quick one about injury claims

[mikelcfc]

just a quick one, had an offer today from insurance for my injury. i had ligament damage to my right knee shin and ankle, was on crutches for 2 weeks and off for 8 weeks with my injury.. just wondering if £2000 is about the right amount??

any help would be appreciated, just as a rough figure?? should i acept? or ask for more??

[BanditPat]

a lad I work with was rear ended in his car, whiplash and he got 6k, no time off or anything like that . I would ask for more if I was you but its you decision.

[mikelcfc]

was that just for the injury or for his whole claim??

[BanditPat]

was that just for the injury or for his whole claim??


Ah good point, might have been the whole claim that but he got a saxo VTR sorted out after not long so I'm not sure, I'll ask him monday and tell you when I find out.

[SV-net]

Thats light mate, never accept the first offer.

[dawn07]

Thats light mate, never accept the first offer.
+1

[GeneticBubble]

with a deadly serious face demand at least half a million, then quickly take a picture of the look of their face. should be priceless :smt103

but being serious no harm in trying to get abit more.

[Bri w]

I was offered £9k for my accident but settled for >£20k. Took another two years of negotiating and scans and medicals. Give it a wee while to see how much you recover, what lasting damage there is.

Or grab the cash and have a party!

[DMC]

Take it the £2k is just for the pain & suffering? Difficult to put a figure on without knowing how long you suffered in total. Have you made a full recovery? How long did it take to reach full recovery? Did you sufffer after the initial 8wks off & to what extent? Are there any continuing symptoms & when did the medic expect these to clear up?

From the basics youve said, £2k does appear a little low, but not too far out. Recon you may be able to push for £2,500-£3,000 at a max. PM me some more details re. your recovery & I'll let you have some more accurate info.

Take it youve got a solicitor on board? Has he given you any advice?

[mikelcfc]

ive got legal cover so minster law are dealing with it all for me, in they letter thay advise me to accept it but i dont know wether its just something they put in all of there letters??

[chompy]

i have always been told not to accept the first offer that defently seems low for that injury

[timwilky]

My shoulder was injured following being hit from behind whilst stopped at a red light.

No broken bones, time off work just "soft tissue", it took near on 4 years to get a fair payout. the initial offer was £900, I finally settled for £6,500. I would gladly pay double to get the shoulder to work as it did pre accident, I now only have 75% mobility in the shoulder and daily pain.

It would be far better if the driver concerned was forced to pay the compensation and his insurance make up any short fall between what the driver can afford and what the settlement is. So what if he has to sell his house etc. It will teach him not to drive like a to55er if it costs him the roof over his head etc. Insurance detaches the driver from the true cost of his actions