Insurance

[Shellywoozle]

OK my insurance has just come through and I have been given less than 2 weeks notice and Bennetts auto renew the policy.

That in itself has kinda p'eed me off as they tell me they are taking the first payment out my accoutnt. Yeah they will have a shock.

Anyone had a good quote recently from a good rep company or any suggestions of who I should look at?

Shopping night on t'internet again :(

[Mr Speirs]

Try Access Underwriters. Good multi bike policy too.

[Wideboy]

stay away from MCE, pi55 poor customer service and are thief's, im still waiting for a refund of the whole amount 2 1/2 months later, with phoning virtually everyday

oh and before someone PM's me telling me they didn't do anything illegal, then why would they agree to refund me the money and my bank charges? :rolleyes: [/rant]

[tigersaw]

I insured a bike last week with Just insurance, they are Carole Nash but without the breakdown and other goodies. Was silly cheap at £66 FC and 0 NCD

[kwak zzr]

I used thebikeinsurer as advertized on TV i got a good price for little gixer, give em a try shell - http://quotes.thebikeinsurer.co.uk/quote/cheap-online-quote.htm?refid=goobi5&gclid=CJ6Nh6SR0ZwCFZkA4woduldDJQ

[Shellywoozle]

cheers guys - Kwak what would you class my shed as, a steel garage or a locked compound .... blimey do they want blood?

[kwak zzr]

steel garage or just garage.

[G]

Steel garage from the pictures that I saw of it going up.

I would also recommend thebikeinsurer they were always the cheapest for me for the first couple of year.

I wanted a bit more peace of mind this year so went for Carol NAsh.

[Shellywoozle]

Bennetts - £171 auto renewal
Carol Nash - £123 £0 voluntary excess £150 excess (seems low)

[kwak zzr]

Bonus! u just saved £48 and escaped the bennetts trap :)

[Shellywoozle]

Bonus! u just saved £48 and escaped the bennetts trap :)

trying the one you told me now Daz :) and if I save some dosh no I wont buy ya a drink ;)

Do I need to declare my non standard exhaust? No where to do so on web quotes

[kwak zzr]

just make sure that includeds your legal protection shell, i had to add mine on at about £25

[kwak zzr]

anygood woozie?

[Shellywoozle]

Blimey Kwak got lotsa cheap prices but which co is good LOL ahhhhh I hate making decisions. think Carol Nash as I dont have to make a decision LOL

Just had a weird text from bike insure "you free legal cover is now live. put crash in your phone **number ** call us 24/7 if you crash. your next bike policy is free when your claim is accepted.

WTF - I not bought anything yet LOL

[G]

Carol Nash normally includes breakdown and EU cover too.

[G]

Blimey Kwak got lotsa cheap prices but which co is good LOL ahhhhh I hate making decisions. think Carol Nash as I dont have to make a decision LOL

Just had a weird text from bike insure "you free legal cover is now live. put crash in your phone **number ** call us 24/7 if you crash. your next bike policy is free when your claim is accepted.

WTF - I not bought anything yet LOL


You get a random free Legal cover with every bike insurer qoute its very off :smt104

[kwak zzr]

Blimey Kwak got lotsa cheap prices but which co is good LOL ahhhhh I hate making decisions. think Carol Nash as I dont have to make a decision LOL

Just had a weird text from bike insure "you free legal cover is now live. put crash in your phone **number ** call us 24/7 if you crash. your next bike policy is free when your claim is accepted.

WTF - I not bought anything yet LOL

i think they text me but i didnt get anything free :( what kind of prices you had?

[Shellywoozle]

i think they text me but i didnt get anything free :( what kind of prices you had?

£86 upwards really, varying levels of excess but nothing majorily high. Why did you do this too me I cant decide LOL

[kwak zzr]

I had the cheapest lol :) none of them pay out anyhow if they can help it, i think my bike insurance is with dial direct?

[G]

Cheap is not always best.

Better to be with someone you have heard of and known for good customer service when you come to claim... than being with a random company with a call centre in india that took 2 hours to get through to on the phone.

[kwak zzr]

are any of them any good?

[Shellywoozle]

Cheap is not always best.

Better to be with someone you have heard of and known for good customer service when you come to claim... than being with a random company with a call centre in india that took 2 hours to get through to on the phone.

I agree here and disagree with ya Kwak (kick my a$$ if you wish). I cannot be done with years on the phone.

Devitt, AA and Suzuki are cheap quotes. Surely the AA and Suzuki must be half decent??

[kwak zzr]

id be happy with any of them.

[kwak zzr]

thebikeinsurer sponser Moto Gp dont they? surely they wouldnt use a ****e bad rep company? they prob all use lloyds of london anyhow.

[Shellywoozle]

Yeah went into the AA, made the tweaks I wanted and up went the quote. Bit like confused com. they miss a few things out and when you amend they up the price so not attractive. Pffffttt

CAROL NASH
My Quote:
£123.97
Excess:
£150

Voluntary:
£0

Motorcycle insurance underwritten by Groupama Insurance Company Limited

My quote includes: UK & European accident & breakdown recovery service - worth over £100, underwritten by Axa
Legal Protection - Up to £50,000 of motor legal protection, underwritten by Arc Legal Assistance <LI style="LIST-STYLE-TYPE: disc">Foreign use cover of up to 90 days <LI style="LIST-STYLE-TYPE: disc">Award winning in-house claims service

[Von Teese]

Also look at leather and lid cover, its usually around £30-£40 and if you wipe your gear then you get paid out, otherwise it can be expensive on that front.

[rusty76]

I use www.thebikeinsurer.co.uk to find the cheapest quote then go direct. A number now offer cash back (ala quidco etc)

PS clear your cookies beforehand if trying for cash back

[kwak zzr]

Yeah went into the AA, made the tweaks I wanted and up went the quote. Bit like confused com. they miss a few things out and when you amend they up the price so not attractive. Pffffttt

CAROL NASH
My Quote:
£123.97
Excess:
£150

Voluntary:
£0

Motorcycle insurance underwritten by Groupama Insurance Company Limited

My quote includes: UK & European accident & breakdown recovery service - worth over £100, underwritten by Axa
Legal Protection - Up to £50,000 of motor legal protection, underwritten by Arc Legal Assistance <LI style="LIST-STYLE-TYPE: disc">Foreign use cover of up to 90 days <LI style="LIST-STYLE-TYPE: disc">Award winning in-house claims service

that aint a bad quote :D

[Shellywoozle]

Also look at leather and lid cover, its usually around £30-£40 and if you wipe your gear then you get paid out, otherwise it can be expensive on that front.

Need to cover my lid its worth more than me leathers LOL, boots £260, lid £400, leathers £250 LOL - me got summat wrong there didnt I :smt017

[Shellywoozle]

Thank you guys for ya recommendations !!!

I have been on each website and done a quote and Carol Nash is coming up tops. It includes breakdown cover which is bonus as I was going to get that seperate at extra cost.

£123 pls £40 for kit cover ( I would have forgot thanx VT) from a reputable co is good me thinks. I gotta ring them as I want to mention I not got stock can on, hoping it doesnt make a difference.

Thanks for all those that helped and PM'd me xxxx Lova ya guys

[orose]

They'll probably be able to drop it below the website prices when you call - might be more difficult, as they haven't got as much to work with on yours as they did with mine :p

[KeithCRM]

Footman James, based in Cradley Heath quoted me less than £100, TPFT, including breakdown cover. Beat Carol Nash by about £50. Worth a call.

[Mr Speirs]

What did Access Underwriters quote?

[Bluewolf]

.

[Shellywoozle]

A-Quote through thebikeinsurer.co.uk were the cheapest for me but be aware that they WILL forward your contact details to other companies :smt070

Oh I so wish I had put a dud phone number in, how many insurance calls have I had today!

Making me stick to Nashy nash just cause they not called me LOL

[ophic]

last time i searched through thebikeinsurer.co.uk, the cheapest company in the list actually phoned me as i was about to hit the "pay" button, and knocked about another £30 off. I was very happy. They were obviously very on the ball and it cost them £30. Don't spose that happens very often.

[plowsie]

stay away from MCE, pi55 poor customer service and are thief's, im still waiting for a refund of the whole amount 2 1/2 months later, with phoning virtually everyday
And there are some right to$$ers that work there too!

[rowdy]

Bit of thread grave digging, but thought I'd do something about my renewal.
Finally got peed off with Bennetts and their forever increasing premiums upon renewal. Been with them for about 7 or 8 years and after the premium going down for the first couple it has steadily gone up, despite growing no claims and no motoring convictions.
It went down to about £150 a year fully comp but has risen to nearly £230!
After a few phone calls, and it is better to call rather than use comparison sites, especially if the bike is modified, I now have it back down to under £150 again, this time with Carole Nash of whom I have heard nothing but good reports.
I had to play them off of other companies quotes, which saw their initial quote drop by £40, and this is with the modifications including the gsxr front brake and fork conversion, of which they were happy about because it makes the bike safer to ride.
Perversly, when I phoned Bennetts and told them of the quote, and also declared the fork/brake upgrade they said they would not insure the bike because of the modification.

[Speedy Claire]

I used the bike insurer too recently... i found their communication poor but who cares if the price is right!!

[rowdy]

I used the bike insurer too recently... i found their communication poor but who cares if the price is right!!
Depends on the service the insurer provides.
I used comparison sites as well and, as orose mentioned was phoned by the cheapest company within seconds. They quoted £170 but when I had listed the modifications during the phone call their quote had risen to £270.
I've now got what I wanted, thats a quote that is cheaper than the price comparison site, with the modifications, and with an insurer that is generally regarded as one of the best insurers.
It also comes with motor legal protection, protected no claims bonus and home relay brakedown cover, including europe.

[TazDaz]

Adrian Flux were cheapest for me this year by quite a fair whack!

[Stu]

If you all followed the advice here http://www.moneysavingexpert.com/insurance/cheap-motorbike-scooter-insurance
We would never have to have another thread like this again. :)
It lists all the comparisons sites
http://www.thebikeinsurer.co.uk/?refid=MSE
http://www.gocompare.com/motorbike-insurance/default.aspx?Media=SB002
https://www.beatthatquote.com/capture/motor_bike_insurance/vehicle_detail
Plus all the other companies that are not included above.
Plus lots of good advice
Plus Cashback deals, like Swinton giving you £30 at the moment.

[rowdy]

Trouble is though Stu, when I tried to list the mods on the comparison site, I ended up with one quote of £170, one quote of £8000 and the rest just said unable to give quote, please call.

[Stu]

Mods* should not make a difference but cannot be dealt with on the internet. So find the cheapest on line & start calling.


*They're unlikely to be performance enhancing

[rowdy]

As I said earlier, the cheapest online quote phoned me, then when the mods were listed the quote went up another £100.

[Iansv II]

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