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View Full Version : Milestone Reached Today - Debt Free (almost)


Scoobs
21-01-10, 12:43 PM
My entire life seems to have revolved around being in debt. Overdrafts, credit cards, loans....blah, blah, blah.

Then when I got divorced I got into some major debt. It was all worth it by the way, not the divorce, but the spending of the cash to cheer myself up.

Anyhow, debt has always been a bit of a millstone round my neck, but last night I got my last credit card bill and paid it off.

So now I have no outstanding credit cards and I am in the black on my current account. It's a weight off I can tell you. Credit cards are now cut up. If I can't afford it, I can't have it.

Only another 22 years to go on the mortgage.

I'm awesome.

Kate Moss
21-01-10, 12:46 PM
Nice one scoobs. What you gunna buy to celebrate!:rolleyes:




Well done hun


x

Bri w
21-01-10, 12:54 PM
Stunning!

good arrows that man.

Scoobs
21-01-10, 01:01 PM
Nice one scoobs. What you gunna buy to celebrate!:rolleyes:

Dunno Kate. Loadsa stuff. With the 2 credit cards I have and my overdraft facility I have 15 grands worth of credit I can get. Scary huh?

Scoobs
21-01-10, 01:03 PM
Stunning!

Cheers Bri.

Wideboy
21-01-10, 01:16 PM
in debt all your life??? why your only 21 aren't young sir?

good drinks on you then, come one round us all up no excuses now

lily
21-01-10, 01:18 PM
Yay..... great news!

Having a drink tonight to celebrate?

jambo
21-01-10, 01:25 PM
Well done that man!

I've never used a credit card, so essentially I just have my student loan and the Mortgage. Not that either of those are insignificant, but I saw way too many people burn money they didn't have when I was younger, it's taken some of them years to get back on level ground.

So good on you and hopefully you can manage your money a little more freely now:D

Jambo

Rai86
21-01-10, 01:27 PM
Nice one scbooobs :D

does this mean you aint guna charge me for a lift to kates?[-o< :D

-Ralph-
21-01-10, 01:29 PM
Nice one scoobs, feels great dunnit! :D

RichT
21-01-10, 01:41 PM
Well done Scoobs...

Stu
21-01-10, 01:42 PM
I'm awesome.
You are :thumbsup:

Tara
21-01-10, 01:54 PM
nice one Scoobs its a great feeling isn;t it

Bibio
21-01-10, 02:00 PM
well done scoobs. now just stay away from women and you will be ok.

plowsie
21-01-10, 02:05 PM
Congrats matey. I hope to feel as good as you do one day.

Spiderman
21-01-10, 02:06 PM
I'm awesome.

Regardless of all else, this is always true.

keithd
21-01-10, 02:20 PM
zzzzzzzzzzzzzzzzzzzz

Scoobs
21-01-10, 02:34 PM
Nice one scbooobs :D

does this mean you aint guna charge me for a lift to kates?[-o< :D

I'll give you a discount Rai. ;)

Jabba
21-01-10, 03:46 PM
Well done Scoobs...... the second best feeling I've ever had*





*hmm, that's ripe for misinterpretation, but what the hell ;-)

454697819
21-01-10, 03:49 PM
Top Stuff,

It will be mid next year before I am there, crippling finances at the moment to get it paid off.

Alpinestarhero
21-01-10, 07:10 PM
I'm awesome.

:offtopic:

;)

naaaa


infact, you should change your name to Awesome Scoobs

I guess of all the things in life, having a morgage is an acceptable debt, seen as most people have one. So I suppose you can sleep easy at night now :-)

the_lone_wolf
21-01-10, 07:31 PM
I'm awesome.

The Captain... agrees:cool::cool::cool:

Nice one dude:)

TheOnlyNemesis
21-01-10, 07:40 PM
i used to know that feeling of no debt, now i am bent unwillingly over the further education barrel

dirtydog
21-01-10, 08:24 PM
Nice one scoobs.

TazDaz
21-01-10, 08:28 PM
Nice one Scoobs...doubt many people can say they don't have debts currently!

Cazza
21-01-10, 10:24 PM
Well done Scoobs!

Treacle
21-01-10, 10:28 PM
Well done that man, now lend us a tener! ;-)