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-   -   Restricting a street triple... oh the blasphemy! (http://forums.sv650.org/showthread.php?t=131284)

Dave20046 07-05-09 10:38 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by ArtyLady (Post 1897565)
Not necessarily if he's sensible
Think that's where I fell down.

I still think it's fair to say you are likely to crash your first bike.

Mej 07-05-09 10:42 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by Dave20046 (Post 1897569)
Think that's where I fell down.

I still think it's fair to say you are likely to crash your first bike.
Not a good way to think though surely.

Magnum 07-05-09 10:43 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by Dave20046 (Post 1897558)
Oh and another thing to add to your list of expenses on the triple, new rear tyre approximately every 700 miles if ridden reasonably hard.
Didn't know that was the case. Like ive said, ive managed about 2600 miles on the CG without any maintainence at all. New tyre that often is a cost.

Quote:
Originally Posted by ArtyLady (Post 1897565)
Why does everybody say that? It really irritates me :rolleyes: Not necessarily if he's sensible and careful!
I also dont know why people say this. I havnt even dropped my CG, or even come close to having an off. Surely if this was the case, then i should have statistically at least dropped my bike or had a low speed off by now? Most of the stories i hear about people having offs are on later bikes, not necessarily their first.

yorkie_chris 07-05-09 10:44 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by ArtyLady (Post 1897565)

PMSL!! Did you get up half an hour before you went to bed and lick the road clean too? :lol: (oh...you're probably not old enough to know what I'm talking about ;))
Aye, wit tongue. All 26 of us living int shoebox in middle of t'road.

Sosha 07-05-09 10:46 AM
Re: Restricting a street triple... oh the blasphemy!
 
Not much to add to what's all been said.

Not really bothered about the "getting more experience" argument, but any brand spanking new theft magnet, IMO needs to be properly insured. Just fully comp'd the R6 (first time I've ever bothered) - cost an extra £70.

I'm a reformed cheap skate. I personally wouldn't buy a brand new bike - but that's irrelevant.

Way I think of it - TPO = cheap bike you can fix easily - that isn't high on the thieves most wanted list.

Street triple fails on both counts.

Your money though.

Either's a ferrari compared to the CG.

Dave20046 07-05-09 10:47 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by J2UK (Post 1897577)
Not a good way to think though surely.
No but my thinking in general is pessimistic so not just refined to first bikes.

yorkie_chris 07-05-09 10:47 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by J2UK (Post 1897577)
Not a good way to think though surely.
Perhaps not, but a realistic one. Fitting some crash bungs and wearing a decent lid and leathers is a good idea, doesn't neccessarily mean you want to crash...

Quote:
Originally Posted by Magnum (Post 1897580)
Didn't know that was the case. Like ive said, ive managed about 2600 miles on the CG without any maintainence at all. New tyre that often is a cost.
But the CG is about as advanced as the motor you'd find on a cement mixer. You can't kill them.

sportsbikes by their nature tend to use more consumables and need more TLC. Learning the little lessons of maintenence is far less painful to the wallet on a cheap bike like an SV.

fizzwheel 07-05-09 10:49 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by Magnum (Post 1897580)
or even come close to having an off.
You will, its not inevitable, but you get to the point where you're pushing on and then you get carried away. Everybody does it, its just part of learning to ride.

ArtyLady 07-05-09 10:50 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by Dave20046 (Post 1897569)
Think that's where I fell down.

I still think it's fair to say you are likely to crash your first bike.
I don't think it is fair to say it, there is no need to say it... why not say to people -

'if you ride like a knobster then more than likely you will crash - if you ride within your limits and build up slowly and sensibly and get some further training then you stand a fair chance of not crashing'

Surely that's a far more encouraging and sensible statement? That was my OH's mantra and it worked with me when I was a novice.

I didn't crash my first bike and I know many people who didn't/haven't but then they are sensible - many of them like myself have also gone on to do advanced training. Perhaps it's just different mindsets?

ArtyLady 07-05-09 10:54 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by yorkie_chris (Post 1897583)
Aye, wit tongue. All 26 of us living int shoebox in middle of t'road.
Ah ha! you've watched the repeats then ;)

Quote:
Originally Posted by Dave20046 (Post 1897587)
No but my thinking in general is pessimistic so not just refined to first bikes.
Then it may be a self fulfilling prophecy :(

Sosha 07-05-09 10:55 AM
Re: Restricting a street triple... oh the blasphemy!
 
Everybody who started about the same time (OK they were all teenage 125 pilots) as me crashed . Including me. (Once though inattention to detail on a gravelly corner. Once due to a sticky front brake master cylinder and someone tapping my elbow as they over took me to then turn left.(My fault again))


Edit: By Crash - I mean the swear, pick the bike up, gaffer tape the indicator, kick the yokes straight & continue variety

Magnum 07-05-09 10:55 AM
Re: Restricting a street triple... oh the blasphemy!
 
I done some more quotes for a years riding (as if i was 18), a years no claims, after riding the SV.

FC - £1500 (£650 excess)
TPFT - £891
TPO - £330

Theft cover is more reasonable there, but FC is still sky high. With the excess, ill be paying about half the cost of the bike.

Unfortunately the fact i can't garage the bike affects the insurance a lot.

ranathari 07-05-09 10:56 AM
Re: Restricting a street triple... oh the blasphemy!
 
I think everyone challenging my assertion that all bikers are likely to crash is missing the point! I've dropped my bikes at least a dozen times, usually from being too ham-fisted with the front brake, and that's basically a crash - it scuffs the plastics, breaks an indicator if you're unlucky, dumps you on the ground etc. That's going to be the biggest cause of damage in beginners and one they need to acknowledge, which is why we tell them not to buy a brand new bike.

ArtyLady 07-05-09 10:58 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by ranathari (Post 1897604)
I think everyone challenging my assertion that all bikers are likely to crash is missing the point! I've dropped my bikes at least a dozen times, usually from being too ham-fisted with the front brake, and that's basically a crash - it scuffs the plastics, breaks an indicator if you're unlucky, dumps you on the ground etc. That's going to be the biggest cause of damage in beginners and one they need to acknowledge, which is why we tell them not to buy a brand new bike.
Ah so you mean 'dropped your bike'...bit different to a crash IMO - and yes I have dropped two bikes (not my SV) through losing my footing at a standstill (I will hold my hands up to that!) I agree that is also a good reason not to buy a brand new/fast/fancy bike

Dave20046 07-05-09 10:59 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by Magnum (Post 1897602)
I done some more quotes for a years riding (as if i was 18), a years no claims, after riding the SV.

FC - £1500 (£650 excess)
TPFT - £891
TPO - £330

Theft cover is more reasonable there, but FC is still sky high. With the excess, ill be paying about half the cost of the bike.

Unfortunately the fact i can't garage the bike affects the insurance a lot.
If you claim you're ****ed though :confused: Think what your insurance quotes are now then thing the extra cost it cost you do buy FC, the excess, then your 50%+ premiums for the next 3-5 years.

Sosha 07-05-09 11:01 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by ranathari (Post 1897604)
I think everyone challenging my assertion that all bikers are likely to crash is missing the point! I've dropped my bikes at least a dozen times, usually from being too ham-fisted with the front brake, and that's basically a crash - it scuffs the plastics, breaks an indicator if you're unlucky, dumps you on the ground etc. That's going to be the biggest cause of damage in beginners and one they need to acknowledge, which is why we tell them not to buy a brand new bike.
Guilty.

ranathari 07-05-09 11:02 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by ArtyLady (Post 1897608)
Ah so you mean 'dropped your bike'...bit different to a crash IMO - and yes I have dropped two bikes (not my SV) through losing my footing at a standstill (I will hold my hands up to that!) I agree that is also a good reason not to buy a brand new/fast/fancy bike
Not dropping at a standstill. I've done it trying to come to a sudden stop when filtering, when trying to do an emergency stop to avoid someone who's pulled out of a junction without looking, when turning into gravel drives and so on.

edit: actually, I will go as far to say that anyone who's never ever dropped or crashed their bike is either a complete riding god or a complete pussy who never pushes the limits of their skills ;)

Sosha 07-05-09 11:03 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by Magnum (Post 1897602)
I done some more quotes for a years riding (as if i was 18), a years no claims, after riding the SV.

FC - £1500 (£650 excess)
TPFT - £891
TPO - £330

Theft cover is more reasonable there, but FC is still sky high. With the excess, ill be paying about half the cost of the bike.

Unfortunately the fact i can't garage the bike affects the insurance a lot.
Well buy a bike around 1200 - it's TPO Job jobbed.
Buy a bike woth 3k plus - insurance is too expensive to justify it.

Way I read it anyway...

ArtyLady 07-05-09 11:04 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by ranathari (Post 1897615)
Not dropping at a standstill. I've done it trying to come to a sudden stop when filtering, when trying to do an emergency stop to avoid someone who's pulled out of a junction without looking, when turning into gravel drives and so on.
That's just getting to grips with slow control though - I think most people struggle with that

ArtyLady 07-05-09 11:05 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by Sosha (Post 1897616)
Well buy a bike around 1200 - it's TPO Job jobbed.
Buy a bike woth 3k plus - insurance is too expensive to justify it.

Way I read it anyway...
+ 1

fizzwheel 07-05-09 11:06 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by Magnum (Post 1897602)
Theft cover is more reasonable there, but FC is still sky high. With the excess, ill be paying about half the cost of the bike.
I think your definition of reasonable and mine are very different :D

Thats alot of tanks of petrol or pints of beer or having a laugh with your mates.....

Mej 07-05-09 11:09 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by Magnum (Post 1897580)
I havnt even dropped my CG, or even come close to having an off.
Neither did i on my YBR125 but i have had many near misses on the SV, and a couple of very close fishtailing incidents that could have very easily been bad highsides.

For me personally, the first was throttle control when i first got the bike and the second was downchanging while leaning, both times it was because i didnt warm the tyres up before attempting my Rossi riding techniques.

I have been very lucky so far, so yeah it is a realistic way to think, as it is not if you fall off but when, but i dont think about all the time, like YC said though its a good idea to always be kitted out, i never ride my bike without full gear, back protector the lot, no exceptions, cause you know that one time will be the time you come off.

Jamiebridges123 07-05-09 11:27 AM
Re: Restricting a street triple... oh the blasphemy!
 
I'd personally say the Speed Triple would be a better restriction, if'z lighter than the speed and handles better, so I'm told.

But to be frank, something like this should be your second bike sort of thing. Build up a year or two no claims and then enjoy a new toy. And if you have a bike worth more than £2500, GET FC INSURANCE, DON'T BE A F**KING CHEAPSKATE :)

Paws 07-05-09 11:41 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by SoulKiss (Post 1897560)
I only moved from my SV because of my off.
.

Same here, in fact i loved my first sv so much, i bought a 2nd one as a stop gap while waiting for my 675, then sold that one as wasnt using (the sv) and then missed it again so Treacle bought me another one (my current one)
I also love my sv as when ive "had enough" (read that as scared myself/ finding my 675 a tad too much) i'll put put the 675 away and spend awhile playing with the sv and getting my confidence back up 8)

Alpinestarhero 07-05-09 11:52 AM
Re: Restricting a street triple... oh the blasphemy!
 
RE: insurance - go for TPFT minimum. TPO is fine for scooters and crappy little worthless bikes. The price is high because you live inside the m25 (romford, right?) - its always higher (about twice as much as it is for me in brighton).

A street triple would probably be ok restricted, but you might be worried about theft...this might make you more stressed than you realised (I couldnt sleep well for a while when i first had my bike at uni, I thought any van that came into the parking area was thre to take my bike away, so i'd jump up and have a look...). Maybe go for something like an SV or a restricted CB500 or something, somehting you can get cheap, something reliable with plenty of cheap spare parts avaliable for. The in a couple of years, get that street triple.

SoulKiss 07-05-09 11:54 AM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by Paws (Post 1897663)
Same here, in fact i loved my first sv so much, i bought a 2nd one as a stop gap while waiting for my 675, then sold that one as wasnt using (the sv) and then missed it again so Treacle bought me another one (my current one)
I also love my sv as when ive "had enough" (read that as scared myself/ finding my 675 a tad too much) i'll put put the 675 away and spend awhile playing with the sv and getting my confidence back up 8)
Just look at how many of us here have other bikes now, but still have an SV tucked up in the garage.....

Magnum 07-05-09 03:45 PM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by Dave20046 (Post 1897609)
If you claim you're ****ed though :confused: Think what your insurance quotes are now then thing the extra cost it cost you do buy FC, the excess, then your 50%+ premiums for the next 3-5 years.

Am i right in assuming that claiming for a stolen bike will make the premium shoot up as well? I'll also have the £650 excess to pay for the SV.
Theres just no way im paying for theft cover.
My SV will be between £2000 and £2500. £1200 a year premium + £650 excess = £1850. I could buy a decent SV for that price. If all goes well and my bike doesnt get nicked, then after another year of it not being stolen i would have paid £2700 if i claimed for a theft after two years of owning the bike...

It's always a risk not going for more extensive cover, but its maybe a little easier for me to replace a bike than it is for all you working people with bills to pay. Anything i buy is paid for outright, and i have a steady income of disposable money. (im enoying it while it lasts ;))

fizzwheel 07-05-09 03:49 PM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by Magnum (Post 1897927)
Am i right in assuming that claiming for a stolen bike will make the premium shoot up as well?
Yep

They use anything as an excuse to increase your premium.

Sosha 07-05-09 04:11 PM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by Magnum (Post 1897927)
My SV will be between £2000 and £2500. £1200 a year premium + £650 excess = £1850. I could buy a decent SV for that price. If all goes well and my bike doesnt get nicked, then after another year of it not being stolen i would have paid £2700 if i claimed for a theft after two years of owning the bike...

It's always a risk not going for more extensive cover, but its maybe a little easier for me to replace a bike than it is for all you working people with bills to pay. Anything i buy is paid for outright, and i have a steady income of disposable money. (im enoying it while it lasts ;))

Quote:
Originally Posted by Sosha (Post 1897616)
Well buy a bike around 1200 - it's TPO Job jobbed.
Buy a bike woth 3k plus - insurance is too expensive to justify it.

blah blah blah...
In your position I'd spend up to whatever you could live with writing off on a bike & TPO it. Your TPFT quotes all suck.

Dave20046 07-05-09 04:39 PM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by Magnum (Post 1897927)
Am i right in assuming that claiming for a stolen bike will make the premium shoot up as well? I'll also have the £650 excess to pay for the SV.
Theres just no way im paying for theft cover.
My SV will be between £2000 and £2500. £1200 a year premium + £650 excess = £1850. I could buy a decent SV for that price. If all goes well and my bike doesnt get nicked, then after another year of it not being stolen i would have paid £2700 if i claimed for a theft after two years of owning the bike...

It's always a risk not going for more extensive cover, but its maybe a little easier for me to replace a bike than it is for all you working people with bills to pay. Anything i buy is paid for outright, and i have a steady income of disposable money. (im enoying it while it lasts ;))
yep you'd be knackered, if you're parking it at home a lot and no where stupid spend a few hundred on good ground anchor, almax chain etc and if you can't be arsed to lug that around a lighterweight chain + cable lock for around town and they won't have much of a chance anyway.
Since I had a claim my policies have doubled, bear in mind until the raise I was insured on 2 cars and a bike. Under 21s do not want to claim!

Sally 07-05-09 05:01 PM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by ranathari (Post 1897518)
Swallow your pride, listen to everyone in this thread and get a cheap SV for less than £2K. The insurance will be more reasonable, it'll be easy to fix if you crash it (and you will) and it'll make you ready to move on to a bigger bike after a couple of years.
I don't feel any pride has to be swallowed, I love my SV, and have no problems with the few people who have called it a girls bike.. Thats the weekend warriors talking.
Only people who have ridden a bike can pass comment on them.

I resent that comment, you will crash you're bike.

You know nothing about him, have you rode with him, do you know what he rides like, if he is a 'safe' rider?? Theres no prewritten rule saying you will crash you're first big bike.

11.5K miles since September, no crashes touch wood, and I wouldn't say I hang around and take it easy. Crashed my RS50 only once, but I think my one crash is low compared to 50/125cc riders anyways. Diesel spill :(

ibshort 07-05-09 05:05 PM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by saoralba (Post 1898008)
I don't feel any pride has to be swallowed, I love my SV, and have no problems with the few people who have called it a girls bike.. Thats the weekend warriors talking.
Only people who have ridden a bike can pass comment on them.

I resent that comment, you will crash you're bike.

You know nothing about him, have you rode with him, do you know what he rides like, if he is a 'safe' rider?? Theres no prewritten rule saying you will crash you're first big bike.

11.5K miles since September, no crashes touch wood, and I wouldn't say I hang around and take it easy. Crashed my RS50 only once, but I think my one crash is low compared to 50/125cc riders anyways. Diesel spill :(
+1, There is no guarantee that you are going to crash the bike lol, just because some people in this thread cant ride properly isnt representative of the whole biking community.:smt079
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sfstu 07-05-09 05:23 PM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by ranathari (Post 1897615)

edit: actually, I will go as far to say that anyone who's never ever dropped or crashed their bike is either a complete riding god or a complete pussy who never pushes the limits of their skills ;)

i've never dropped or crashed a bike...
and i'm no riding god but i sure ain't no pussy either...you however are proving to everyone else on here what a narrowminded **** you are...!
you're not the only one tho...yorkie-chris's statement that every new rider WILL come off is a joke...
negativity like that is the main reason i don't bother posting on this forum too much....;)

magnum..there is a lot of good advice on this thread tho.. a bike like a street triple is a beaut but i agree with consensus that much over 3/4k HAS to be covered for theft (personally FC would be only option for me and if i couldn't afford that i'd wait til i could...)...
its no way definate you will crash/drop/bugger up the bike but a pretty good chance of you being way out of pocket if it was stolen..?;)

anyway, good luck to you mate whatever you buy...!!:D

fizzwheel 07-05-09 05:27 PM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by saoralba (Post 1898008)
I don't feel any pride has to be swallowed, (
I think that was directed at the possibility of buying the speed triple rather than buying the SV first and using that as a hop off point to getting the speed triple a little later in his biking career.

Sally 07-05-09 06:01 PM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by fizzwheel (Post 1898048)
I think that was directed at the possibility of buying the speed triple rather than buying the SV first and using that as a hop off point to getting the speed triple a little later in his biking career.
A comment was made that pride had to be swallowed for magnum to settle for a SV rather than the ST, which I think is utter sh!te, as its a very capable bike, not exactly slow, and is quite reliable..

And with some suttle mods, can become more cosmetically pleasing and realiable.

ThEGr33k 07-05-09 06:16 PM
Re: Restricting a street triple... oh the blasphemy!
 
Sv650 or VFR400 for the win. Cheap to buy (£1000-1500) and should be cheap to insure too :D

Quote:
Originally Posted by yorkie_chris (Post 1897133)
I'm alright too TBH. I could probably insure the SV for <£200. Not really crippling.

You sure, at 20? Im pretty sure mine at 20 with 2year NCB FC was about £600!!! :(

Paws 07-05-09 06:16 PM
Re: Restricting a street triple... oh the blasphemy!
 
Now i have to ask, Magnum-have you ACTUALLY test rode a sv or triple yet?? as ok you may like the LOOK of a bike but doesnt mean you'll like the feel etc

Sally 07-05-09 06:17 PM
Re: Restricting a street triple... oh the blasphemy!
 
Test ride for a 17 y/o?

Don't be silly :)

BanditPat 07-05-09 06:20 PM
Re: Restricting a street triple... oh the blasphemy!
 
Quote:
Originally Posted by ThEGr33k (Post 1898136)




You sure, at 20? Im pretty sure mine at 20 with 2year NCB FC was about £600!!! :(
If i can get FC at 17 with 1 years no claims for £350 with a £100 excess it should be to hard for some one with a few more years NCB to get it for under 200

Mej 07-05-09 06:24 PM
Re: Restricting a street triple... oh the blasphemy!
 
21 makes a big difference. Least for me it did, about £400. So i waited and got it insured after my birthday.


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