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-   -   Restricting a street triple... oh the blasphemy! (http://forums.sv650.org/showthread.php?t=131284)

BanditPat 06-05-09 09:43 PM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by yorkie_chris (Post 1897133)
I'm alright too TBH. I could probably insure the SV for <£200. Not really crippling.
How old are you? if you dont mind me askin

yorkie_chris 06-05-09 09:44 PM
Re: Restricting a street triple... oh the blasphemy!
 
20

dizzyblonde 06-05-09 09:44 PM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by Magnum (Post 1897125)
Not a bad idea. Perhaps i could have a little help getting it for my 18th? It will be around a years NCB by then. It's still a lot sooner than i was planning on upgrading from the SV, but is probably more sensible.
one yrs no claims is better than none at all at 18:cool: Getting a 'contibution' for your 18th could well be a rather good option. When people say what would you like for your birthday(as I'm sure they will) just ask them for contributions towards your bike fund(wether that be bike or Insurance)
you may still be shocked by the extortionate quotes, but not as much as this year;)

Quote:
Originally Posted by BanditPat (Post 1897126)
I dont find it hard :D
you must have a silver spoon in your mouth then:rolleyes:;)

fizzwheel 06-05-09 09:45 PM
Re: Restricting a street triple... oh the blasphemy!
 
Its your money, its your life. I wouldnt do it.

New Bike + TPO Insurance + Law of sod = shedding of tears if you do fall off it...

Cheap SV + Cheaper insurance + lots of fun + less expense if you do crash it = same amount of fun with less worry

IMHO

yorkie_chris 06-05-09 09:46 PM
Re: Restricting a street triple... oh the blasphemy!
 
There is the other aspect that you will learn far more making reasonable progress riding around the $hite running gear of a stock SV than you will never getting anywhere NEAR the limits of the top flight stuff on a street trip.

Will make you far quicker and more appreciative when you do get something so kitted out.

Magnum 06-05-09 09:52 PM
Re: Restricting a street triple... oh the blasphemy!
 
Some good points made here, so thanks.
I like the idea YC of building up to the better bike, it will probably seem more worthwhile.
Since they would both be restricted, im not going to see a massive difference in the bikes but probably still a difference i would appreciate.

I think my plan would be:
Wait till my 18th birthday (next January) and get a little help with the insurance if its reasonable to go for TPFT for the street. In the time leading up to my birthday, i can get the experience on the SV and as people have said, appreciate the jump in quality. I can do some heavy saving up to my birthday as well. The years NCB will hopefully knock down the insurance.

DarrenSV650S 06-05-09 09:54 PM
Re: Restricting a street triple... oh the blasphemy!
 
I think you'll be more than happy with an sv for a year or two

dizzyblonde 06-05-09 09:56 PM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by yorkie_chris (Post 1897147)
There is the other aspect that you will learn far more making reasonable progress riding around the $hite running gear of a stock SV than you will never getting anywhere NEAR the limits of the top flight stuff on a street trip.

.

I can definetely one hundred percent agree with this one.....after running the worst suspension, tyres and well anything on an SV ever, it makes you really really appreciate it when its perfect, and super duper.

fizzwheel 06-05-09 09:56 PM
Re: Restricting a street triple... oh the blasphemy!
 
the building up thing is a good idea IMHO.

I went 125, Full Power SV, Full Power GSXR

If I'd gone 125, Full power GSXR, I'd be dead no doubt about it.

Theres no substitue for miles in the saddle and experience. My time on the SV taught me loads about riding.

Dont try and run before you can walk.

Oh.. another thing. Dont tie up all your money in a bike, you'll have no money for living your life... buy something you can afford to run and ride. rather than something that stays in the garage because you cant afford to put petrol in it, or you work stupid hours to put petrol in it and are then to knackered to go and ride it. Been there done that, not doing it again....

Magnum 06-05-09 09:56 PM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by DarrenSV650S (Post 1897170)
I think you'll be more than happy with an sv for a year or two

Perhaps, i dont know yet. Im the type of person to plan ahead with everything, however early it is ;) (i was looking up flippinn houses last week)
Who knows? - i may be fine with the SV for longer.

sinbad 06-05-09 09:56 PM
Re: Restricting a street triple... oh the blasphemy!
 
Imagine the feeling if you dropped it on a patch of diesel at a roundabout and it slid and cracked the frame on a kerb or something.

Third party cover is not an option if you can only just afford to buy one bike, you need to be able to comfortably afford the replacement too. (Depending on premium to bike-cost ratio of course).

Magnum 06-05-09 09:56 PM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by fizzwheel (Post 1897176)
the building up thing is a good idea IMHO.

I went 125, Full Power SV, Full Power GSXR

If I'd gone 125, Full power GSXR, I'd be dead no doubt about it.

Theres no substitue for miles in the saddle and experience. My time on the SV taught me loads about riding.

Dont try and run before you can walk.
How many miles between the bikes did you do? Did you actually own the 125 yourself, or do you just mean train on it?

dizzyblonde 06-05-09 10:00 PM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by Magnum (Post 1897165)
i can get the experience on the SV and as people have said, appreciate the jump in quality. I can do some heavy saving up to my birthday as well. The years NCB will hopefully knock down the insurance.
If its all the same, I ran my 125 for exactly(no lie) a year before I took my DAS, I rode it for another couple of months on a full license before I got the SV off Im Indoors. I really didn't mind it at all. Just more experience for me as I see it.....and I'm still a poop rider;)

Quote:
Originally Posted by Magnum (Post 1897178)
Perhaps, i dont know yet. Im the type of person to plan ahead with everything, however early it is ;) (i was looking up flippinn houses last week)
Who knows? - i may be fine with the SV for longer.
Your a Capricorn, we're all like it:smt045
Best to cross reference everything and double check your making the right decision, before commiting...nooo wouldn't know anything about that ;-)

fizzwheel 06-05-09 10:00 PM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by Magnum (Post 1897181)
How many miles between the bikes did you do? Did you actually own the 125 yourself, or do you just mean train on it?
10 Months on 125 including riding through a winter, not sure about milleage probably about 5 - 6000 thousand. I used it to build up my skills on and get some experience, because I used to drive like a nutter and I didnt trust myself on a big bike and neither did my parents !!!

2 Years on SV, had 18K on it when I bought it, had 36k on it when I sold iit

I bought my GSXR in 2006 brand new, its got 18500 miles on it now.

BanditPat 06-05-09 10:21 PM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by dizzyblonde (Post 1897143)
one yrs no claims is better than none at all at 18:cool: Getting a 'contibution' for your 18th could well be a rather good option. When people say what would you like for your birthday(as I'm sure they will) just ask them for contributions towards your bike fund(wether that be bike or Insurance)
you may still be shocked by the extortionate quotes, but not as much as this year;)



you must have a silver spoon in your mouth then:rolleyes:;)
Shame it doesn't work on girls :( I live where theres no one but sheep so cheap insurance :D i would share my bike with you magnum but it takes to long to get parts for if you slip oh and your ages away

dizzyblonde 06-05-09 10:28 PM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by BanditPat (Post 1897228)
i would share my bike with you magnum but it takes to long to get parts for if you slip oh and your ages away
Thats a lovely thought, but unfortunately a lot of insurers don't like younger riders, jumping on other peoples bikes. Old farts like me, can usually get insured to jump on anybody elses bike as long as their insurance says so, but mine will only pay out TPO if I knacker it...which is one reason why I haven't borrowed the VRaptor...yet:smt044
Sorry Magnum slight derail, but partially relevant

Magnum 06-05-09 10:33 PM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by dizzyblonde (Post 1897236)
Thats a lovely thought, but unfortunately a lot of insurers don't like younger riders, jumping on other peoples bikes. Old farts like me, can usually get insured to jump on anybody elses bike as long as their insurance says so, but mine will only pay out TPO if I knacker it...which is one reason why I haven't borrowed the VRaptor...yet:smt044
Sorry Magnum slight derail, but partially relevant

Flippin' old members derailing threads! :rolleyes: *runs*

Yeah, i heard that its very hard to get insured for other bikes unless youre over 25, and have been riding for a while. No harm in trying out a bike for a few miles though.

jamesterror 06-05-09 10:37 PM
Re: Restricting a street triple... oh the blasphemy!
 
I'm not experienced at all, same boat as you minus the 125 experience however have passed test which means nothing.

The advice I was given when I posted about insurance was don't get FC unless its brand new or over 3/4K, if you can't afford FC or TPFT don't buy that bike because anything is possible.

Your excess will be mad. A friend the same age, 18 has just got a ZX636 its restricted to 33bhp (still flies) and is paying £900 TPFT with 2 years no claims, without the NCB he couldn't get insured.

I did a quote for an '99 R6 today, beautiful condition, £4000 TPFT, however much the bike is to my liking, I'd rather wait for my level of experience to be at least 2 years before I consider a sports bike or valued bike such as a Street Triple, even with the 2 years experience I wouldn't say anybody is an experienced rider.

dizzyblonde 06-05-09 10:37 PM
Re: Restricting a street triple... oh the blasphemy!
 
I should also imagine, you'll find it very very hard to get anybody to give you a test ride for a street triple....if not impossible, for the very reason above in my derail.
Hey at 32 they'd probably laugh at me, and promptly hide any keys ;-)

Mej 06-05-09 10:51 PM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by Magnum (Post 1897239)
Flippin' old members derailing threads! :rolleyes: *runs*

Yeah, i heard that its very hard to get insured for other bikes unless youre over 25, and have been riding for a while. No harm in trying out a bike for a few miles though.
Im insured to ride other bikes and im only 21, and i have only had my SV for 6 months. I pay 580 FC.

IMO get an SV, they are an awesome bike compared to a CG, so much more power even at 33bhp, and insure it at a bare minimum TPFT.

I would like to own a bike like the D675 and the CBRR600, but until my restriction is up there is no point and the insurance is to just too expensive until im 24 then everything changes and i can get insured on a Busa for 300 FC. :D

yorkie_chris 06-05-09 11:00 PM
Re: Restricting a street triple... oh the blasphemy!
 
I reckon buy the cheapest SV you can find and insure it TPO.

Claiming on theft cover always means paying out more than the claim anyway.

Jamiebridges123 07-05-09 02:22 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by jamesterror (Post 1897244)
I
I did a quote for an '99 R6 today, beautiful condition, £4000 TPFT, however much the bike is to my liking, I'd rather wait for my level of experience to be at least 2 years before I consider a sports bike or valued bike such as a Street Triple, even with the 2 years experience I wouldn't say anybody is an experienced rider.
For me, an alarmed and datataged Street Triple is £670 a year TFT.

aged 17. :D

Magnum 07-05-09 06:59 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by Jamiebridges123 (Post 1897316)
For me, an alarmed and datataged Street Triple is £670 a year TFT.

aged 17. :D
Bast*rd!
Its not as if theft cover is cheap on the SV either, no way am i paying theft cover thats half the value of the bike.

ArtyLady 07-05-09 08:44 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by yorkie_chris (Post 1897059)
Pretty much everyone I know binned their first bike. Many more than once.
I didn't :)

Quote:
Originally Posted by Magnum (Post 1897060)
Its hard for me to pay monthly... i just about convinced my dad to let me pay monthly on a contract phone, let alone insurance on an expensive bike (im 17, i cant pay monthly myself)


Its just such a cost to pay for theft cover. Its not even a reasonable cost. £450 TPO on an SV, but £1200 TPFT?!



I would be pretty careful, especially on a bike that costs a lot of money.
Please don't take offence, but why run before you can walk??!!! Just get through your test then find a nice little runaround of 4/5/600cc to LEARN on (cos that is what you will be doing - learning) Yes of course we all want something fancy and flash but what's the point?! Build it up slowly - you'll be a safer/less egotistical/more knowledgable rider for it. :cool:

TBH you sound just like my son - he wanted a fancy car and now he's paying through the back teeth for it - loan and 1st year insurance all because he couldn't wait now he barely has the money each month for petrol to get to work and can't afford to go out in the evening :rolleyes:



Quote:
Originally Posted by Magnum (Post 1897125)
Not a bad idea. Perhaps i could have a little help getting it for my 18th? It will be around a years NCB by then. It's still a lot sooner than i was planning on upgrading from the SV, but is probably more sensible.
The SV will have all you need and more, for quite a few years to come - ignore all that baloney about them being a "girls bike" mine is still more capable that I'll ever be!! :D

Mej 07-05-09 08:45 AM
Re: Restricting a street triple... oh the blasphemy!
 
Best quote for me on a £5000 street tripple, £969 FC with £850 excess (650 compulsary) riding other bikes and overseas, TPFT £550 with £650 excess. Expensive stuff

ArtyLady 07-05-09 08:46 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by yorkie_chris (Post 1897138)
20
What?!!!:shock: by the way you speak I expected you to be at least 30! ;) youre the same age as my son :D

SoulKiss 07-05-09 08:50 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by ArtyLady (Post 1897430)
ignore all that baloney about them being a "girls bike" mine is still more capable that I'll ever be!! :D
Although to be fair, you ARE a girl :p

Magnum mate, it just isn't worth it.

Get a cheap SV, insure it and the savings when it comes to a Street Triple or whatever once you have a couple of years NCB on it will be VERY welcome.

As for not getting theft cover, well its your call, but I would say that living in London (as I do) there IS a good chance of it going walkies, and saying that its an old SV so unattractive is rubbish, I had a mate with a real old rattler of a GPZ (I think he paid about £600 for it (and they had seen him coming....) which was taken, not to sell, or break for parts and sell, but just by kids joyriding...

Mind you as you say if the excess is greater than the value of the bike then there is little point......

Mej 07-05-09 08:53 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by ArtyLady (Post 1897430)
I didn't :)



Please don't take offence, but why run before you can walk??!!! Just get through your test then find a nice little runaround of 4/5/600cc to LEARN on (cos that is what you will be doing - learning) Yes of course we all want something fancy and flash but what's the point?! Build it up slowly - you'll be a safer/less egotistical/more knowledgable rider for it. :cool:

TBH you sound just like my son - he wanted a fancy car and now he's paying through the back teeth for it - loan and 1st year insurance all because he couldn't wait now he barely has the money each month for petrol to get to work and can't afford to go out in the evening :rolleyes:





The SV will have all you need and more, for quite a few years to come - ignore all that baloney about them being a "girls bike" mine is still more capable that I'll ever be!! :D
to be fair this is the truth, buy the cheapest bike that runs well with cheap insurance until you have a bit more cash and more realistic insurance prices. Last year i paid £1500 to be insured on my 330d now im 21 with 2ncb it gone down to £750 and thats with an accident 2 years ago.

ArtyLady 07-05-09 09:02 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by SoulKiss (Post 1897443)
Although to be fair, you ARE a girl :p

...
Not so sure these days....it's me age you know ;) :lol:

Dave20046 07-05-09 09:17 AM
Re: Restricting a street triple... oh the blasphemy!
 
Go for the sv, purely based on what chris said. Owning and maintaining a triple is expensive. New tank £800, peg hanger assy £300, even filters are expensive for them. Nice bikes and not as heavy as they look at all had a mini go on one yesterday and they feel just as light and nimble as the sv, but it's something I'm going to have to look forward to later on in life!

Dave20046 07-05-09 09:23 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by yorkie_chris (Post 1897059)
Pretty much everyone I know binned their first bike. Many more than once.
First bike no (it was a scooter), first bike (125) yes lots, first big bike yes painfully & dramatically.
**** happens, I thought about getting a pretty faired pointy, but what's the point when I'm just going to crash it and have to clean it etc. Atleast the naked is cheap and cheerful. Cheap to insure (well it was until I crashed), cheap to run, cheap to repair when you bin it.

Quote:
Originally Posted by Graciepants (Post 1897063)
buy a honda, guaranteed not to be stolen then :D
shush - your bike is going to get nicked and it bugs me.

ranathari 07-05-09 10:07 AM
Re: Restricting a street triple... oh the blasphemy!
 
Magnum, I think you're letting your inexperience override your common sense, no offence intended (well, not much).

I spent 2 years on a CBR125 before moving to the SV, which I've had for another two years now and I still don't think I'm ready for a brand new bike or anything that much faster. I thought I was a ****-hot rider when I left the CBR125 behind but the SV quickly made me aware how little I knew about fast, smooth riding. I do about 8,000 miles a year, which isn't much, but I still learn more about riding every time I go out on the SV.

Swallow your pride, listen to everyone in this thread and get a cheap SV for less than £2K. The insurance will be more reasonable, it'll be easy to fix if you crash it (and you will) and it'll make you ready to move on to a bigger bike after a couple of years.

Mej 07-05-09 10:11 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by ranathari (Post 1897518)
Swallow your pride, listen to everyone in this thread and get a cheap SV for less than £2K. The insurance will be more reasonable, it'll be easy to fix if you crash it (and you will) and it'll make you ready to move on to a bigger bike after a couple of years.
good advice, an same as me, im always learning with my SV.

Stewart.C 07-05-09 10:24 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by J2UK (Post 1897522)
good advice, an same as me, im always learning with my SV.

Defo good advice here.

i ran a 09 YBR 125 for 1 1/2 months covering just under 2700miles. i got so much from the 125 & thought i was well good till i got my K3 SV650 & soon realised im only just starting to learn & i will cover at least 12000 miles a year just for work.

Go for the SV its the best choice.

for Insurance go onto go-compare as it take your car experience into consideration,

yorkie_chris 07-05-09 10:30 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by ArtyLady (Post 1897436)
What?!!!:shock: by the way you speak I expected you to be at least 30! ;) youre the same age as my son :D
Hard paper round :-P

Magnum 07-05-09 10:34 AM
Re: Restricting a street triple... oh the blasphemy!
 
Thanks for all the comments, and i take no offence from them. Like i said, it really was just an idea based on the cheaper insurance.
My plan now is to just get the SV and consider getting the triple after a years NCB. But thats not even definite, i dont know how i will feel about the bike after my 18th.

Thanks.

sinbad 07-05-09 10:34 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by ranathari (Post 1897518)
it'll be easy to fix if you crash it (and you will) and it'll make you ready to move on to a bigger bike after a couple of years.
People that are guaranteed to crash shouldn't be riding at all.
It annoys me a little when I hear people telling newbies this nonsense. You may crash in the first year but it's not a certainty at all. How likely you are to crash depends on how good you are at it I reckon, if you're not very good then you're quite likely to crash, but that applies to veteran riders too.

TBH I think this "you will crash your first bike" stuff only really comes from people who did it themselves. "I crashed my first bike within 3 months, but it's okay, everybody does, and so will you." Erm no.

Ride cautiously, newbies, but don't have this "only a matter of time" ticking clock in your head. You control your own destiny! :)

Dave20046 07-05-09 10:34 AM
Re: Restricting a street triple... oh the blasphemy!
 
Oh and another thing to add to your list of expenses on the triple, new rear tyre approximately every 700 miles if ridden reasonably hard.

SoulKiss 07-05-09 10:35 AM
Re: Restricting a street triple... oh the blasphemy!
 
I only moved from my SV because of my off.

If it hadnt happened I would still be on it - in fact I even bought the Salvage back because I still wanted the SV.

ArtyLady 07-05-09 10:37 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by ranathari (Post 1897518)
..... if you crash it (and you will) ....
Why does everybody say that? It really irritates me :rolleyes: Not necessarily if he's sensible and careful!

Quote:
Originally Posted by yorkie_chris (Post 1897550)
Hard paper round :-P
PMSL!! Did you get up half an hour before you went to bed and lick the road clean too? :lol: (oh...you're probably not old enough to know what I'm talking about ;))


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