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GSXR Carlos
13-04-06, 10:05 AM
Hi all,

just renewed my bike insurance with motor cycle direct

£250 fc (with a £650 excess) Carl is very happy :lol:

can you beleive they offered me a renewal of £278, so i told them i'd been quoted £250 and they knocked it down to £248 plus a 2% credit card charge

just so you all know, e bike wanted a few more pounds and i'm happy to stay where i am :wink:

svrash
13-04-06, 10:07 AM
Been with bikes direct for the last 4 years, been very happy with prices and service :thumbsup:

kciN
13-04-06, 10:14 AM
Hi all,

..(with a £650 excess) Carl is very happy :lol:....

£650 excess, :o . <<Shudders>>

Halonic
13-04-06, 10:14 AM
Hi all,

just renewed my bike insurance with motor cycle direct

£250 fc (with a £650 excess) Carl is very happy :lol:


:shock:

£157 TPFT

£250 excess, with uk breakdown cover and legal cover (pillion, TP on other bikes et al)

AND for an RM postcode (romford went up several places in the theft/risk ratings this year)

Edit: BTW, I'm 29 with 1 year NCB

kciN
13-04-06, 10:17 AM
When you think about that, that sort of excess is extreme. If you have to pay that before making a claim it makes a mockery of insurance itself.. They've got us by the short and curlies...

What's your age Carl, if you don't mind me asking and do you park in garage or...???

:?

zx6man
13-04-06, 12:06 PM
Hi all,

just renewed my bike insurance with motor cycle direct

£250 fc (with a £650 excess) Carl is very happy :lol:


:shock:

£157 TPFT

£250 excess, with uk breakdown cover and legal cover (pillion, TP on other bikes et al)

AND for an RM postcode (romford went up several places in the theft/risk ratings this year)

Edit: BTW, I'm 29 with 1 year NCB

Carls aint bad..specialy for fully comp...

DanAbnormal
13-04-06, 12:38 PM
Cuurently I'm paying £600 fully comp with Bennetts, who in all honesty are okay but you can't have any mods at all. It would have been £400 only some little buggers nicked my 125 bike 2 years ago which puts it up by £200.

Am 28 with 0 NCB and only 2 years with full licence.

Dan

GSXR Carlos
13-04-06, 01:22 PM
22 (nearly)
6 years no claims
garaged
meta alarm and alpha dot

if i go for less excess i end up paying

about £500 for £400 excess
and £700 for £300 excess so i'd rather just pay for lower insurance and fix bits myself
like i did recently

Viney
13-04-06, 01:25 PM
22 (nearly)
6 years no claims
garaged
meta alarm and alpha dot

if i go for less excess i end up paying

about £500 for £400 excess
and £700 for £300 excess so i'd rather just pay for lower insurance and fix bits myself
like i did recently
They why go fully comp??

quikstu
13-04-06, 01:30 PM
I was with these guys last year (Motorcycle Direct). I thought they were a great outfit.

2005 SV650S (new rider) = £340 FC with a £500 excess!!! :D

This year I went with MCE who quoted me £250 FC with £200 excess.
The only reason was that they beat the excess quote of Motorcycle Direct by £50.

Magic,

I am 30yr old living 13miles SW of Glasgow.

8) 8) 8) 8) 8)

GSXR Carlos
13-04-06, 01:32 PM
strange i know, but i guess peace of mind, my dad's always been one to go fully comp, so i don't think it'd sit well if i went TPFT

he even paid for upgraded fully comp insurance when i had my moped :lol:

Red ones
13-04-06, 01:47 PM
can you beleive they offered me a renewal of £278, so i told them i'd been quoted £250 and they knocked it down to £248 plus a 2% credit card charge

How about phoning them (and several others) saying that you are calling several insurers and want their best price in writing. You are not going to call them back to give a second chance, you will accept the best price only. Should focus their minds. Although you got a good price, it is clear that they offered only enough to beat the competition

GSXR Carlos
13-04-06, 02:09 PM
don't i know it, however my best price was actually their written renewal of £278 so its a sham anyway, did a few online quotes so i'm happy with the price.

would the companies even bother to write to you?