View Full Version : Got rear ended this morning!
Extremely ****ed off but absolutly fine, but poor Phantom is taking a bit of a beating recently.
Just coming to a halt at a pedestrian crossing when my bike seems to jump forward like I had let go of the clutch but worse. I then suddenly realise I hadn't actually let go of the clutch at all and in fact a big van behind me hadn't stopped until hitting me.
I was forced onto the crossing but luckily enough the pedestrian stopped in the middle of the road and didn't get hit. He didn't stop and give details or anything, nor did the group of lads who pointed and laughed and then continued on their merry way.
I didn't come off but I had to push the bike to the side of the road as I didn't dare start the engine with the numberplate pushed to the other side of the back wheel, the guy who hit me had to help push the bike.
The numberplate came off in his hand when he tried to pull it back in position at which point I flatly told him to leave my bike alone.
'sorry luv, didn't see you stopping there', to which my response was 'did you also miss the pedestrian on the pedestrian crossing too?'
I was quite vocal about the damage to my bike and that he had hit me and he kept apologising. I've got all his details, and because I'm a suspicious person, I got a pic of his numberplate whilst he was getting the details.
Until you look closely, the damage doesn't look too bad. The back panels no longer fit together properly, its like the bit with the brake lights got pressed in further than the side panels at the back, if that makes sense. Also, when trying to put the pillion seat back on, it takes a bit of pushing now, rather than just clicking down.
Really really ****ed off :evil:
Flamin_Squirrel
15-07-05, 08:41 AM
:cry: :cry: :cry:
Glad you're ok.
Saint Matt
15-07-05, 08:47 AM
Gutted, if i were in your siuation i'd be glad he hit the back of my bike and didnt go plowing into the pedestrian! Glad you are ok though :)
Glad your ok too :cry: But I really hope he does not change his story now you have no witnesses (He is a van driver after all :( )
Nice of the guy on the crossing just to walk of, would have been diff if you had not been there :shock:
Ah bloody hell!
Claim it on his insurance. He has no chance of getting off surely.
Poor phantom!!!
Oh dear :(
First of all, I'm very glad to hear that you're alright Kate! Getting a punch up the bum is usually much worse, and I'm amazed you managed to keep it upright.
Obviously, ensure you get the full insurance treatment on this. On first thoughts, new brake light, fairings, subframe etc. Any exhaust damage? Swingarm and/or axle damage? Oh, and obviously a new number plate and Hamicad.
Plus labour...
I guess they're looking at £500 +. Oh, bit of whiplast perhaps? :wink:
Spiderman
15-07-05, 08:51 AM
Sorry to hear about this Kate. :(
Similar thing happened to me a couple of weeks ago. We were in slow moving traffic at the time and the stoopid woman was on the phone too.
I was watching in my mirror thinking "she's getting a bit close" and BANG!
Cops were called and their attitude was unbelievable. The fact that she was on the phone and rear-ended me seemed of no importance to them. No one's hurt and their is no real damage so we dont care, was what they said in a nutshell.
I had expected them to do her for driving without due care etc. Clearly if you cant control your car in traffic crawling at <10mph then there is something wrong. I'm sure if she'd rear ended a cop car in those circumstances she would not have been allowed on here merry way :evil:
Glad you're ok tho :D
Yeah, good thing I was in the way I guess! At least I'm more padded than a pedestrian. Really nice of him to stop.
The van driver doesn't want to go through insurance funnily enough. I thought I would get an estimate and take it from there. If I do make a claim, even a cut and dried no fault claim like this, my insurance premium will still increase next time around.
Hmm, well before you give them an estimate, get it round to mine and me and Joe will take off the rear fairing and compare it to mine for damage. I wouldn't want you find out much later that something serious was wrong after you have settled with the prat.
Have you spoken to Joe about it?
If I do make a claim, even a cut and dried no fault claim like this, my insurance premium will still increase next time around.
I don't think that's the case. Anyone know any different?
Flamin_Squirrel
15-07-05, 09:01 AM
If I do make a claim, even a cut and dried no fault claim like this, my insurance premium will still increase next time around.
I don't think that's the case. Anyone know any different?
It is. If you've been invloved in an accident , regardless of fault, insurance premiums will often rise.
If I do make a claim, even a cut and dried no fault claim like this, my insurance premium will still increase next time around.
I don't think that's the case. Anyone know any different?
It is. If you've been invloved in an accident , regardless of fault, insurance premiums will often rise.
Yep, it definitely does happen. It happened to me last year when someone hit my parked car :roll:
Hmm, well before you give them an estimate, get it round to mine and me and Joe will take off the rear fairing and compare it to mine for damage. I wouldn't want you find out much later that something serious was wrong after you have settled with the prat.
Have you spoken to Joe about it?
Yep, Joe is going to have a look at it tonight and hopefully take it into work tomorrow.
Cool. Let me know if you want to look at mine or use the garage.
If I do make a claim, even a cut and dried no fault claim like this, my insurance premium will still increase next time around.
I don't think that's the case. Anyone know any different?
This is a difficult one. In order for it to truly be considered not your fault, you must be reimbursed your excess! For your insurance company to recognise this, they will probably want to do it through their official legal channels.
If I were you Kate... don't let anyone touch your bike. Get it to a professional shop, Steve Jordan's would be fine, and ask for an estimate for all repair work. Don't let this guy off by wasting your time doing it yourself!
When he finds out how much it's going to cost, he'll more than likely want to get his insurance company involved - assuming he's got one :evil: Now, did he give you those details? If there's ANY funny business, go to his insurance company.
How many pictures of the scene did you get? To be honest, the damage to your bike speaks for itself.
Hmm, well before you give them an estimate, get it round to mine and me and Joe will take off the rear fairing and compare it to mine for damage. I wouldn't want you find out much later that something serious was wrong after you have settled with the prat.
Have you spoken to Joe about it?
Yep, Joe is going to have a look at it tonight and hopefully take it into work tomorrow.
Really this should be an insurance job, and you'll be able to claim for it as such, from him. I personally would put that power to good use, and get a proper professional quote.
Then, get the parts and perhaps do it yourself, once you have the money from him. Remember, you're doing him a favour if you don't go through his insurance company.
Yeah, thats what I figured - get a full official quote and then contact him. If he gets at all arsy I'll just go through the insurance companies.
It's probably a company van, and he's not registered to drive it. :roll:
Sorry to hear about the the prang, but at least the damage is to your bike and not to you. That's more easily fixed.
He did seem extremely keen not to go through the insurance companies. I have his work address, home address and a pic of his number plate. Will have to see.
Do a check on http://www.vehiclelicence.gov.uk/EvlPortalApp/ to see if he is insured, click on Vehicle Enquiry .
SVeeedy Gonzales
15-07-05, 09:38 AM
With bikes I think it's a bad idea to even consider not getting insurance involved. Car/van drivers have no idea how much little things cost to fix on a bike/how much damage they may have caused, and although they may start off saying they'll sort it without involving insurance, once they see the bill they'll usually balk, and then it's 2 months down the line.
Had similar thing to this just before Xmas and the bike was written off. It was still rideable but they figured the damage that was there was worth paying out on, plus clothing, etc. and it's only when nobbers like that get busted on their insurance that they start paying a bit more attention to the road and other users - from the sound of it, if he'd not hit you he would have maimed the pedestrian, so the more done to put him off being on the the road, the better.
Glad you're ok and hope everything gets sorted speedily!
Do a check on http://www.vehiclelicence.gov.uk/EvlPortalApp/ to see if he is insured, click on Vehicle Enquiry .
Unfortunately, this doesn't seem to be available anymore.
Do a check on http://www.vehiclelicence.gov.uk/EvlPortalApp/ to see if he is insured, click on Vehicle Enquiry .
Unfortunately, this doesn't seem to be available anymore.
Is is, i have just done it now (this moment) on my bike reg, what you cant do is get new tax disk online.
Ah, worked third time! Yep, the vehicle is on the system.
Mr Toad
15-07-05, 09:59 AM
Glad you're OK Kate :D
Others have nailed the technicalities for you, so nothing to add really other than glad you're OK and hope that the bike isn't too seriously damaged.
Pedestrian sounds like a bit of a numpty, or a very lazy person who thought "If I keep on walking I'll not have any hassle with statements etc".
Selfish, lazy people like that really get my goat...
... or would if I had a goat. :roll:
Outch! I know how bad that can be, had back/kneck pain after my rear end :(
As for insurnace preminums. Mine didnt go up at all after my accident, CIA didnt seem to care about it.
Dan
fizzwheel
15-07-05, 11:27 AM
Glad your OK, good luck getting it sorted out
Just seen this, so glad you're okay Kate, sorry to hear about the bike but I'm sure someone you know rather well will sort it out for you ;).
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Just seen this, so glad you're okay Kate, sorry to hear about the bike but I'm sure someone you know rather well will sort it out for you ;).
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Personally I wouldn't let Benji anywhere near my bike, his still isn't on the road and he's been working on it for over a year! ;)
bluebell
15-07-05, 09:15 PM
Sorry to hear this Kate, glad you are o.k though.
bummer Kate. I think the advice on here has been on the whole good stuff...
I'd gp dpwn the insurance route myself...did you inform the police ? Not sure but that may be worth doing...
bummer Kate
Exactly, still unpleasant though. :lol:
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CoolGirl
16-07-05, 09:16 AM
sorry kate, only just read this.
glad you're OK. hope it all gets sorted. shame the pedestrain wasn't more grateful for not getting squished. I wonder if he thought twice about getting out of bed this morning? :shock:
Itching 2 go
16-07-05, 03:03 PM
just seen this, Kate you never told me, *gosh* :shock:
just seen this, Kate you never told me, *gosh* :shock:
:roll:
:D
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