I just crashed my cage!

[SV-net]

I just crashed my car into the back of another car and it’s a bit of a mess. Mine will most likely be written off. I have heard that an insurance company will offer me to buy the car back (I am with Direct Line). The car is only worth about a grand maximum, but the damage although not loads will cost more than that to repair. So I would imagine it’s a write off.
Does anybody know if I will defo get the car offered back (by Direct line) because its still a nice car and I really want to keep it.

[Rai86]

I think it depends on what cat it is written off. IE i think Cat A is "has to be crushed".

I did hear on the grapevine that they try to discourage buying crashed bikes back, but that may not been the same with cars

[yorkie_chris]

Cars are a PITA to get back on road if you crash them. Lots more red tape to get through.

Do your research carefully, you may be buying back a pile of scrap/money pit.

[Berlin]

Cars are a PITA to get back on road if you crash them. Lots more red tape to get through.

Do your research carefully, you may be buying back a pile of scrap/money pit.

+1 they have to go through an inspection which bikes are not subject to. You then have to go to your local office and register the accudent damage and submit your repair approval certificate.
Take the money and buy a new one.

C

[Daimo]

A motorcyclist not observing, looking ahead and hitting someone from behined :(
This makes me sad.

[thulfi]

A motorcyclist not observing, looking ahead and hitting someone from behined :(
This makes me sad.

Except you don't really know why he hit this car from behind;)

[the_lone_wolf]

This makes me sad.

Lonely up there on your pedestal is it?..;)

[SV-net]

Actually another car made the man in front of me brake hard, I then braked and slid into him. The car pulled out on him just carried on driving. If I was on the bike I would have been out far enough to have gone around.

[Dicky Ticker]

No matter how you word it or excuse it the insurance will see it as your fault as you ran/skidded/hit the back of the car in front.On a bike you may have had an escape route but a car is a different matter and has to be driven accordingly,and as Daimo says,observation,as it could just as easily been a bike not a car.
With regard to buying back a write-off I would only do it if I had a for-like vehicle that needed a power train transplant,swapping the good engine into the undamaged vehicle otherwise you can have a lot of grief and for £1000 is it really worth it.
My advice would be take the money and buy another car.

[fizzwheel]

Mine will most likely be written off. I have heard that an insurance company will offer me to buy the car back

My Gold got written off a few years ago. I was not offered a buy back on it. I dont know why, but when I looked at the damage at the time it suffered a big shunt in the rear and boot wouldnt shut, the rear floor pan was creased and the rear C pillar was deformed. So I am guessing it had a twisted chassis and thats why I never got the option.

Personally on a £1000 car unless I had a severly strong emotional attatchment to it. I wouldnt bother and take the money and get another car.

[svdemon]

When are people going to realise that following someone 2 inches from their bumper isn't going to get them to their destination any quicker!? Not saying this is what happened here but it happens to me everyday and it does my head in!

[Shellywoozle]

My ex had his car insured with direct line. It was not even a write off in our oppinion but they wrote it off. We had just put a new set of nice alloys on and it was worth about £2500 and was in immaculate condition.

They wrote it off and offered £1300 and would not let us touch the wheels etc let alone anything else on the car. Would not let us buy it back etc etc.

We argued with the offer (was only the boot that was damaged) and it was clear to see the car was mint, but no they wouldnt budge. We had to put £1500 to get a car of a similar standard and have never touched Direct Line and associated companies again.

Hope you get better service than we did, IMHO they are a rob dog company.

Oh and I have since seen the car driving around in the same town I live so they sold it on at a profit no doubt.

[G]

Some girl in a 10 plate BMW smashed into my 10 plate car this morning. Hard enough to shunt me 3m and up a kerb, with my handbrake on.

Barely any visible damage though to either cars, back is killing though (no I'm not claiming :rolleyes: except for the damage obviously)

[SV-net]

Thanks for all your comments.
For the record I was not 2" away from the car in front. However, having said that I do agree that it was my fault and that I am to blame. I am big enough to take it on the chin when I make a mistake. Its not a big deal I am fully comp, protected etc so cover is not an issue. I know I can get the car fixed up for about £200 its all cosmetic and plastic stuff really. So economically for me to get it back would be good, i know its a good car its given me years and many thousands of trouble free miles.

They might not like that I have stripped most of the interior to fit speakers and a carbon dash that is in my garage and wont be in the car when they collect it. Also the roof pipe burst so I stripped the pump and hydraulic rams and they too are in my garage. The annoying thing about this is I recently purchased just ober £100 of new hydraulic hoses to refit, I suppose its better than having fitted them last week eh!

[SV-net]

To add insult to injury (hurt pride really) I just had an email from an SV owner interested in a deal with my car. Now I am really peed off, could have had a SV650 K4 this weekend Grrrrr

[metalangel]

I think it depends on what cat it is written off. IE i think Cat A is "has to be crushed".

A Cat A is generally a complete and total (often burnt-out) wreck.

http://www.pistonheads.com/features/images/flowchart.gif

[arenalife]

If your car was worth a grand then even a new bumper and headlights will write it off once you factor in labour, recovery and bull**** charges.