modified bike insurance ?

[barwel1992]

does any one know of insurance company's that are good for modified bike's ?

i have a list of mods as long as my arm, on the plus side i have 2 years NCB

im 18 so some places wont even touch me but some advice on company's would be good

So far aviva/MCD are cheapest with £480 fully comp, but i haven't phoned them about then mods yet so that might go sky high

ohh and mods include suspension front and back, brake's, exhaust, velocity stacks, bars, master cylinder, and the stuf in my sig


thanks

[hongman]

Its barely even an SV anymore! lol

[barwel1992]

rofl :D shhh

[metalhead19]

Jus tell them its a kit-bike.....works on a car for cheaper insurance, and with your bike its almost true, there are more random bike bits then there are SV parts lol

[Stig]

I had my SV insured with Carol Nash and had a list longer than yours. Made no difference to my premium at all and that included declaring a non road legal exhaust.

[barwel1992]

I had my SV insured with Carol Nash and had a list longer than yours. Made no difference to my premium at all and that included declaring a non road legal exhaust.

cool thanks :)

and MH19, that may well be true, but it till says sv on it so it must be a sv :D mind you if i remove the sticker it will gain at least 5bhp so might do that soon :p

[metalhead19]

O ye its obviously all the SV badges n stickers slowing it down. lol
On a more serious note (not that im good at serious) but Adrian Flux where good with mine, not that i have that many mods but none made a difference to my quote, nor any i asked about either.

[barwel1992]

O ye its obviously all the SV badges n stickers slowing it down. lol
On a more serious note (not that im good at serious) but Adrian Flux where good with mine, not that i have that many mods but none made a difference to my quote, nor any i asked about either.

cool, will give them a bell as well :)

[jamesterror]

does any one know of insurance company's that are good for modified bike's ?

i have a list of mods as long as my arm, on the plus side i have 2 years NCB

im 18 so some places wont even touch me but some advice on company's would be good

So far aviva/MCD are cheapest with £480 fully comp, but i haven't phoned them about then mods yet so that might go sky high

ohh and mods include suspension front and back, brake's, exhaust, velocity stacks, bars, master cylinder, and the stuf in my sig


thanks

I'm just 19 with 1 year ncb and insurance companies will accept me on any 600cc sports bike just insurance is like a grand tpft.

I wonder if an insurance company will just take liability for the non-modified parts of the bike and have the mods as your liability, so the original parts of the vehicle are still insured, presumably it doesn't work that way?

[metalhead19]

I know that my old insurers would insure me at no extra cost with mods but if i stacked it they would fix but with original parts. So if i smashed my zorst they would pay for original to be fitted. You thinking something like that?

[hongman]

If you are doing something to get the rozzer's attention, makes no difference if you have a personalised plate or not!

I like em. Well the ones I can make sense out of anyway.

[metalhead19]

If you are doing something to get the rozzer's attention, makes no difference if you have a personalised plate or not!

I like em. Well the ones I can make sense out of anyway.

Erm im lost, whats that gotta do with modified bike insurance? lol
Thinking this thread maybe?

http://forums.sv650.org/showthread.php?t=154562

[hongman]

lol...oops!

[Stig]

A case of too many windows open? :)

[LankyIanB]

Had this problem a couple of weeks ago....

Bikesure (Adrian Flux) will cover it, 0800 089 2000. I dealt with Michael and Luke, Luke's got an SV so understands.... Flux made their name in the modified car market so are used to customers doing all kinds of strange stuff to vehicles.

The cover I went for gives like for like replacement on the mods. Costs a little more than the previous insurance did, BUT when you've just stuck a 500 quid shock in a 2002 curvy (or like me paid a competant mechanic to do it....), the replacement cost of the bike goes up over 25%....

Ian