfortunately the fact i can't garage the bike affects the insurance a lot.
If you claim you're ****ed though :confused: Think what your insurance quotes are now then thing the extra cost it cost you do buy FC, the excess, then your 50%+ premiums for the next 3-5 years.

[Sosha]

I think everyone challenging my assertion that all bikers are likely to crash is missing the point! I've dropped my bikes at least a dozen times, usually from being too ham-fisted with the front brake, and that's basically a crash - it scuffs the plastics, breaks an indicator if you're unlucky, dumps you on the ground etc. That's going to be the biggest cause of damage in beginners and one they need to acknowledge, which is why we tell them not to buy a brand new bike.

Guilty.

[ranathari]

Ah so you mean 'dropped your bike'...bit different to a crash IMO - and yes I have dropped two bikes (not my SV) through losing my footing at a standstill (I will hold my hands up to that!) I agree that is also a good reason not to buy a brand new/fast/fancy bike

Not dropping at a standstill. I've done it trying to come to a sudden stop when filtering, when trying to do an emergency stop to avoid someone who's pulled out of a junction without looking, when turning into gravel drives and so on.

edit: actually, I will go as far to say that anyone who's never ever dropped or crashed their bike is either a complete riding god or a complete pussy who never pushes the limits of their skills ;)

[Sosha]

I done some more quotes for a years riding (as if i was 18), a years no claims, after riding the SV.

FC - £1500 (£650 excess)
TPFT - £891
TPO - £330

Theft cover is more reasonable there, but FC is still sky high. With the excess, ill be paying about half the cost of the bike.

Unfortunately the fact i can't garage the bike affects the insurance a lot.

Well buy a bike around 1200 - it's TPO Job jobbed.
Buy a bike woth 3k plus - insurance is too expensive to justify it.

Way I read it anyway...

[ArtyLady]

Not dropping at a standstill. I've done it trying to come to a sudden stop when filtering, when trying to do an emergency stop to avoid someone who's pulled out of a junction without looking, when turning into gravel drives and so on.

That's just getting to grips with slow control though - I think most people struggle with that

[ArtyLady]

Well buy a bike around 1200 - it's TPO Job jobbed.
Buy a bike woth 3k plus - insurance is too expensive to justify it.

Way I read it anyway...

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