insurance question

[M.C.]

i had a accedent (pedestren ran in front of me and i hit him) in june in my car i DID NOT claim for damage but this person is trying to sue me (police cleared me)and all info past to insurance co (not heard anything) but if i phone up a insurance quote for a bike do i have to declare this?
as the insurances are independant of each other it should not make any difference should it
if anybody has had a similar thing happen to them i would be intrested to know how you handled this.
thanks
Mark

[chazzyb]

Yuk, bad luck. This *shouldn't* affect insurance as the insurer at the time of the incident will take the fall, if anyone does.

[Haircut]

It could depend on how they ask the question,

Some insurers ask about any 'pending' convictions or claims,

your best bet is always to be honest, it may cost you a bit more now but could save you a fortune later.