Joined the van owning club

[timwilky]

so my lad doesn't need his anymore as he now get one with his job.

So seeing as I know a bit of its history I have taken it off him


A 2002 Citroen Dispatch so same as a Puegot Expert or Fiat Scudo.

1.9D with 112,000 on it. Little git told me it was 92 but not sure as the odometer display didn't work. 45 pence and 15 minutes for a bulb told the truth.

So £450 for insurance or £413 if I put the daughter on as a named driver.

And yes checked the GSXR will fit first.

First job is to put some new lock barrels in. Then maybe a new timing belt

[Specialone]

In my previous job I done a fair few miles in the fiat scudo, cracking engines, really pokey for a car let alone a van, cruise at a ton no problem :)
Returned decent mpg as well.

Being Italian (?) it did have a few electrical gremlins and a few bits broke but it did get abused in fairness.

[andrewsmith]

Tim, jammy so n so

You know when the timing belt was last done?

[timwilky]

Tim, jammy so n so

You know when the timing belt was last done?

No my lad bought it in November. I had to give it an oil change and filters. Then front pads. So would guess it has never been done.

[andrewsmith]

I'd be doing that first, they're normally an 80k service Item

[Bluepete]

Given your son's record with vehicles, I assume you will be getting it checked at a forensic level before driving it?

Start with the easy stuff.

Does it have four wheels?

Pete ;)

[Red Herring]

And why do you need new locks....what happened to the old ones!

[andrewsmith]

RH see Pete's post!

[hardhat_harry]

Welcome to the club, you will never look back.

Never be without my van now its soooooooo useful

[timwilky]

Given your son's record with vehicles, I assume you will be getting it checked at a forensic level before driving it?

Start with the easy stuff.

Does it have four wheels?

Pete ;)

Pete I need not worry.

Lancs plodary check his vehicle on a weekly basis just to make sure he wont be reporting a lost stach.

Seriously though. Lancs did give a Whittle Wilky an official county plod receipt for a "cosh". Incompetent sods. It was only the tail end of a snooker cue with a bit of added weight. Doesn't the dozy sod know the difference??

[timwilky]

OK serious question

I bought the van for my lad. as in he got, i paid. So no longer needed I am claiming ownership

When I bought it. I paid the deposit on a very expensive insurance policy. His mum pays the monthly installments.

So reading the paperwork tonight. The company that provides the financial package for the sons insurance want £20 cancellation fee. Plus well hidden 15%

15% of what. is that 15% of the premium?
15% of what they think they are going to charge? ie, premium plus commission.
15% of the outstanding policy payment.


The daft thing according to my very simply calcs is that it is probably cheaper to pay 11/12 months than cancel the policy.

[Specialone]

Ask for a cancellation figure from them Tim, if its high you can appeal.
I did this once with Adrian flux insurance, i felt they were taking the p*ss so threatened them with the ombudsman and they backed down.

[Quiff Wichard]

It will be 15% of the full cost . Even though u paying monthly you entered an agreement for the full amount for full cover ... Robbing bstrds ain't they

[timwilky]

Ouch, because of his past history of claims etc £1750. so they will want £260. ouch robbing gits.

[davepreston]

mmmmmm handy that
a man with a van round the corner :)

[arcdef]

i wanted to cancel my bike policy after selling it, had 2 months left, they had the cheek to say i owed them £50 after fee's and commission etc. Needless to say i ignored this letter and let the policy run out!!

[widepants]

In my previous job I done a fair few miles in the fiat scudo, cracking engines, really pokey for a car let alone a van, cruise at a ton no problem :)
.
????? got one of the above but it doesnt have the turbo....bog slow
but with only 45000 on a 53 plate its mint

[The Idle Biker]

Q4qn0JGM__8

That ain't a van, this is a van!

http://www.youtube.com/watch?v=Q4qn0JGM__8&feature=youtu.be