Recommend me house & contents insurance

[timwilky]

OK, just got my renewal from Zurich

3 bed semi built 1958 with garage. rebuilding cost £150,000 and £50,000 contents.

I couldn't believe it in my best Victor £486.

So moneysupermarket and shop/tailor. Looks like I will be going with Halifax as they work out at £190, even Zurich only quote me £260 on line. So cancelled the renewal.

My policy expires 29th Sept so need to get insurance in place before then.

any recommendations please.

[Jabba]

Churchill's.

Got my house, contents and car insurance with them. They've always been competitive and the service has been good.

[Cronos]

Steer clear of esure. They may be competative when it come to pricing, but when it comes to client service they fail miserably.

[Red ones]

Motley Fool (http://www.fool.co.uk/insurance/home-insurance.aspx)

[Anonymous]

i changed banks and they quoted me for house and contents and its only £9 a month

saying that live in a cheaper property £60K flat with 2 bedrooms, first floor flat and £30k contents (not that i have that much contents)

oh yeah its Halifax

[Red ones]

i changed banks and they quoted me for house and contents and its only £9 a month

saying that live in a cheaper property £60K flat with 2 bedrooms, first floor flat and £30k contents (not that i have that much contents)

oh yeah its Halifax


Bloody hell. £60k hardly covers a deposit here!

[Anonymous]

yeah its great. quite a nice area too. can get a 3 bed semi across the road (in the rough area) for £35k

houses down south are just silly money

i would need to live in a tent if i moved south

[chazzyb]

OK, just got my renewal from Zurich

3 bed semi built 1958 with garage. rebuilding cost £150,000 and £50,000 contents.

I couldn't believe it in my best Victor £486.

So moneysupermarket and shop/tailor. Looks like I will be going with Halifax as they work out at £190, even Zurich only quote me £260 on line. So cancelled the renewal.

My policy expires 29th Sept so need to get insurance in place before then.

any recommendations please.

Sheesh, I'm paying more than that for buildings only. Contents adds another £300 (£55K) with another insurer. Buildings I have a leetle problem with as I'm in the middle of a subsidence claim. :(

[tigersaw]

I've been with lloyds Tsb for donkeys years. No need to value your house or anything, they just need to know what it is and where it is.

[Ed]

I've been with lloyds Tsb for donkeys years. No need to value your house or anything, they just need to know what it is and where it is.

Lloyds TSB have saved me a lot of money this renewal, I was with NatWest but Lloyds were £120 cheaper :thumbsup:

And they do monthly instalments for free. And they're easy to deal with.

[Quiff Wichard]

I always find a pack of cards easy to deal with ..

[Red ones]

The problem with insurance aas it stands is that your current insurer is legally obliged to quote you the renewal premium for the existing policy. What I fail to understand is why they don't also inform you of the best deal they can get you based on teh same information. This is why all renewal premiums are silly and existing insurers are almost always undercut. As a rule I call the existing insurer and ask that they give me their best quote - usually underwritten by a different firm than the original policy and always always for less money.

[Ed]

I always find a pack of cards easy to deal with ..

:lol:

[paulthewitt]

virgin money i have found are generally the best combination of price (one of the cheapest) and cover within the RBS group.

Well worth an internet quote. They are fairly competant and actually offer decent customer service with actual complaints processes if you arent happy.

Paul