Crash advice

[Terence]

Dear All,

On Monday night I did some low speed tar surfing with my V reg curvy blue SV650S :oops: :(

Good news:
* I'm OK, apart from some strained muscles and technicolor bruises (Thanks Hein Gericke for literally saving my skin)
* The frame, tank, electrics, suspension and engine appear to be undamaged - I rode about 40 miles further to get home (at motorway speeds) and everything was cool.

Bad news...
* Leathers and boots scuffed - might replace
* Helmet scratched - needs replacing
* Upper and lower fairings scratched on right hand side - needs replacing
* Small scratch on rhs lower fork
* Small scratch on front wheel
* Rhs handlebar end badly ground away - needs replacing
* Rhs front indicator snapped clean off - needs replacing
* Back brake lever snapped off - needs replacing
* Exhaust scratched

... but wait, it gets worse, due to a c0ck up with my direct debit, the insurance policy lapsed, and they didn't tell me about it :evil:

I will be going after the insurance company to try get some money out of them but I'm not holding my breath.

So my question to you is...
* Is it worthwhile fixing the damage if I pay for it myself?
* Do I try sell the bike as is (ideal for a naked conversion project)?
* Do I break the bike and sell off the bits?

Please vote in my poll with whatever additional advice you may wish to dispense.

[Sid Squid]

Crash advice

Don't.

[Jester666]

Crash advice

Don't.

:winner:

Fix it yourself and fit crash bungs this time!

[Terence]

Fix it yourself and fit crash bungs this time!
Crash bungs wouldn't have helped as my surfing involved a kerb...

but yes, I will fit them on the repaired/next bike.

I'm concerned that if I fix everyting, the repair costs will run into the hundreds of pounds... isn't it better to cut my losses and save up for another bike?

[Biker Biggles]

Don't claim on your insurance.Assuming the crash involved you only don't tell them anything as your future policies will be heavily loaded and you will lose any no claims bonus you have.As for the bike,fix it yourself as it seems to be all cosmetic.

[TSM]

I agree, dont bother telling insurance. As long as the bike is still ridable then just slowly get the peices you need from ebay & if you can do without then save the money. Well thats what i do.

[TC3]

Fix it yourself...i did when i had my off and parts came to 550 but that got me all new plastics and my insurance will still be nice and low

[xrphil]

yep fix it, I did it a few years ago, don`t need to do it all at once, and pick up bits from breakers etc.

[Peter Henry]

Melt it down and make a nice ash tray for your coffee table. :wink: HTH.

[Warren]

Don't claim on your insurance.Assuming the crash involved you only don't tell them anything as your future policies will be heavily loaded and you will lose any no claims bonus you have.As for the bike,fix it yourself as it seems to be all cosmetic.
seconded,

do an ebay repair yourself, shouldt cost you much, ebay are much cheaper than breakers yards generally, and you will be suprised.

[paulthewitt]

go after the insurance company for compensation. they should tell you if your policy is lapsed.

dont tell them about the crash, not worth unless you hit someone else. fix it yourself.

for what i see the only things that NEED to be replaced are:

* Helmet scratched - needs replacing
* Rhs handlebar end badly ground away - needs replacing
* Rhs front indicator snapped clean off - needs replacing
* Back brake lever snapped off - needs replacing

If the helmet is Arai, take it to hein gericke. arai will test it to see if it does need replacing, or whether it is safe. As long as the scratches dont compromise safety, forget about em. it isnt worth it financially to replace these parts.

Paul

[Terence]

go after the insurance company for compensation. they should tell you if your policy is lapsed.

dont tell them about the crash, not worth unless you hit someone else. fix it yourself.
Problem is, I only found out about the lapse when I made the claim. Luckily the 3 companies involved are so retarded the claim hadn't reached the underwriters and I was able to withdraw it. Futhermore I was able to get a letter from the insurance peeps proving a no-claim bonus for when I insure the bike again (with someone else of course).

I'm going to get the bits off eBay and get a mate to help me fix it. The scratches on the forks, wheels and handlebar-ends can wait. The exhaust is going to come off anyway as I've got a Quill T3 awaiting fitment. The lower fairing is coming off and the upper fairing I'll replace on the scratched side.

If the helmet is Arai, take it to hein gericke. arai will test it to see if it does need replacing, or whether it is safe. As long as the scratches dont compromise safety, forget about em. it isnt worth it financially to replace these parts.
Paul
Good advice that... I bought the lid from HG so hopefully they'll help.

Thanks for the solid advice guys :-)