New one on me (PPI)

[Red ones]

Has a phone call today from a company telling me I had PPI to claim back. I was suitably unimpressed, but then Norman in the other end (apparently a wry popular Indian name) referred to a loan I had between two dates. The dates matched a loan I really did have, so I became suspicious and intrigued.
My new friend, Norman, then told me I was eligible for a refund. But this is where it becomes slightly worrying. I know I'm not due a refund on this loan because I have already had the money back. I quizzed Norman who told me after I asked that the loan was with Barclays Bank. It was at this point i said it wasn't and put the phone down.

How do these people know I had a loan between the correct dates, but not know who it was with? What else do these companies know about me?

[Bibio]

they know everything as everyone is selling data left right and centre and there is nothing you can do about it.

[BoltonSte]

I got one yesterday that I had overpaid on a loan...did you have a loan in the last 13 years - maybe, can I have the details - not likely, what's this about? The banks were loading PPI into loans even if you didn't take out PPI...Okaaay, so what loan was this on? I don't know, our system just says you may have and you'd need to fill out some information (no bank details) and send it back to us, we'd claim and send you a cheque.




So their system says I have overpaid, actually, what they have is a list of loans taken out between two dates and are chancing their arm to see if they can claim for you and cream off the top. Not a bad earner.

[Sir Trev]

...what they have is a list of loans taken out between two dates and are chancing their arm to see if they can claim for you and cream off the top.



This


Although the one who called today said I'd had a loan between dates I know I did not have any. Now I'm concerned that someone else took out a deal in my name!

[timwilky]

I still like the ones who call about the accident I apparently had.

When I get all conspiratorial and ask how they are going to backdate a record of an accident in order that I can make a claim they get the message.