View Full Version : H/p-loans
Bluefish
26-08-09, 07:04 PM
Hi all, was thinking of changeing from the sv to something more suitable for two peeps, however as i bought the sv from a bike shop on finance i can't sell it privately because the finance would not be paid off, that only leaves tradeing it in or a loan.
so iphones up the finance coy (black horse) who at the end won't give me a loan to pay off their own finance on the bike, ok i says will just have to wait, later that day i get a call from their manager who says that there may be something that we can do (there usually is), you have another loan with another coy that is nearly paid off, yes, well we can pay that off and your bike and take out a fresh loan for about 7.5-8k, ok this might be feasable, what interest rate would that be, not stupid see, well not that stupid, wellusing my special managers discretion i can give you a rate of, wait for it, 29.9 ****ing%, i give up ](*,).
what's wrong with the suzook if you can't afford a new bike you can't afford one i wouldnt be getting into debt for the sake of it.
Bluefish
26-08-09, 07:23 PM
what's wrong with the suzook if you can't afford a new bike you can't afford one i wouldnt be getting into debt for the sake of it.
The suspension is not man enough for the job, it is under powered when we are both on it and if you should dare to spend a day on it you end up like the hunchback of notre damme and can't sit down for a week, i'm sure you get the picture. If it's only me riding then it's only the seat needs sorting, easily done, i know tony archer. And no i am not getting a loan at 30%, robbing basterd's. The thing is if they don't want to give you a loan fair enough, but then to say ok you can have one but we will charge you 3-4 times as much as other people and they know they would get their money back it's just taking the ****.
what do you expect their out for money if you really want to change bike's consider dropping your expectation's ie not going brand new plenty of second hand sprint's going cheap.
CarlosSV650S
26-08-09, 07:35 PM
29 .9 % Fookin bargain ! Wots up with ya. LOL.
What a rip off.
Bluefish
26-08-09, 07:36 PM
what do you expect their out for money if you really want to change bike's consider dropping your expectation's ie not going brand new plenty of second hand sprint's going cheap.
Who said anything about brand new, ideally i would have sold the bike and used the money from that to buy the next, but i found out i can't as it would not be paid off, i thought i had got the bike with money they had lent me ie a loan (personel) but it is not, their in lies the problem.
So as i said in my first post i will have to wait. :(
Bluefish
26-08-09, 07:37 PM
29 .9 % Fookin bargain ! Wots up with ya. LOL.
What a rip off.
made me laugh not.
it's against the bike then yeah your pritty much ballsed then.
BanditPat
26-08-09, 10:00 PM
How much is left on the bike you have now??
ManxMatt34
26-08-09, 10:06 PM
What a sod-off, you were talking to me about it on way back from AR when we were at random different services to which we were meant to be lol.
I'm also finding comfort (even on my own) on long distance on the same model SV as yours Andy a friggin nightmare (which is why im looking to change), how long you gotta wait on this bike? Are you gonna use it much over the winter anyway with 2 of you on it, because if it's gonna be paid by start or first quater of next year you may aswell wait anyway mate.
As far as I know, you can sell it. As long as you pay the outstanding finance straight away.
I had a car years ago on finance and sold it, paying off the outstanding straight away.
Jackie_Black
26-08-09, 10:29 PM
try going to the dealer against a brand new bike if you can. It's amazing what they can do then. They financed my V-strom at 6% and paid off my ninja in full with a bit left over. Push for deals its nearly winter.
Bluefish
27-08-09, 12:37 AM
yes i would no doupt be able to part ex it, it still has a fair bit, read as ages to go on finance so the value of the bike is not as much as it would cost to clear the finance, unless i leave it a while till more is paid off.
It's just if i was to part ex then i would be paying the dealer even more of my hard earned, but still it is an option.
MM yes you must need some kind of special **** to ride these bikes.#
i will no doupt check out the dealers and see what kind of miserly offer they would give me on it and if it's carp will wait a bit till more is paid off and further options become available, lottery win etc ;)
Bluefish
27-08-09, 12:39 AM
try going to the dealer against a brand new bike if you can. It's amazing what they can do then. They financed my V-strom at 6% and paid off my ninja in full with a bit left over. Push for deals its nearly winter.
how do you find the v strom was looking at those, used to have a tdm, have you the 650 or thou. edit saw your sig, still how do you get on with it.
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