Yet another cage insurance rant

[metalangel]

Current insurer's quote is £1024.88, a quick visit to compare some meerkats and I have £825.74 (or £766 something if I don't protect my NCB, which I of course will be doing!) as my best.

It was £689 last year, this new ridiculous amount is BEFORE you take in whatever effect my being rear-ended in August adds onto it.

(rant over)

[454697819]

yeah but the fine is only 250 & 6 points...

[toxic]

Being rear ended can be quite expensive.

[Dipper]

You could try a bigger excess and unprotected NCB it can knock up to a couple of hundred off, for me it concentrates the mind on not having an accident ;)

[metalangel]

The £825 is £400 excess and protected.

I really wish I'd bought some old POS now.

[toxic]

What car are you driving?

[metalangel]

2005 Celica.

[toxic]

Hmm kinda sporty really. Have you tried carole nash's 6 wheel policy?
My SV and my Mitsubishi are less than £800 a year. I only have 2 years NCB in a car.

[metalangel]

That's interesting, never heard of that. It's a good idea.

Unfortunately the car is done in April but the bike is not due until the end of August.

[toxic]

Ring them up and ask, mine expired at different times but they brought them into line for me. I already had my bike insured with them and then did the car. You could start with the car and then in 4 months move the bike over.

[metalangel]

The questions are though...

do I miss out on a year's no claims generation for the bike by having it insured for only eight months on this deal?

do I keep seperate NCBs for the car and bike on this deal?

[Specialone]

Just renewed my golf tdi match, 40 year old, 9 years+ NCB, decent area, less than 5k miles a year (use my van in the week), last year £340 FC, this year privelege wanted £472, just called them, now £450.

No claims, no fines nothing, goes up £130 :confused:
We are being royally shafted, im pretty sure they are all in cahoots together.