help or advice URGENTLY NEEDED PLEASE

[dksv650]

I hope someone can advise me !

some **** in his van just knocked me of my bike by not looking as he pulled out of a side road. my baby is pretty smashed up but im ok.

im insured third party. and it was definately his fault. even a policeman was a few cars behind and saw .

however i have a viper can on my bike. which is not on my insurance as it bumped it up by 400 a year !

do i need to get it of as my insurance company will be looking at my bike. ???

if so does anyone know where i can get a re fit pipe for the standard can as i still have it.??

thanks

dksv650

[Blue_SV650S]

What you are thinking of doing is obviously fraudulent ;) but that aside, is the old can damaged? I am thinking swapping it for a unmarked stock one might highlight that it wasn't on the bike at the time (if the rest of the RHS has damage) ... unless you can get a damaged stock one!?!?

[jambo]

1st off, sorry to hear about the accident it's all too common but I hope with the witnesses you've got your path will be smoother than some.

Ok, If the bike is in your possession there is no major hurry as the insurers will take a while to assess it anyway. If it's not, then you can't do anything about it.

You should be able to get a clamp to re-fit the old pipe either from any of the major exhaust manufactures (try phoning viper, scopion, carbon can company etc). That failing, an exhaust repair kit from Halfords or similar would probably sort you out.

[hovis]

as above try to get the viper off(just in case) fit a standard can & if your viper is damaged try to damage the new one the same :wink: shhhhhhhhhh :wink:

[dksv650]

ok...

i have the bike , until i tell my insurers to pick it up .

[mysteryjimbo]

IMO, the exhaust had no impact on the cause of the accident, so argue your case if it comes up.

They will probably say they wont replace it as it wasnt declared.

[dksv650]

does anyone have a number for scorpion??

or any other manufacturer??

i phoned carbon can .. they said they will check to see if they have a spare but unlikely as they only make em to go with the exhaust ..

[mysteryjimbo]

Doesnt Renegade make a fitting kit for the original exhaust?

Also, perhaps someone here has one to lend/give you.

[TSM]

So, let me understand this, the exhaust fell off in the accident and you did not find it since..

[dksv650]

would that work???#

[jambo]

overall I wouldn't stress too much, it's going to be very hard to argue that the exhaust did anything other than help the van driver hear you were coming, but in case it helps me and google would like to point you to:

Main distributor for Scorpion in UK: 01933 350410

[dksv650]

scorpion distributor very in helpful. :(

[dksv650]

unhelpful

[jambo]

www.google.co.uk
Or have a look in the Exhaust section, you may want to chat to:
ART
Viper
Carbon Can Co
Akrapovic
Hindle



As I said, I really wouldn't stress too much, The most likley point is that they just won't pay for a new exhaust.

[kwak zzr]

was the viper can road legal or race? was the bike secondhand when you got it?
if it is road legal (with baffle in) you could say it was on when you purchased the bike and you didnt know any difference? if you havent got a baffle fitted stick one in.

[hovis]

IMO, the exhaust had no impact on the cause of the accident, so argue your case if it comes up.

They will probably say they wont replace it as it wasnt declared.

but his insurace is void becase of the aftermarket can (i think?)

[SoulKiss]

I hope someone can advise me !

some **** in his van just knocked me of my bike by not looking as he pulled out of a side road. my baby is pretty smashed up but im ok.

im insured third party. and it was definately his fault. even a policeman was a few cars behind and saw .

So you are claiming on HIS insurance then.

Doesn't seem to me that you need worry - I dont think an undisclosed can would invalidate your insurance, and his insurance would have to pay up for the damage - as far as I am aware they dont check what your policy details are, just that you have insurance.

Might be sweating over nothing

David

[dksv650]

im claiming on his insurance as it was his fault..

i am sweating still though,,.. as my insurance company will pick my bike up to get it repaired and then claim against his. then they will spot the can..



although all is saved!! as the boys from carbon can just got me one for £10 inc postage!!!

absolute diamonds!!!

thanks for your help guys !!

[thor]

Did the can contribute to the cause of the accident? Probably not. The increased noise probably made it even more negligent of the ****. If you win, your insurance co won't pay, so it's got nothing to do with your policy.

Given that, I don't think anyone cares. Change the can if you like. I would sell it and replace the original, especially if it was undamaged.

[Blue_SV650S]

I am not sure if the can had anything to do with the accident or not is relevant ... insurance companies will do anything to worm out of coughing up if they can ... having an undisclosed item on the bike has to be a possible angle for them?

I'd use that to worm out, wouldn't you?? :wink:

[silent]

they shouldnt care but there other insurance company may if they get wind of it, say you didnt have insurance that was valid and there fore you were not allowed on the road as such your presence on the road was wrong and therefore you are at fault.

imo get it off and swap it...not hard and covers yourself.

eve better would be to have it declared or not have it and abide by the law though....

andy

[twosizes]

I was in a very sinmilar situation this week. Some oldish guy drove straight out of his drive without looking and I went straight into his side, over his roof and landing on the other side of his car. My lovely silver curvy was a bit (ahem) bent: front wheel in radiator, smashed to hell fairing, etc etc etc. I had a Zorstec (de-baffled) exhaust on it and because of various reasons I was not able to exchange the exhaust before the insurance assessors (two of them, completely independantly no less!) came out to look at it and confirm the bike was an economic write-off. I was sweating pretty prefusely too as I had not told them I had bolted the thing on either. But they picked the bike up yesterday and I have not heard anything to the negative at all.

Anyway, I COULD argue (maybe) that seeing as it was de-baffled (and therefore bloody loud) the doddering old git should have heard me coming!!!

Hope this is encouraging for you dude

twoo

[valleyboy]

I had my bike ran over when it was stationary early last year (the SV.. when I had it), it had a Remus Revolution on it (4 days old at that point) when it was knocked over and the right hand side took a beating.. the Remus wasnt declared on the insurance, but I had already got the excuse of I had literaly only just fitted it the day before, and had no time to declare it.. they didnt seem to mind anyway, as it was being claimed against the other blokes insurance company.. if the can has taken damage, then they should HAVE to replace it... you could just plonk the baffle back in. Its all road legal then... If the insurance co wanted to charge you an extra £400 to have an aftermarket Zorst on.. then you are being ripped off.... I put the Remus on my ZX-636... and they said it made no difference to the premium.. though they said not to put the BMC air filter in ;)

[northwind]

but his insurace is void becase of the aftermarket can (i think?)

No, not at all. Common misconception and I understand why, but it's just not the case. There's an awful lot of misinformation on insurance out there.

If it were me, I'd consider swapping the can back, just for simplicity's sake, but it should make no difference at all since there's absolutely no question that it was a cause or contributory factor of the accident. I'd also, personally, recommend that you declare your mods as, while it doesn't void your policy, it can make things awfully complicated. Find a real insurer that won't take the mick on prices- as a general rule, if a broker takes the p on something like that, they're more likely to cause you problems when you make a claim, as well- though that's obviously not hard and fast.

[BillyC]

My 2p...

Just sue the third party... if you don't have legal protection on your policy, don't bother telling them. Just get a solicitor, and start proceedings - if you have a witness statement, especially from a copper, it should be easy.