Continuous Insurance Enforcement Scheme

[hongman]

Well, I had heard they were considering this, it seems now it is official.

It is now an offence to be the registered keeper of a vehicle that has no insurance, even if you dont use it. £100 Penalty if found out.

[G]

Can't see how this will be enforced... the goverment is making cuts and this would need a sizeable department to run it.

I guess when you insurance runs out, just sorn the vehicle straight away and get some tax refunded is the only answer. Or stick it on the house insurance.

It's all a bit mad though.

[Luckypants]

So everyone with a SORN'd vehicle that is not insured will be fined £100? Anyone got a linky?

[G]

So everyone with a SORN'd vehicle that is not insured will be fined £100? Anyone got a linky?

No... anyone with a vehicle that is not SORD'd and not insured will be fined.

If the bike is SORN'd it doesn't need to be insured.

If the bike is NOT SORN'ed it needs to be insured.

Extra red tape and a real faff for not a huge improvement in the situation if you ask me.

[benji106]

I think that the offence is actually having a vehicle that is taxed but not insured, so if its SORN'd its not an offence. That was certainly what was said in the last report I saw on the matter, no linky though im afraid.
Still stupid.

[G]

My insurance ran out on the Hypermotard around 3 weeks ago so it sat legally Tax'ed, but not SORN'ed without insurance... I could have been fined.

[hongman]

Yeah, not sure. I got a letter from my leasing company to tell me of this.

The continuous insurance enforcement scheme will provide a new fixed penalty for people who ignore official reminders that their insurance has expired. This will apply to vehicles that are not declared as being off the road through SORN (Statutory Off Road Notification) and not insured. Continuing offenders will risk having their vehicle seized and destroyed.
Where a motor vehicle isn't used on a road or other public place, there’s no requirement to purchase insurance cover for 'on road risk' as long as a SORN declaration has been made. The continuous insurance enforcement scheme is expected to come into force during 2011.


http://www.direct.gov.uk/en/Motoring/OwningAVehicle/Motorinsurance/DG_067639

Looks like SORN is ok.

[benji106]

Its a joke.

"people who ignore official reminders that their insurance has expired"
Its not ignoring it if you dont choose to renew is it, you are aware its no longer insured so you dont take it on the road - simple.

"Where a motor vehicle isn't used on a road or other public place, there’s no requirement to purchase insurance cover for 'on road risk'"
That makes sense, its logical, oh but wait, theres more....
"as long as a SORN declaration has been made."
:confused: wtf difference does that make.

winds me right up bl00dy bureaucratic gobsh*tes

[Wideboy]

It's a load of crap, I've kept kept cars and bikes for months without tax and not Sorn'ed them yet the big scary advert tells me I will be fined or have them crushed......... it never happened, They won't have the sources to enforce it

If anything its just a get out clause for insurance companies to automatically renew without your permission claiming "we had to, its the law!"

[Quedos]

It's a load of crap, I've kept kept cars and bikes for months without tax and not Sorn'ed them yet the big scary advert tells me I will be fined or have them crushed......... it never happened, They won't have the sources to enforce it
!"

so unfair - mines lapsed 5 weeks and i giot all sorts of letters and demands - why is it alsways me that get the stupid things - not delcared sorn after 5 weeks - courtdemands for £36 etc etc:smt071

[Jimmy2Feet]

i didn't SORN an old car of mine, and only a couple of weeks and i got a letter through!!!

Wideboy.......are you sure that you own the said bikes and cars!!!! :) :)

[benji106]

I used to have the same problem getting SORN letters all the time, I just moved house and didnt tell the DVLA, seems to have done the trick.

[Wideboy]

that's weird, I've never had anything come through like that

[Jimmy2Feet]

just goes to show how good the system is!

[Wideboy]

well yeah, i've done it a few times, usually when im selling them

saying that i did just shift a car to get round this change in the law as i herd about it a few months back but didn't know when it was coming in to force

[dizzyblonde]

On the back of my insurance renewal, with the small print writing, it said something along the line of ' it is now an illegal act to not continueosly insure yor vehicle'

If anyone wants me to write the full text, I'll do it later :)

[-Ralph-]

Stupid, what if you buy a new vehicle before you have sold your old one. You phone up your insurance company and give your new vehicle details (so you can drive it) and your old vehicle is no longer covered, so you are forced to SORN it until it sells. Because it is SORN, nobody can test drive it, whether they have insurance or not, nobody can buy it and drive it away, it has no tax because the previous owner has been forced to SORN it and nobody can tax it until they have an insurance cover note for it. If it doesn't sell and you decide to take it round few motor dealers, you can't, without buying a full years insurance and buying 6 months tax.

The days of buying a car from the other side of the country and driving it home are over if it is a private sale of a SORN'ed vehicle, as you won't be able to view, decide, buy and drive a car all in the same day.

Also as I understand it, when you surrender tax, you don't get the pro-rata value back, ie: if you surrender a 12 month tax disk after 10 months they won't give you 2/12ths of the value. So now the government are preventing us from using a service that they have already taxed us for, but are not going to give us a pro-rata refund!

[Specialone]

Oh it gets worse...
If you are tax exempt due to a classic vehicle, you still have to sorn it even though you don't pay anything anyway, so they will have to issue twice as many tax discs at their cost because a lot of classic owners will only use them in the summer, normally they'd just get 12 months, but only use for probably 5 months, but now they will have to sorn at the end of summer until spring the following year, hence twice the amount of disc issues.

[MisterTommyH]

http://forums.sv650.org/showthread.php?t=160280&highlight=Continuous+Insurance+Enforcement

[Milky Bar Kid]

http://forums.sv650.org/showthread.php?t=160280&highlight=Continuous+Insurance+Enforcement

I was just gonna do that!!:cool:

[MisterTommyH]

I was just gonna do that!!:cool:

Seems to have killed the thread!