View Full Version : There may be trouble ahead. Murder is due
timwilky
14-08-12, 03:53 PM
Expect to see my name in the headlines, charged with murder of her who has yet to show her face.
Her crime or my stupidity you decide. I have just had my card refused buying the ingredients for tonights dinner. Payday tomorrow so close to the edge. But still a couple of hundred in there. Wrong.
I said on saturday I will go with her whilst she/daughter went out to buy a new shirt. No love you carry on working in the garden, give me your card and I will pick you one up. OK she brought me two home. Never mind I only sent her out for one.
So checked the balance after this afternoons shame of having to copper up and spend the beer reserve from the back of my wallet.
She went out to buy me 1 shirt, she spent £265. How. £160 was not even in the shop she bought the shirt from and there she spent £100 exactly. How? Why?
Is she guilty of raiding my account for herself and needs to repay me. Or was I stupid for giving her my plastic and after all these years should know better. When I first changed my building society account that I use for bills to a joint account to keep her happy, "Everybody has a joint account" she raided it for £500 "shopping" then said "Oh, I didn't know the mortgage hadn't come out"
Should I not make dinner tonight and say we have no money when she comes in.
chris8886
14-08-12, 03:56 PM
you should definately know better!!
Fruity-ya-ya
14-08-12, 04:04 PM
Yes you should know better but then again.....
....if she comes home, makes dinner and then explains remainder was spent on a set of retals for you and see through underwear for her (for you) then maybe the embarrassment wasn't for nothing ;)
missyburd
14-08-12, 04:04 PM
Was it a nice shirt? :-P
andrewsmith
14-08-12, 04:05 PM
Poll!!! Poll!!! Poll!!! Poll!!! Poll!!!
You should know better
maviczap
14-08-12, 04:11 PM
A man of your age and experience:-)
Fail:-)
Luckypants
14-08-12, 04:11 PM
Should I not make dinner tonight and say we have no money when she comes in.This. :roll:
Should I not make dinner tonight and say we have no money when she comes in.
This!
Edit: Great minds...
Tim how long have you been married?
you let the wife and daughter go out with your plastic... you deserve everything you get.
femaleacid
14-08-12, 04:34 PM
Should I not make dinner tonight and say we have no money when she comes in.
this this this.
serve them beans on toast.
timwilky
14-08-12, 04:37 PM
Together 30 years, would have been married 20 later this month. I guess I will be out in about another 20. Unless the judge is married and will therefore understand the torment that drove me to my crime and adds a further 10 to the tariff for it being of my own making.
if you had done her in at the start you would be well out by now :-)
Spank86
14-08-12, 04:44 PM
You need some serious financial restructuring.
I would set up a different account to be the joint one, an account that only has spending money enter it so bills money is ring fenced.
Added to that if you keep a little bit more than the average cost of bills in the account you can siphon off the extra once a year as a nice bonus.
But in answer to your original question... Both.
Specialone
14-08-12, 04:49 PM
Ok, here's my views...
Firstly, joint accounts with money in? no way pedro, it falls through womens fingers, remove the temptation.
Secondly, giving her your card? c'mon Tim, every man knows thats a big no no.
Thirdly, money is just temptation, don't give them any that they havent earned themselves.
Finally, i vote murder, she's done it once, she'll do it again, cut your losses :reaper:
HTH
missyburd
14-08-12, 04:58 PM
Ok, here's my views...
Firstly, joint accounts with money in? no way pedro, it falls through womens fingers, remove the temptation.
Secondly, giving her your card? c'mon Tim, every man knows thats a big no no.
Thirdly, money is just temptation, don't give them any that they havent earned themselves.
Finally, i vote murder, she's done it once, she'll do it again, cut your losses :reaper:
HTH
Lol! Why do you make it sound like it's only women who have spending issues? I know men who can't keep money in their bank for more than a week or need their women to monitor their spending habits 'cos they're incapable. Put that tar brush away man :roll::D
timwilky
14-08-12, 05:05 PM
come on Maria, you know Lynne would bully me into buying everyone in a bar a pint and then call me tight when I don't buy the second round as well. She doesn't have an issue spending her own money and I don't mind it.
My problem is she doesn't have an issue with spending my money as well as her own!!
missyburd
14-08-12, 05:09 PM
Yeah I know what you mean Tim. I can't see the sense in spending anything I haven't worked for unless I've won it fair and square. There might be a better explanation than you think...maybe she's booked you a surprise holiday! ;)
Haircut
14-08-12, 05:20 PM
Lol, this thread has really made me smile, it is always nice to find out you are not alone!!
this this this.
What she said! My wife and I have been together for ten years or so. My money is my money, hers is hers. No joint accounts ever!
Specialone
14-08-12, 05:57 PM
What she said! My wife and I have been together for ten years or so. My money is my money, hers is hers. No joint accounts ever!
Yep, 14 years here, separate accounts, but we share bills and my wife very kindly let's me pay for everything when we go out even though she earns more money than me most of the time.
@maria, statistically speaking, women generally have the spending issues :)
Geodude
14-08-12, 05:57 PM
Was it a nice shirt? :-P
Qualiteeheehee :)
Owenski
14-08-12, 06:33 PM
Oh Tim, Tim Tim Tim Tim Tim Tim Tim.
Joint account = joint funds, covers bills plus a float.
Tims account = Tims funds, for the good stuff ;-)
Misses account = misses funds aka the black hole.
You made a mistake and that's forgivable, however she's stolen from you and that's punishable by oral sex tokens... Or something like that.
You stupid boy Pike.
I feel your pain Tim. We reverted to a joint account at the beginning of the year, after 16 years of pain free money mgt. I had all the bills coming out of mine, and some left over for fun. And she had her's for fun..sshhh, don't mention the first 5 years of pain... and within a couple of months I've had to dip into the savings account to cover the mortgage. We may be going back to seperate accounts again.
Don't do the murder Tim, Lynne's lovely. Just keep calling yourself stupid for falling for it again.
pinpoint_uk
14-08-12, 06:44 PM
Just train them up. My wife asks me if she can spend, if I say no then it doesn't get bought! All joint accounts and no problems although it has only been 5 years so may change.
However after that amount of time, no chance of retraining so cut your losses... :)
Rich
Sent from my GT-I9100 using Tapatalk 2
suzukigt380paul
14-08-12, 06:45 PM
you made the fatal mistake.you trusted a women with you money,dont do it again
missyburd
14-08-12, 07:28 PM
@maria, statistically speaking, women generally have the spending issues :)
That's better, after all, who can argue with stats? :p
Bluepete
14-08-12, 08:29 PM
Which side of the Pennines are you from? Bet you squeak as you walk!
By the way, was it a new dress shirt to go with the silky suit?
Pete ;)
dizzyblonde
14-08-12, 09:39 PM
You have a joint account? WTF is one of those, I never ever ever let anyone share an account with me.........because I'm too tight to share it ;)
Peg wouldn't know how to run this house if I wasn't here, I manage all accounts. He just earns the money to put in them!
timwilky
15-08-12, 07:26 AM
No Dizzy, we don't have a joint account. She simply used my plastic. the beauty of chip and pin is nobody looks at the card any more to check a signature etc. She knows my pin. I know hers. The difference is whenever I have used hers to pay her bills etc she has always told me how much to withdraw or pay. I did not expect buying a shirt to have cost much more that 25 quid.
she fessed up to a couple of frocks for our holidays going on my bill. she hadn't told me as I hadn't asked.
tactcom7
15-08-12, 07:58 AM
she hadn't told me as I hadn't asked.
Ah the classic line. Along with 'Well if you don't know what you've done wrong i'm not gonna tell you'
Sir Trev
15-08-12, 08:50 AM
This thread has really brightened up my morning!
Only "joint" account here is the credit card where Lady Poppy has her own copy. Bills come to me so she knows I will see what she spends and cannot get away with things. Bless her heart she usually tells me of big spends in advance or uses her own debit card. 18 years married now and so far I've not been as barmy as Tim!
The Idle Biker
15-08-12, 08:56 AM
Role reversal in my house. I couldn't give a monkies about money and spend.
We've always had joint accounts and she manages the money. My Mrs is paranoid about spending.
Thinking about it, I probably made her go that way. :-(
Right back on ebay, lets see what else I can buy.........
I find this whole thread kind of fascinating.
Me and my wife have an account each and a joint account.
Each month a standing order takes a sum from each of our accounts and pays it into the joint one. All the joint bills come out of the central one (I suspect I have a card for this joint account somewhere, but it's only used for Direct Debits). If there's money in your account after the standing order has come out it's yours, up to a point.
I cannot imagine having to be careful that the other half didn't send us to financial doom every time she went out.
Jambo
TheRamJam
15-08-12, 09:51 AM
Get a shovel and start digging :-)
Get a shovel and start digging :-)
+1
I think you could get off on diminished responsibility.
ClunkintheUK
15-08-12, 11:21 AM
Like Trev, I find this a fascinating thread. My parents have always been on joint accounts. I can't quite imagine being on a joint account. Beside I am the one with expensive hobbies and a bit of a blind spot to spending on them. (replacement cost of both my race bikes (mountain and road) is still higher than my SV).
BoltonSte
15-08-12, 11:28 AM
This is interesting.
We have 2 joint accounts (formally hers and my seperate ones, that had stuff associated with it so we left it and just added each other)
We also have 2 ISA's and a credit card.
The current way is.
Acct 1 has both wages into it, and used for Bills/CC
Acct 2 has standing order into it from Acct 1 to cover year outgoings (insurance etc) so we aren't short.
Anything left at the end of the month from 1 goes into ISA's...mine first, then when that allowance is used we'll start on hers.
On top of that, anything we've got used to doing without...eg. car loans, when they're paid off/pay rises gets dumped in the ISA so we don't just spend it on shoite.
Never had any issues with it...going on 14yrs now.
On the plus side, she's no idea what we have so doesn't overspend...although she used to be incharge of all the finances when we lived in the States.
Tim check the brakes on the car, you don't want her having an acident now do you?
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