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-   -   Crashed! (http://forums.sv650.org/showthread.php?t=208045)

shiftin_gear98 07-03-14 10:20 AM

Re: Crashed!
 
Ouch - Get well soon, take it easy.

Jayneflakes 07-03-14 10:33 AM

Re: Crashed!
 
Hi there, glad that despite the bruising you are not too badly hurt.

In regards to the insurance, I use a company called McAms, they are specialists in dealing with bike accidents and fight hard to get us the best deal. They got me sorted after I was hit in Bristol last year and they got me to a Doctor for the injury to my leg and lower back.

Check them out.

http://www.mc-ams.co.uk/

ChrisCurvyS 07-03-14 11:43 AM

Re: Crashed!
 
Thanks for that Jayne! Was going to ask for bike solicitor recommendations as I wouldn't know where to start (other than not going with the ones your insurance company pass your details to!)
Re buying the bike back - will consider it but looked like it would be a fair bit of work, front end completely smashed in. Plus don't think I'd ever trust a bike I'd rebuilt!

tj2 07-03-14 12:37 PM

Re: Crashed!
 
Quote:

Originally Posted by Alexander94 (Post 2939695)
I think zippie has a point, you may be able to claim for all your safety equippment seeing as none of it will be warticularly safe after a crash, try and squeeze as much as you can out of tye insurance! Haha because if you can claim that the helmet (obviously!), boots and leathers no longer provide sufficent protection after a crash then the insurance should hopefully cover all that too, in theory at least...





This is why insurance costs so much. Leathers are not designed to be "disposable" nor are boots. Helmet yes if it has had a significant impact.
Claim all that is permitted yes, but don't take the ****.
Remember your premiums will go up also even tho no fault
Fwiw Terry

thefallenangel 07-03-14 01:13 PM

Re: Crashed!
 
Quote:

Originally Posted by tj2 (Post 2939727)
This is why insurance costs so much. Leathers are not designed to be "disposable" nor are boots. Helmet yes if it has had a significant impact.
Claim all that is permitted yes, but don't take the ****.
Remember your premiums will go up also even tho no fault
Fwiw Terry

he should claim enough so when he renews and gets shafted for more money even though not at fault he has already claimed the money off them like I did.

jambo 07-03-14 03:52 PM

Re: Crashed!
 
Sorry to hear this.

Find out what parts you need and consider buying the bike back. If it's gone into a van at 40mph it may not be worth it, but a lot of the parts may not be all that hard to get hold of (I have quite a few parts that might be of help having converted a red curvy to a track bike for instance). I'd expect the forks to be trashed, but it is worth finding out what they want for it.

Jambo

ChrisCurvyS 07-03-14 04:05 PM

Re: Crashed!
 
Cheers Jambo - will bear that in mind. Can see both sides re the insurance argument - wasn't planning on taking the pish but think a claim on the helmet, hein g leather trousers and gloves is fair as all are significantly damaged.
However, it turns out there's an issue with the driver's license which may have invalidated his company insurance. So it might be Motor Insurers Bureau time - anyone got experience of claiming from them?

ChrisCurvyS 07-03-14 04:10 PM

Re: Crashed!
 
Ps i think the dog thinks I'm drunk - giving me some very disapproving looks as i stagger and crawl round the house.
she keeps trying to nick my walking stick too.

timwilky 07-03-14 05:17 PM

Re: Crashed!
 
Quote:

Originally Posted by tj2 (Post 2939727)
This is why insurance costs so much. Leathers are not designed to be "disposable" nor are boots. Helmet yes if it has had a significant impact.
Claim all that is permitted yes, but don't take the ****.
Remember your premiums will go up also even tho no fault
Fwiw Terry

No insurance is there to recover your damages. My off years ago tore through 6 day old leathers, boots and lid. 3rd parties Insurance were quite happy to pay up as it was no different to bits of my bike. Their policy holder had caused me a loss. They pay, end of. But quite easy for me as I still had the receipts.

zippie01 07-03-14 05:41 PM

Re: Crashed!
 
Quote:

Originally Posted by ChrisCurvyS (Post 2939767)
Cheers Jambo - will bear that in mind. Can see both sides re the insurance argument - wasn't planning on taking the pish but think a claim on the helmet, hein g leather trousers and gloves is fair as all are significantly damaged.
However, it turns out there's an issue with the driver's license which may have invalidated his company insurance. So it might be Motor Insurers Bureau time - anyone got experience of claiming from them?

As said before, see what they want to buy back the bike, may only be £100 which you easily recoup in selling off the parts that are salvageable !
or keep as spares for your new SV ;)


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