Getting insurance after front end swap?

[sicknote]

Have put a gsxr front end & bh1 shock on my sv650, and now renewal time is up i find that my insurers (who go through aviva) are simply unwilling to insure now that the suspension has been changed , beyond being raised or lowered.
can anyone suggest reasonably priced insurers who can accept these kind of changes ?

[Nick_69]

I think go compare have a modification bit on there insurance question and you can out in brakes and suspension, then you will get a quote from all the insurer willing to insure you. When i had it i think the best quote came from bikesure insurance

[DarrenSV650S]

Carol nash. If it doesnt increase performance they dont care :D

[maviczap]

Got mine through aqoute insurance they're not botheted as it doesn't increase performance. I specifically asked when i renewed.

[yorkie_chris]

Correct statement:
It has uprated suspension and brakes (if they ask further, stiffer springs, better damping, more powerful brakes...). Don't lie but do your best to put it in terms they are less likely to have a problem with.

Incorrect statement:
I smashed it up, innit, so me and me mates found some bits on ebay from some bike or another, think it might have been a GSXR, and got a lash on and bodged it all up in me shed, like.

:mrgreen:

[danf1234]

Correct statement:
It has uprated suspension and brakes (if they ask further, stiffer springs, better damping, more powerful brakes...). Don't lie but do your best to put it in terms they are less likely to have a problem with.

Incorrect statement:
I smashed it up, innit, so me and me mates found some bits on ebay from some bike or another, think it might have been a GSXR, and got a lash on and bodged it all up in me shed, like.

:mrgreen:


Haha. Some dicks actually say this though!

[alfa.rbt]

Incorrect statement:
I smashed it up, innit, so me and me mates found some bits on ebay from some bike or another, think it might have been a GSXR, and got a lash on and bodged it all up in me shed, like.

:mrgreen:

Love it

[Dave20046]

Have put a gsxr front end & bh1 shock on my sv650, and now renewal time is up i find that my insurers (who go through aviva) are simply unwilling to insure now that the suspension has been changed , beyond being raised or lowered.
can anyone suggest reasonably priced insurers who can accept these kind of changes ?

hastings just insured me for not a lot - don't expect them to be any good but they are legal and allow me to ride other bikes.

[Dave20046]

Got mine through aqoute insurance they're not botheted as it doesn't increase performance. I specifically asked when i renewed.
In my view it does increase the performance of the bike...but if they ask you that question, try get to the bottom of exactly what they're questioning as said above - they mean engine performance.

Hastings direct guy " does it increase performance of the bike"
me "erm, do you mean engine performance i.e power output?"
Hastings direct guy "does it increase performance sir"
me- " just to clarify are you asking me if uprated suspension and brakes have affected the engine power?"
Hastings direct guy; "yes"
me: No, as the suspension and brakes have been upgraded which are not the engine


Correct statement:
It has uprated suspension and brakes (if they ask further, stiffer springs, better damping, more powerful brakes...). Don't lie but do your best to put it in terms they are less likely to have a problem with.

I didn't think that fast so answered truthfully, just said they're better components from another model.


I had a bit of an argument with a jumped up little **** who seemed outraged at the prospect and said they wouldn't insure me I pressed him and after a while he rang the underwriters...who would insure me.
I'm not sure I'd be comfortable straying tooo far from the truth with insurance co's

[yorkie_chris]

I'm not sure I'd be comfortable straying tooo far from the truth with insurance co's

And that's the hard bit.

Obviously it's easy to say "bog standard mate", all I try and get is plausible deniability so it wouldn't be worth the hassle of pursuing if they were of a mind to.

[Dave20046]

I record my calls too so I know exactly what I've told them and note it down on my 'insurance hunt spreadsheet', maybe a bit over the top but a company have ****ed me over before (incidentally that company was aQuote....****s). But to be fair insurance companies are like politicians, it's just down to which one happens to be holding the lube on your day ...still point blank refuse to give money to aquote though.


When I rang round last year it was a real problem getting insurance, not really had a problem this year and ended up going with hastings as I said - I've also found motorcycle direct to be more than accommodating "buy online at the cheapest price you can find {thebikeinsurer.com} and ring back after purchase, quote your policy number and tell us the mods"

[sicknote]

Best service and price came from swinton on this occasion. i got a lot of different quotes for seemingly the same policy from aviva, same co i was refused a quote on. it is really down to what you admit to and how you word it to the sales rep. insurance pricing / availability shouldn't be such a lottery imo

[DJ123]

Ebike. very good price for insurance and mods, they don't charge much for mdos at all 8)

[mep]

I have 6 mods I have declared with Swinton and both times, with different insurers (Aviva & Equity Red Star), they have been fine with them all as they do not affect the performance. Make sure you speak to a real person.