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Ok, so we all know insurance is a bit silly, but I contacted bikesure(current insurers) as I wanted to know how much more it would be to swap the sv for a street triple. No mods, garaged, 2 years NCB. Anyone fancy guessing what my premium would be and the excess?? Nearest guess will get a cuppa at the next Rideout. Let the stupidness commence!
Littlepeahead
05-03-13, 11:12 AM
1 million pounds. Didn't you know that Bikesure are owned by a large herd of deer who live in Hampshire and Surrey.
Fallout
05-03-13, 11:16 AM
I reckon about £1750 with a £750 excess.
Spank86
05-03-13, 11:33 AM
don't know what your current price is but I'll say £850
Sir Trev
05-03-13, 11:38 AM
As you're only 12 my guess is £5k.
LewSpeight
05-03-13, 11:38 AM
£1200?
Fallout
05-03-13, 11:41 AM
don't know what your current price is but I'll say £850
£1200?
Rubbish guesses! I know for a fact he'd do it for under £1k. He's got the luv eyes for the tripple. :D
LewSpeight
05-03-13, 12:03 PM
No extra charge?
How about £1750 with a £750 compulsory excess!!! Goodbye that idea!!
Paul the 6th
05-03-13, 01:04 PM
I reckon about £1750 with a £750 excess.
Fallout
05-03-13, 01:07 PM
How about £1750 with a £750 compulsory excess!!! Goodbye that idea!!
DOOOO ITTTTT!!! :cheers:
Oh Paul. I you were 5mins earlier I would have bought you a cuppa at the AR!!
Fallout
05-03-13, 01:15 PM
You obviously didn't read my answer.
Yeh no editing allowed nobber
Lew I will get you a cuppa at the AR(no excuse not to come now ;) )
Wideboy
05-03-13, 01:23 PM
God, you might as well bum
Spank86
05-03-13, 02:02 PM
I'd suggest price comparisoning it. Bet bikesure are giving you a silly quote because they know you're mid contract and a captive audience.
Wildkid
05-03-13, 02:39 PM
wow thats even more expensive than it would be for me and Ive only got one years no claims :L
LewSpeight
05-03-13, 03:05 PM
Lew I will get you a cuppa at the AR(no excuse not to come now ;) )
Ah ****! Good stuff.. Caramel latte will do me fine thanks ;)
Bordtea
05-03-13, 04:28 PM
When I looked up insurance of various bikes about a month ago the street triple was only slightly more than the SV, think I was quoted something like 250 to renew the SV and like 300 for a street trip (both TPFT), so defo shouldn't be that much, have a look on go compare or similar
Did a go compare and it was £1500, BTW I prefer the newer style the older round style headlights so it has to be 2011 or newer :( I know its a bit picky but oh well. Will just shelve the plan. Also was fully comp as I don't want to go TPFT on a 5k bike!
Just did a compare the market... £864! but only TPFT :(
My insurance last year-£430 TPFT, no NCB. This year 1 years NCB £247 TPFT £430 FC :D
Bordtea
05-03-13, 07:23 PM
Yeh that'll probably be why then mate the one I did was like 07 reg ish. Also a little tip for compare the market, if you put the insurance start date as far forward as possible it drops by a fair amount, works out at about £150 cheaper for me.
Got some bloody nice quotes this year actually, £250 for SV, £260 for a CBR600F, £280 for an R6 and same for a ZX6R. Or £190 for a thunderace!? Logical :D
Fallout
05-03-13, 07:31 PM
Theft is the biggest part of the premium, me thinks, since bikes are so nickable. That's why my gixxer is only £220 with 0 NCB and the Tiger is £500. That's almost exactly proportional to value.
Littlepeahead
05-03-13, 07:40 PM
Just paid for a joint policy for the K8 SV and a 2010 F650GS. Including legal cover, cover for commuting, pillon and the panniers with £150 excess... £196. Fully comp. Sometimes being an old lady has its advantages.
Ahh a golden oldie Clare ;)
Wildkid
05-03-13, 08:57 PM
When I dug out the paperwork from my bike, the bloke who owned it before was paying like £70-90 a year fully comp on the sv -.-
When I dug out the paperwork from my bike, the bloke who owned it before was paying like £70-90 a year fully comp on the sv -.-
Cheapest quote i have had so far is £170!!!
Wildkid
05-03-13, 09:18 PM
Cheapest quote i have had so far is £170!!!
Yeah but you havent hit puberty yet?:rolleyes:
Wildkid
05-03-13, 09:34 PM
been past it ;)
You mean you 'skipped' it??;)
i wish, i'm waiting for the menopause
Littlepeahead
05-03-13, 09:48 PM
Me too. At least the hot flushes will save me having to buy a heated vest in this freezing weather.
Me too. At least the hot flushes will save me having to buy a heated vest in this freezing weather.
I found that by doing that, you don't need coat hangers either :lol:
Wildkid
05-03-13, 10:19 PM
I found that by doing that, you don't need coat hangers either :lol:
A man of wise words!
Just renewed my insurance today-£227 TPFT, UK & European Accident and roadside recovery, legal & free security marking kit. Can't complain at that price!
smithy17
12-03-13, 07:30 PM
my old man 'had to' :rolleyes: insure my sv for a year until i finsihed a year on my 125 for some ncb myself and he got quoted 40 quid for the year tpft.... hadn't even riden a bike for 20 years.... benifits of age
Bordtea
12-03-13, 10:29 PM
Just renewed my insurance today-£227 TPFT, UK & European Accident and roadside recovery, legal & free security marking kit. Can't complain at that price!
That with MCE by any chance? Exact same quote as me
Thunderace
12-03-13, 11:16 PM
KGM, FC, Europe & UK recovery, £69.67 a year:D
Got more bells and whistles than I can remember, inc phone and laptop cover?
That's with 6 points and 7yrs NCB.
Absolute bargain!:-D:-D:-D
I just kept saying "no that's too much" stayed polite, got passed from person to person until one rather nice Scotch gent came up with that price! I could of kissed him!:D
Bordtea
12-03-13, 11:29 PM
****ing hell can't moan about that can you, who's that with?
Bordtea
12-03-13, 11:41 PM
Read Dan!!! KGM!
Doh
Wideboy
13-03-13, 07:21 AM
mce are utter shehight. avoid them like nob rot as when they're finished bending you over you'll wish that you'd paid a premium to a big raving homo like fallout.
dirtydog
13-03-13, 07:31 AM
I'm with MCE, they gave me the best quote with all my mods
Wideboy
13-03-13, 07:50 AM
I had it in writing that my premium wouldn't auto renew and yet they took the money anyway after already buying with someone else. They caused all sorts of cash flow problems and even had the balls to try and take even more money and then send me a letter threatening to black list me because I asked the bank to block all transactions with them. Eventually after weeks I managed to get them to accept that they had been illegal taking money with numerous letters and copies of stuff ect but they wouldn't refund me unless I provided proof I had taken out insurance elsewhere (why?!). I refused to provide proof (I could but I felt it was irrelevant) and informed them I was forwarding everything to the ombudsman and bam I got my money back, phone call costs, postage costs and bank charges. I even had that member paws send me a ****ty PM raving at me as she worked for them so I let mce have a copy of that also
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