What do Insurance companies class as a garage?

[L3nny]

As the title

Finding it pretty much impossible to get insurance for a litre sports bike as I don't have a garage in my house.

Would a secured shed count as a garage?

What about if I kept the bike in the house?

[Ch00]

Doubt it as most garages are brick built.

Ask them.

[Specialone]

All the ones I've dealt with specify a brick built construction attached to my place of residence.

[NTECUK]

My insurance asked if it was brick,Concrete,or steel.
Ask if you can use a shead no harm in asking.
Get it alarmed too

[dizzyblonde]

Carol Nash ask if it's brick, metal or wood.
There's no difference in premium cost between them.
I've changed the type of materials several times over the years for my shed, which is why I have enquired several times about this subject.
As long as it's locked securely and on your property.

[andrewsmith]

Lenny bang up a pic of where you store it. My yard has a strange allocation with the height of the walls

[L3nny]

I called my insurance, they said a metal shed, while not as good as a garage is better than nothing and reduces the premium from around 1100 to around 400, if it's not in the shed when it's stolen it just means I have to pay an extra £500 excess, which is less than the saving you make anyway!

Think I'll just keep it in the living room for a bit :)

[aarond]

I have a protect a bike and that's counted

[L3nny]

Was looking at one of them but they are a lot of money. Are they really that much better than a £500 metal shed? Can you get 2 bikes in them?

[aarond]

At a push the biggest one could. The instructions are ****, the panels are miss labeled.

I do not think it was worth the money.

If was doing it again think I would go for another metal shed and get my own ground anchor.

[L3nny]

Was thinking about something like this?

http://www.homebase.co.uk/webapp/wcs/stores/servlet/ProductDisplay?langId=110&storeId=10151&partNumber=177404

[aarond]

Never having built that I can't comment but in my eyes looks better than what I got, more for your money.

[dizzyblonde]

Was thinking about something like this?

http://www.homebase.co.uk/webapp/wcs/stores/servlet/ProductDisplay?langId=110&storeId=10151&partNumber=177404

My experience of similar, is they condensate like mad, and speed up the corrosion on your bike!

I ripped mine down and the best grand I spent was on a custom built wood shed of mammoth proportion, two years ago 14ftx14ft. It was built with quality materials by next doors dad who is a carpenter. Got big discounts on decent wood. . It did flood the first year when the felt ripped off in gales, but has stood it's ground in the worst wet and windy weather to date here over winter. Bone dry.

If you can afford, steer clear of the metal.

[Wideboy]

I have my bike's in the house at the mo and insurance classed them as being garaged when i told them.

[Specialone]

I've got a 10x6 metal shed for all my work kit, mainly for acro's, trestles etc but it's been brilliant tbh, I bought a wooden shed at the same time and that's rotted to ****.

I'm building my own shed this time with pressure treated 4x2 for the stud work.

[RandyO]

is thievery a common profession in your country ? what you guys pay for insurance is outrageous, even with a garage

[RandyO]

is thievery a common profession in your country ? what you guys pay for insurance is outrageous, even with a garage

[Wideboy]

thievery is extremely rife especially where bikes are concerned but mostly the high insurance premiums is due to a combination of bad driving and insurance companies getting away with whatever bull**** they feel like inventing for that particular day.