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-   Bikes - Talk & Issues (http://forums.sv650.org/forumdisplay.php?f=129)
-   -   Dual bike insurance? (http://forums.sv650.org/showthread.php?t=172227)

suzukigt380paul 30-10-11 10:00 PM
Re: Dual bike insurance
 
Quote:
Originally Posted by metalhead19 (Post 2621351)
Morning all,

I have a few questions about dual bike insurance. Am thinking of getting either getting a new bike alongside/instead of the sv. Should I be keeping the SV, will be looking for a policy for both bikes together.
Firstly, can anyone recommend an good insurers that offer this service?
Secondly, am aware that admiral do a policy that allows you to add the second car when its current policy is up for renewal. Does anyone know of any insurers that offer this for bikes? or do dual bike policies have to have both bikes on the policy from the start?

Cheers.
i insure my 6 bikes with footman james,you have to have 1 classic bike(15years old)to one modern bike and that cost me £390 fullycomp and that includes a blade a vfr and a b12

squirrel_hunter 30-10-11 10:10 PM
Re: Dual bike insurance
 
Quote:
Originally Posted by specialone (Post 2621712)
Tbh, i dont think i will again, Bottom line is i dont think they are competitive enough on price, never made a claim with them and cant really fault their service yet, but times are hard.
I attempted to make a claim when I wrote a Corsa off with my SV while filtering. They were not interested and completely unhelpful. But to be fair they called me every couple of months to see if any passengers in my car had suffered whiplash in the accident that they could pursue a claim on their behalf for...

L3nny 20-08-12 03:34 AM
Re: Dual bike insurance
 
Holy thread resurrection.

I need to insure a second bike, if I cannot add it to my existing policy will I have to start a new one with no no claims? If so this is gonna get expensive!

yorkie_chris 20-08-12 08:13 AM
Re: Dual bike insurance
 
Yeah this is what I found, but bikesure gave me a significant discount because I already had one bike with decent NCB with them. Lots cheaper than the usual comparison suspects.

Cymraeg_Atodeg 20-08-12 08:54 AM
Re: Dual bike insurance?
 
I am thinking about doing the same thing for this with my SV1000S and R6.

The Thou' was £400 TPFT last year and the R6 has been quoted at the same. I have three years NCB, so, am just trying to find someone to do both for about £600 and I'll be happy.

It seems ebike and some others are the way to go.

I wouldn't use express insurance, they are crafty b@stards and not very helpful when your the one who was the victim in an accident

embee 20-08-12 10:32 AM
Re: Dual bike insurance?
 
I've been with Aviva (Norwich Union as it used to be) for ever. They used to do a "rider" policy where you were insured for any bike, anything at all, whether you owned it or not. That was great.

Then the bureaucrats got in and everything had to have its own insurance cert.

Now it's for up to 4 bikes that I own, the main premium is for the highest group bike (which in my case changes year to year even for the same stable!) then each extra bike costs according to its value. Up to £1k value it's free, then 1.5% of the value over £1k (e.g. £15 for a bike worth £2k). I currently have 3 bikes on it with "Bike Gold" breakdown etc etc, all knobs and whistles, total £196 this year (but I'm ancient).

Worth a phone call.

Cymraeg_Atodeg 20-08-12 10:41 AM
Re: Dual bike insurance?
 
Quote:
Originally Posted by embee (Post 2760112)
I've been with Aviva (Norwich Union as it used to be) for ever. They used to do a "rider" policy where you were insured for any bike, anything at all, whether you owned it or not. That was great.

Then the bureaucrats got in and everything had to have its own insurance cert.

Now it's for up to 4 bikes that I own, the main premium is for the highest group bike (which in my case changes year to year even for the same stable!) then each extra bike costs according to its value. Up to £1k value it's free, then 1.5% of the value over £1k (e.g. £15 for a bike worth £2k). I currently have 3 bikes on it with "Bike Gold" breakdown etc etc, all knobs and whistles, total £196 this year (but I'm ancient).

Worth a phone call.

I'll give them a go.

With two bikes, most expensive being the R6, I'd expect about £400 TPFT being 28 with 3 years NCB and then the Thou' is worth about £2k, so, be great to have TPFT for £415 for both :smt041

Cheers

L3nny 20-08-12 11:07 AM
Re: Dual bike insurance?
 
The insurance on the GSXR is about £250, the quotes I have been getting on the VFR are around £350.

Bennetts did me a very competitive quote for both bikes.

£2000!

Cymraeg_Atodeg 20-08-12 11:17 AM
Re: Dual bike insurance?
 
Quote:
Originally Posted by L3nny (Post 2760127)
The insurance on the GSXR is about £250, the quotes I have been getting on the VFR are around £350.

Bennetts did me a very competitive quote for both bikes.

£2000!
I once had a quote for £5000 from Bennetts for the SV1000S, only paid £2200 when i bought it!

L3nny 20-08-12 01:50 PM
Re: Dual bike insurance?
 
Got a few more quotes, still works out about the same to have two separate policies.


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