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SUPERSTARDJ01
03-06-11, 08:19 AM
Bloke at work just bought a new YZF125 and got an insurance quote of £800 he's 26 and was told that this bike made up 80% of all bike accidents and thefts last year? ******** I reckon.

Anyone know of a good 125 insurer?

barwel1992
03-06-11, 08:30 AM
ha i looked at an rs125 and it cost more to insure than the sv .....

yorkie_chris
03-06-11, 10:58 AM
Shop around, he'll get it cheaper.

andrewsmith
03-06-11, 11:42 AM
ha i looked at an rs125 and it cost more to insure than the sv .....

Same here! £1,000 tpft

Lexham specialize in the low capacity bikes. They're Yam's preferred with new learner bikes

barwel1992
03-06-11, 03:51 PM
1k for a 125 :o mine was £500 fully comp £50 more than the sv and the sv have every thing declared (even the pistons and cams now that im not restricted )

grimey121uk
03-06-11, 04:12 PM
Bloke at work just bought a new YZF125 and got an insurance quote of £800 he's 26 and was told that this bike made up 80% of all bike accidents and thefts last year? ******** I reckon.

Anyone know of a good 125 insurer?

I got my en125 with a CBT at 24 and it was 37quid 3rd party fire and theft
Or 200 fully comp

That was with bennetts or it was 1300 with Carol Nash with free breakdown cover :)

800 seems very excessive

DJFridge
03-06-11, 04:15 PM
My NSR125 was more than the SV - "they get nicked a lot" was one of the reasons given I seem to remember.

Whyte25
03-06-11, 04:27 PM
I used Rampdale for My RG125 i think i paid about £120 tpft

rgds

Noddy
03-06-11, 05:36 PM
I have actually just traded my TW125 in against my SV650. I have been quoted less to insure the 650 than my annual premium on the 125 and not by a little bit either. I asked why and was told that it's because you don't see spotty "yoofs" hurling across fields on 650cc pseudo sports bikes.

Webber
03-06-11, 05:54 PM
CIA have a special thing for 125cc bikes, nice and cheap. And cant recommend their customer service enough, always very helpful on the phone!

Jamesy D
03-06-11, 09:17 PM
I paid less than £500 fully comp, at the age of 17, on a YZF R125...he's being shafted!

Milkus
03-06-11, 09:47 PM
£300 fully comp - Honda cbr125

£550 fully comp - Suzuki sv650s year 1

£220 fully comp - Suzuki sv650s year 2

Webber
03-06-11, 11:48 PM
Who Are you with milkus? Age? Im paying £620 tpft!

Milkus
04-06-11, 07:50 AM
Who Are you with milkus? Age? Im paying £620 tpft!

The broker is H&R insurance, the insurer is chaucer and I'm 23 with 1 years no claims. Live in sy8 which is rural so maybe a bit cheaper than city. Although I was paying £550 when I lived in exeter. I used 'bikeinsurer' - google it, it's a comparison website but very good :)

ian505050
04-06-11, 09:00 PM
If you was to join the yzf-r125 forum you might understand the mentality of the typical r125 owner and you would understand why they are so expensive to insure. 95% of the owners seem to buy the bike for 4k insure it fully comp and crash it within a month. They then pop a message up on their forum saying " Oh ****z i crashed my bike! I iz well happy i iz fully comp init!" Then next year they realize there insurance is now 5 grand and they give up biking.

This is a true story and happens weekly

DJFridge
05-06-11, 04:36 PM
If you was to join the yzf-r125 forum you might understand the mentality of the typical r125 owner and you would understand why they are so expensive to insure. 95% of the owners seem to buy the bike for 4k insure it fully comp and crash it within a month. They then pop a message up on their forum saying " Oh ****z i crashed my bike! I iz well happy i iz fully comp init!" Then next year they realize there insurance is now 5 grand and they give up biking.

This is a true story and happens weekly

Good grief, that's depressing. What is it with R125 owners then? The NSR125 forum is full of helpful people who love their bikes and are happy to hang around and help out newbies even after they've traded up to CBR600s and the like.

Honda people are nicer than Yamaha people: discuss?

SV people seem alright anyway!

Scythe92
05-06-11, 04:45 PM
Good grief, that's depressing. What is it with R125 owners then? The NSR125 forum is full of helpful people who love their bikes and are happy to hang around and help out newbies even after they've traded up to CBR600s and the like.

Honda people are nicer than Yamaha people: discuss?

SV people seem alright anyway!

The R125 appeals to all the wannabe Rossi's, just like the RS125 does. The RS125 requires a lot of maintenance and that's why you find them cheap, because they're shagged but 'got sik power init!'...until the piston breaks from not having a rebuild every x thousand miles.

The R125 looks good, and looks like a bigger bike from far away. One horror I saw was some nobber with a exhaust system on it, and removed the 2 and 5 decals so it read 'R1'. Except to anyone worth their bike knowledge, the single front brake and many other things closer surprises nobody.

The thing with the NSR125 is that they're not as well known for having 'sik power' and are older styled. The chavs don't like the look of them luckily and don't touch them as they're not as well known. You tend to get people who have a genuine interest in bikes and have done their research buying the NSR, and people appreciate this and look after the bikes.

Milkus
05-06-11, 05:07 PM
Haha can't believe you'd remove the '2' and '5' decal. Although ingenious :D

DJFridge
05-06-11, 08:41 PM
The thing with the NSR125 is that they're not as well known for having 'sik power' and are older styled. The chavs don't like the look of them luckily and don't touch them as they're not as well known. You tend to get people who have a genuine interest in bikes and have done their research buying the NSR, and people appreciate this and look after the bikes.

That's cheered me up no end. I bought the NSR as my first bike because it looked easy enough to maintain, and there was something wrong with the look of it's replacement, the CBR125, at the time. I think it was the feeble looking rear wheel - it looks like a moped - whereas the NSR had proper grownup bike proportions.

Or maybe I already had a "genuine interest in bikes" without even realising. Excellent!\\:D/