is anybody else?

[Itching 2 go]

Is anybody else utterly ****ing broke? looks like my fuel this month will be a struggle let alone food. Have paid all the bills but for one reason or another my bank account is very very unhealthy. I was just wondering if I am alone in my struggles or is everyone in the same boat?

[jonboy]

No matter how bad you think your bank balance is, if you'd like to swap with mine I'd be eternally grateful. :wink:


.

[hall13uk]

also broke :(

[Jabba]

You're not alone - I'm "having to be careful" until payday next Friday.

Flippin' kids, flippin' holiday bills............... :roll:

[Itching 2 go]

You're not alone - I'm "having to be careful" until payday next Friday.

Flippin' kids, flippin' holiday bills............... :roll:hey if it makes you feel better, I got paid on monday and spunked it on bills by thursday!

[sharriso74]

Getting married in July bloody thing is costing me a fortune. Said she could have a perfect day didn't realise her version of perfect was so blo*dy expensive

[Itching 2 go]

Getting married in July bloody thing is costing me a fortune. Said she could have a perfect day didn't realise her version of perfect was so blo*dy expensiveshe is a woman, what makes you think it might have been cheap?

[SVeeedy Gonzales]

Getting married in July bloody thing is costing me a fortune. Said she could have a perfect day didn't realise her version of perfect was so blo*dy expensiveshe is a woman, what makes you think it might have been cheap?

Yeah, perfect often = expensive for weddings...

Not broke yet, but just got married, got a kid on the way and looking at a bigger house, so you could say I'm working hard towards being broke :evil:

[timwilky]

Recently found out the wife had run up 12 grand on credit cards/store cards. what ****es me off is I had 3 years ago paid off everything she had charged, but this time it is just too much and I have had to get a loan.

What pee's me the most is that she only earns £800 a month in her part time job yet these card companies gave her endless credit on the back of my credit status.

Now she says can we have a holiday?, What is this we business!

[Jabba]

Recently found out the wife had run up 12 grand on credit cards/store cards

And you haven't throttled her yet? :?

[adam]

Skintus Maximus

[Itching 2 go]

Recently found out the wife had run up 12 grand on credit cards/store cards. what ****es me off is I had 3 years ago paid off everything she had charged, but this time it is just too much and I have had to get a loan.

What pee's me the most is that she only earns £800 a month in her part time job yet these card companies gave her endless credit on the back of my credit status.

Now she says can we have a holiday?, What is this we business!take all her cards away and ask the bank to cut her overdraft to £500 only give her a debit card and tell her to live with it!, damn 12k is a fair bit :shock: my sister did 20k :shock:

[JakeRS]

yes, i am broke, spent all my money on the bike, and im going on holiday on monday!

what the feck am i gonna spend? peanuts?

[SteveJJH]

I spent all my money on a bike, then crashed it (TPF&T), then bought another one.

[Scoobs]

Is anybody else utterly f*cking broke? looks like my fuel this month will be a struggle let alone food. Have paid all the bills but for one reason or another my bank account is very very unhealthy. I was just wondering if I am alone in my struggles or is everyone in the same boat?

I'm with you mate. Just need a quick injection of cash. Willing to work for it, but it is trying to find something worth doing. I am not going to work 10 hours stacking shelves for £35 before tax!!! Not bloody worth it.

[Itching 2 go]

well, when I get home I am gonna sort my CV and look for another job, One that offers hours to suit me and not crappy pay! It might screw up my social life and then some, but I really need some cash :(

[Scoobs]

If you find a quick way to make a couple of grand (legally) let me know will ya.

[Itching 2 go]

If you find a quick way to make a couple of grand (legally) let me know will ya.sell your bike, why do you think the TL is up? :cry:

[K]

With two cars and three bikes, it's funny how many people think I either earn alot, have rich and generous parents, a rich and stupid boyfriend or I'm just rich and stupid. :wink:

Um... none of the above (apart from the stupid boyfrined bit, but in a nice way!), I'm always broke because I have two cars and three bikes!

I don't drink so nights out are cheap and I have a pass card for the cinema so I can go whenever I want.

I'm just lucky and always seem to find something just when I need it (washing machine blew up last week = selling the Gaffa Ninja). I'm just as poor as a church mouse the rest of the time.
I think I had more money in my pocket when I was on the dole a number of years ago!

The upside of being permanently poor is that I've learnt alot over the years regarding APR, loans, credit card juggling and generally getting the best deal possible - so I have become a very low maintainence girlfriend. :D

[Flamin_Squirrel]

...so I have become a very low maintainence girlfriend. :D

Appart from the 2 cars and 3 bikes? 8)

[kingnothing]

I have a question for you guys. I asked my father-in-law, who lives in Bristol, what a normal everday Joe makes in the UK and he doesn't have an answer for me. Could you please tell me? How much would a Person who works at Wal-Mart make? How about an accountant? A doctor? thanks!

[Carsick]

How much would a Person who works at Wal-Mart make? How about an accountant? A doctor? thanks!
No Wal-Mart over, here, but if you look at a normal supermarket, then it's about £5ph for most of them, now, which is about £650 pcm after tax.
An accountant can be from about £15k pa before being qualified, up to and in excess of £60k pa.
A doctor starts at £28k pa, I think, and goes up to £30k pa after their year of nhs registration; after that it depends what they specialise in and how career driven they are.

[kingnothing]

Thanks! I was in England a few times and when I paid a pound for a small bottle of coke and then did the math to convert to dollars I savored every drop! :lol: BTW, you do have wal-mart, it's just called Asda. http://www.asda.co.uk/

[Itching 2 go]

Thanks! I was in England a few times and when I paid a pound for a small bottle of coke and then did the math to convert to dollars I savored every drop! :lol: BTW, you do have wal-mart, it's just called Asda. http://www.asda.co.uk/well you learn something new everyday :lol:

[El Saxo]

Also skint :( Had to take the cage for its MOT last week :evil:

Must be the time of year, I always struggle for cash around may / june for some reason, anyone else?

[Itching 2 go]

I seem to struggle all year round

[Carsick]

Thanks! I was in England a few times and when I paid a pound for a small bottle of coke and then did the math to convert to dollars I savored every drop! :lol: BTW, you do have wal-mart, it's just called Asda. http://www.asda.co.uk/
We had Asda before, it just got bought out a while back.

[Itching 2 go]

Thanks! I was in England a few times and when I paid a pound for a small bottle of coke and then did the math to convert to dollars I savored every drop! :lol: BTW, you do have wal-mart, it's just called Asda. http://www.asda.co.uk/
We had Asda before, it just got bought out a while back.they did?

[kingnothing]

Now I have learned something new today! 8)

[Carsick]

Thanks! I was in England a few times and when I paid a pound for a small bottle of coke and then did the math to convert to dollars I savored every drop! :lol: BTW, you do have wal-mart, it's just called Asda. http://www.asda.co.uk/
We had Asda before, it just got bought out a while back.they did?
Yup, in 1999.

[Itching 2 go]

Thanks! I was in England a few times and when I paid a pound for a small bottle of coke and then did the math to convert to dollars I savored every drop! :lol: BTW, you do have wal-mart, it's just called Asda. http://www.asda.co.uk/
We had Asda before, it just got bought out a while back.they did?
Yup, in 1999.hey I have been to asda between now and then and its still asda :?

[JakeRS]

was told about a chef in a hotel making £200 a day for a couple of months...

...by selling bacon sandwiches to builders for a couple of quid and pocketing the money! Got found out eventually though...

What a genius!

[Iansv]

Very skint.....

but then again at least this month i've seen something for spending my money....

Chain & Sprockets + Renegade Shotguns....

I always end up living month to month and fighting against unexpected expenses...

I spent over a grand on debts before I see anything every month so savour the little I do have.... Still its my own fault and at least I enjoyed myself while getting into major debt, certainly learnt the value of money while I've been paying it off

[Carsick]

hey I have been to asda between now and then and its still asda :?
Well, yeah.

[Itching 2 go]

I spent over a grand on debts before I see anything every month so savour the little I do have.... Still its my own fault and at least I enjoyed myself while getting into major debt, certainly learnt the value of money while I've been paying it offyeah really sucks that lesson don't it? you know if I were the pm I would suggest tighter laws on credit. to stop people getting into debt anyhigher than half their anual sallery unless they were buting a property. this also includes modes of transport. if you cant afford to buy it out right then you probably dont need it!

[Iansv]

yep, totally.... being 19 and 25k in debt with not alot to show and not earning enough to pay the minimum payments isn't too much fun...

I could've made life easier by taking bankrupcy at the time and i'd actually be better off by now... but I got myself into the mess I was determined to get out of it....

never happenning again.... Can't get credit now anyway and i'm glad of it !!

[Itching 2 go]

yep, totally.... being 19 and 25k in debt with not alot to show and not earning enough to pay the minimum payments isn't too much fun...

I could've made life easier by taking bankrupcy at the time and i'd actually be better off by now... but I got myself into the mess I was determined to get out of it....

never happenning again.... Can't get credit now anyway and i'm glad of it !!yeah know that one, don't wanna do the whole bankrupcy thing my sister did tho and it seems to have sorted her right out. 1 year and all your debts are gone, but then so are your assets ie bike :shock:

[K]

...so I have become a very low maintainence girlfriend. :D

Appart from the 2 cars and 3 bikes? 8)

:lol: I maintain them. The only things that maintain me are Brioche and Kinder Bueno bars! :roll:


Oh, and Dowe Egberts Cafe Latte. :twisted:

[Dicky Ticker]

Been there done that got the T shirt but the best advice to anybody is
cut up your credit/charge cards dont buy on credit if you want it save up and pay cash for it and you will probably get it cheaper Easy to type but very hard to do

[Viney]

I have forgotton the ammount of times, i have topped up loans, cut up cards, shuffled money around. I have come down from an incredible ammount of debt, to an incredible ammount of debt, but it will go one day, its just such a slow process.

Its gets easier....hold on, no it dont, just when you think you are safe, you meet a woman who wants you to get married, have kids and buy a house! Ah!

Keeping my head above water...just!

[Dicky Ticker]

How very true Every time you see a light at the end of the tunnel,its another train coming

Slightly off tangent but I was discussing this while eating our tea and Lyn
told me the cost of our meal

Pack of sausages reduced out of date 9/5 10p
potatoes 5kg 11/5 10p
tin peas 17p
Mushrooms 1/2kg end of market 10p
tomato 15p

Total 72p

And we still have pots/mushrooms & toms left

It makes a terrific difference when and where you shop

Hooray for Nettos

[hall13uk]

[quote="K"
Oh, and Dowe Egberts Cafe Latte. :twisted:[/quote]

Dowe egberts you flash git :wink:

lidil freeze dried coffee for me :oops:

[redeye321]

I guess it's up to me to admit that I'm one of the three people who are not broke. :oops: Secret is no girlfriend/wife= more money for me to spend on my bike. :D

[hall13uk]

was told about a chef in a hotel making £200 a day for a couple of months...

...by selling bacon sandwiches to builders for a couple of quid and pocketing the money! Got found out eventually though...

What a genius! now i have done that before.
did not get caught thou :wink: using soon to go out of date stuff did burgers, hotdogs & sandwhiches as long as u put a comsume by date on it its ok (eat on day of purchase or whithin 1 week etc...) cant get sued that way.

[Clunk]

You guys with these massive debts, what did you take out the loans/credit for in the first place ?
Iansv, what can you spend £25K on at 19 ffs ?

I bet it was a load of useless "toys" that you could easily have done without. :roll:

In 20 years of work I've only had 1 bank loan and that was used to buy an essential 2nd car at the same time as we'd moved house.We had a load of bills from the move so needed some extra to tide us over.
The only time I've had a credit card is when going to the US on hols and used it for deposits on hotels and car hire. Didn't use it to buy anything.

If I need something I save for it. I don't have a credit card or store cards.
They should teach kids about the dangers of credit at school.

[Iansv]

freely admit I was stupid... at least it was a lesson learnt early in life and not when I had a mortgage etc etc.....

Lets just say i had alot of nice clothes, and alot of fun holidays and some blinding nights out :oops:

posted it as a cautionary tale to spend within your limits

[fizzwheel]

At the moment, no I am not skint, I'm not flush either. At the moment I would describe my situation as comfortable as long as I am careful with my money and dont go nuts I get by OK

It took me a long time to be able to learn to budget and to be able to discipline myself to not use my credit cards etc etc

I have got credit cards but I only use them if I know I can pay them off at the end of the month, if I cant I dont use them. I put money into a savings account every month and also into a pension.

[thor]

Wow, I never knew it could get so bad...

I have never borrowed money. But then I have never thought about buying something that I couldn't afford. I've worked very hard to get the job and qualifications I have. Thankfully I have been lucky to earn what I do!

[northwind]

I'm fairly in debt... Student loans, and I also ran up quite a lot of credit card debt while at uni. Then continued to do so after I left uni :oops: Then consolidated the lot and bought the SV with a big-ass loan over 4 years... It's seriously tight month to month since I set the payments on the loan pretty high, so big unexpected expenses can be difficult, but I get by.

Thing is though, I don't spend much on anything but gigs, music and the bike, but I don't earn that much either... Usually my overtime gives me spending cash so losing that for the last 4 months has been no fun. The solution, for me anyway, is to get a real job :) If I was on an average wage for an hons graduate I'd be pretty well off, but I'm nowhere near.

And remember kids, if you consolidate or balance transfer a visa card, always destroy the card. Close it down entirely, ideally...

I don't think personal bankruptcy is such a good get out of jail card anymore either, IIRC the law changed in the last couple of years to make it less effective.

[timwilky]

And remember kids, if you consolidate or balance transfer a visa card, always destroy the card. Close it down entirely, ideally...
.

Don't just destroy the card. The credit companies still have you. Close the account.

The crazy thing about my wife's situation was that she had been paying interest at 29% on two of her cards, no wonder she wasn't denting the balance. When I took the loan it was at 5.9%.

I also cringe at those car finance adverts on the TV. Who would touch them at their 16% rates[/b]

[K]

Money management is one of the few things I can genuinely thank my Dad for - which probably comes from his Dad working in a bank all his life.

When both my brother and I were little, and I do mean little (about 3 or 4) he set up accounts for us at 'Dad's Bank'. Everything was written down in an old school exercise book and we could choose to put money from Christmas and Birthday presents in there... even pocket money. It was always just know as The Account.

It was great fun - like playing post office as a kid, only with real money. By the age of 7 I knew what it mean to be 'in the black' or 'in the red', how to save up capital so secure a greater loan (he'd let us have an interest free over draft equal to our balance), and how to not be able to buy anything else until any loan was paid off and we were back in credit!

Because it was always the way it had been done we both grew up without being demanding over pocket money - if Dad didn't have the correct money one week then he'd simply mark the shortfall into the account for us.

When it came to opening our first real savings account we were aware of interest rates and how it can be affected by immediate or long term withdrawl notice.

Unfortunately it did also teach me to argue from a strong defensible position. At 9, when I wasn't allow to buy a pair of rollerboots a few weeks after my Birthday (having had presents recently etc) I apparently went and got the account book, sat at my Dad's desk and demanded the £14 to buy them with the statement of "It's my money written here, not yours. I have enough to buy them and if you were a real bank you'd have to give it to me. So I either get my £14 or I'll close The Account entirely and open one with a proper bank!"

I got the rollerboots. :twisted:

I will say it hasn't stopped me getting into debt, but it's been debt born of two redundancies and the costs of living on your own - not because of ignorance of interest rates, or credit card payments etc. Even my Dad was impressed (not an easy thing to do) that there was little he could do to help as I'd already managed to get the best interest rates, consolidation etc.

[UncleBob]

OI! You've all got bikes tho you jammie feckrs.. I'm broke and technically riding a OAP welfare vehicle...

[K]

OI! You've all got bikes tho you jammie feckrs.. I'm broke and technically riding a OAP welfare vehicle...

I've only got two now. :oops: :?

[jonboy]

I got the rollerboots. :twisted:

:lol:


.

[Red ones]

Seems to be rapidly becoming an accepted way of life. The trick is to watch the cash flow - lack of cash flow kills the accounts (ask Rover!)

Keep the cash flowing - and the offers of low rate loans then become numerous - consolidate the cards - cut them up (all except one that is locked away for that huge emergency!)

Then live life on a tight rein.



The difference between those who look poor and those who look rich is (usually) a different perspective on cash flow!

[Anonymous]

skint at the moment and will remain so until about August 2006 as i have to pay for my divorce, luckily i used to work for my solicitor so hes letting me pay it off at £100 a month. but when thats paid i will have no debt at all, fantastic feeling :lol:

[hall13uk]

payed off my credit card about a month ago.
so my only debt now is the loan on my bike :D

[Carsick]

Eek, I just looked at my bank account. I have pretty much no money left now.

[northwind]

Don't just destroy the card. The credit companies still have you. Close the account.

See, I'm not so sure about that... If you close all your credit accs and some big unexpected expense comes up- say you bin your bike or similiar- then you're pretty well ****ed. A loan app is a big hit on your credit score so for a while after you take out a new loan it can be pretty tricky to get new credit, and a lot of banks will refuse to extend ovedrafts if you also hold a loan. Destroying the cards removes the temptation since it's a hassle to make any transactions and you have a 10-day or so cooling off period before new cards arrive in which to decide not to use them, but still leaves the option there should you need it.

[Cloggsy]

I'm always broke, its just the depth that varies :roll:

[Stig]

Still trying to recover financially after my accident. I was just keeping my head above water when I crashed. Spent four months living on the credit card until I was fit for work again. I could have used the insurance on the card to not have had to pay the monthly repayments, but then I wouldn't have been able to use the card to pay all the other bills. I was actually drawing money from the card to pay the card. :roll: :roll:

[colz72]

completely skint, passed test last monday by wed had mot ins and tax first ride out got a f**kin nail in ma back tyre so had to get that sorted also had to get 2 packets off calliper dust seals and a complete oil change( had bike a while just got round to passing ma test :twisted: ) so now got 40 quid to last till next pay day(a week on friday)

[weegaz22]

pretty skint at the moment due to buying a flat and ripping most of it out and buying stuff for it, hopefully after this months pay that will be the end of spending on the house(well necessities anyway...like a toilet pan :lol: )

then ill have about 100-150 quid left over each month after bills to do as i please, not a lot, but enough to get by

[Captain Nemo]

i think pimping is the growth business at the moment, reasonable hours, all the white fedora hats you could want,

i started 2 month agos and i already have a stable of 23 ho's, all fine pieces of a$$, they know im the daddy and they do me right baby.

but all the pimp daddies know i rule the morley and batley areas so now one messes with daddy nemo...

the paperwork can be a bugger if you dont keep on top of it and the company diciplinary procedures were a bit hard to implement, but i found that with a good accountant and wages clerk, along with a good B1tch slapping now and again keeps the merchandise sweet....

so if your in batley come see Daddy nemo he set you straight with the hottest ladies this side of oldham..........

you know it hommie !!!!!...............

[twotime]

over 30k in the hole..... :cry:

result of growing up with no moral guidance and education on money from a single parent that didn't knwo any better. by the time you realise what you shouldn't be doing, you're ****ed.

everything cut up now, all credit card debts (about 10k) moved every six months to a 0% balance transfer, everything else on low rate laons, grad loands and studnet loans.....gets dented every month a bit, but trying to save £12k to get married as well........gonna be a long haul.

The day i get out of debt will be the happiest dya of my life. and I mean that. I have no idea what it must feel like not to wake up in the morning and feel the pressure form the moment I open my eyes. It's all veyr well saying people should know better, but the way credit is marketed is so clever, there needs to be stricter regulation on how these companies work.

[Grinch]

Course I'm broke.. I've got new family.

[mysteryjimbo]

Not broke. I am 25k in debt though.

But i have had an exceptionally large wage this month caused by changing from 4 weekly pay to monthly and being called out 6 times. About £900 more than usual... :lol: :lol: I'm happy.

[Clunk]

trying to save £12k to get married as well.

Why spend so much if you don't have it ?

Just take a holiday somewhere and get married at the same time.

£3k should be plenty.

[mysteryjimbo]

trying to save £12k to get married as well.

Why spend so much if you don't have it ?

Just take a holiday somewhere and get married at the same time.

£3k should be plenty.

I'm doing that and getting married in the Carribean next winter in an All inclusive resort. No more than 5k for 3 weeks for my mrs, me and my daughter.

[454697819]

as a young member on the board i too can finally say i am debt free,

at 16 my mum got out a 2.5k lona for my first bike as i needed it for work, pay it off over 2 yrs.......
the bike was then stolen with no theft insurance, :cry:

I paid the loan off for 2 more months untill the bike was found.....i borrowed £400 off my dad to repair it......

it then became unrelaibel in the winter months and was looking at being disaplined at work.....do increased my loan thanks to mum again to shy of £4500 at 17!!! :roll:

was a life saver sort off though....was baying off the loan and would have taken 3 yrs......

However, i met catherine who is v strict with money and brought me round to the way of thinking that i didnt want this loan any more..... i managed to sell the little first bike i had ana paid off what i could into the loan..... then doubled my payments and sometimes trippled them, and finally paid the loan off back in spetember 04, a11 months early... the best ting i ever did..... :D

I plan never to get finance for anything again, except baybee a new biek should i ever want or need one before i have saved up enough...

Catherine has always been a little saver and now has far too much money in the bank, yet still doesnt treat herself to much at all!!

I on the other hand will have money when the CCM is sold, and am currently only "comfortable" as in, im being very carefull and keeping my head above water....

I have 2 credit cards, which i only use when i know i can pay them off....the most i have spent recently as an extra or luxary is a monsoon dress for catherine at £160......crikey!!

Hope to keep out of debt for a long time....but i dont class having an assest to pay it off ie, bike on loan as "debt" as it were!!

[diamond]

I must cut up my credit cards but all i keep thinkin is what will i do in an emergency,

:shock:

[454697819]

I must cut up my credit cards but all i keep thinkin is what will i do in an emergency,

:shock:

keep one and have the limit reduced to about £750!!

[diamond]

I must cut up my credit cards but all i keep thinkin is what will i do in an emergency,

:shock:

keep one and have the limit reduced to about £750!!

I'll have to pay back an awfull lot to get it down to £750

[454697819]

I must cut up my credit cards but all i keep thinkin is what will i do in an emergency,

:shock:

keep one and have the limit reduced to about £750!!

I'll have to pay back an awfull lot to get it down to £750

missunderstood you, thought you meant u wern't using them and so should cut them up, but what would you do in an emergency??

I would probably cut the card up for tht account, keep paying it off na dget a card with a reduced limit for emegencies,

but life aint always that simple.....

Alex

[diamond]

I need to buy stuff, it's therapy. :lol:

[Skip]

Yup, loan and credit card are pretty much the norm these days... by the beginning of 2008 I will have no debt, and I look forward to that date aso much that I havent spent anything on debt for nearly 2 years! 8)

Swapping credit cards about is ok but then you find you start running out of lenders! :shock:

[Dante]

I'm not in debt (apart from a 140k mortgage of course!), but i am the only earner out of me and my girlfriend and we have two little boys so things are always tight.


I felt a bit guilty about buying the new SV this year so i'm saving up to pay off my girlfriends 1k debt from before we met. She doesnt know yet but i'm going to giver her the cash at Xmas!

I always think that things will be OK financially when she goes back to work in 2 years or so and it's just about paying the mortgage and living comfortably as best we can until then.

I do feel the pressure of not working due to injury or redundancy etc.

[OF.uk]

Sick to death of being skint :twisted:
Ran my own business which was always up and down (not unlike Captain Nemo's pimping :wink: :lol: ) but finally gave up at the beginning of March this year. Took a few weeks out (really knocked me for 6 when I had to close down :cry: ) then went on holiday, came back and decided to work in childcare, something I've wanted to do for many years but not had the oportunity. Had the interview, got the job but the time it's taking to get referrences back, then I'll have to wait for my CRB clearance. I'm not going to be working until the middle of June and won't get paid until the end of June :cry: . Now thinking I'll have to sell the Camaro (I can't afford to put petrol in it at the moment anyway). Just sold my van and have nothing left to show for it. Boy am I pi$$ed off :evil:

[Clunk]

Now thinking I'll have to sell the Camaro

I like the idea of a Camaro driving child minder. The kids will love it :D

[OF.uk]

I like the idea of a Camaro driving child minder. The kids will love it :D
Especially with the Knight Rider style flashing led's behind the grille and the musical airhorns :lol:





Unfortunately not much use if I can't afford the fuel to get to work in the 1st place :cry:

[Stig]

trying to save £12k to get married as well.

Why spend so much if you don't have it ?

Just take a holiday somewhere and get married at the same time.

£3k should be plenty.

I did this, got married in Sri Lanka. One week getting tanned up, second week got married, third week did all the touring and stuff and topped up the tan.

Total cost was 5k.

[hall13uk]

trying to save £12k to get married as well.

Why spend so much if you don't have it ?

Just take a holiday somewhere and get married at the same time.

£3k should be plenty.

I did this, got married in Sri Lanka. One week getting tanned up, second week got married, third week did all the touring and stuff and topped up the tan.

Total cost was 5k.
nowis why i am not going to get married 5k :shock: could get a new bike for that :wink:

[Moo]

£12k to get married no way. :shock:

[Ed]

£12k to get married no way. :shock:

Well it's a lot cheaper than getting divorced :lol: :lol: :lol:

It took me years to learn to respect money. Now I'm unemployed I'm glad I don't have a shedload of debt. But I'd be so much better off if I hadn't wasted the £££ on crap.

Simple things make a big difference - you really don't need Sky TV, you don't need the heating on 25C, you don't need to buy convenience food at M&S, and Asda Chilean Chardonnay at £2.78 a bottle really is as good as a bottle costing 3 times as much.

[Biker Biggles]

Sounds like me.It cost me £35 to get married,one marriage licence.
£12,000 :shock: :shock: :shock: :shock: :shock: :shock: :shock:
I could get married every day for a year for that.
No point in getting saddled with debt unless its for something you must have like a house or tools for work.It wont make you any happier in the long run.

[jamieclayton9]

sent dirty dog £25 for his belly pan. forgot that the money was there for council tax. ooops. never mind. bikes more important anyway. hows everyone. cheers. jamie

[Sid Squid]

Is anybody else utterly f*cking broke?

Nah, not me, I've got buckets of money, I can't move for the stuff.

[Allie]

Nah, not me, I've got buckets of money, I can't move for the stuff.

Same here Sid! It's all in pounds coins and I shovel it from room to room around the house when the mood takes me :P