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-   -   has something changed with insurance? (http://forums.sv650.org/showthread.php?t=188500)

dizzyblonde 20-12-12 10:55 AM

Re: has something changed with insurance??
 
We are dreading the car insurance when it comes in February. I won't say how much it is, as its hefty. Even though my OH is main driver, and has maximum no claims, been driving for over 20 years, they penalise me for being a driver of 2 years and being aged 35! So now with the female equality thing, its going to be even more extortionate than it already is. It wouldn't matter if we only had the Citroen, or a Micra, they penalise me on any motor.

However, now going into my 8th year of NCB on the bikes, being aged 36 in Jan, it will be interesting come May. Both are on Classic insurance fully comp. Bearing in mind the VRap is in a particularly high group, this yrs premium, was £217 with £120 excess!
Pegs just renewed his for the ZZR, and that went up by 50 odd quid, to £220, 5yrs+NCB, at age 42.

Everybody is getting hit, no matter the age or NCB.

musne 20-12-12 10:56 AM

Re: has something changed with insurance??
 
Agy, you do realise that TPFT is not always the cheapest option !.

Go on comparison website, choose comprehensive. After retrieving the quotes select TPFT to get prices - you'll be surprised to see they're not always cheaper.

bluesv k5 20-12-12 10:58 AM

Re: has something changed with insurance??
 
Quote:

Originally Posted by agy (Post 2810124)
I have a full UK driving licence for 10 years (not had a car for years tho). I am 30 years old

Which comparison sites do you use?

Have you tried http://www.thebikeinsurer.co.uk/ ?

RobG650 20-12-12 11:00 AM

Re: has something changed with insurance??
 
Just to weigh in here, I passed my test in Jan-12 - first bike is my current '03 SV650. Insurance was just over £300.00, just re-insured with Hastings direct for £13.57 per month.

Fully Comp, No Excess and Kit cover. I'm 26, one years No Claims - but being married, , home-owner, having children, living out of town, bike parked in garage on private property all help lower your risk!

agy 20-12-12 11:00 AM

Re: has something changed with insurance??
 
Quote:

Originally Posted by musne (Post 2810134)
I had the bike registered in Kent, Gillingham to get the cheapest price. It was about £600 when registered in London, Wembley.

Ah that makes more sense! It's my postcode for sure then! I'm in Battersea :(

agy 20-12-12 11:02 AM

Re: has something changed with insurance??
 
Quote:

Originally Posted by musne (Post 2810137)
Agy, you do realise that TPFT is not always the cheapest option !.

Go on comparison website, choose comprehensive. After retrieving the quotes select TPFT to get prices - you'll be surprised to see they're not always cheaper.

I'll try!

agy 20-12-12 11:02 AM

Re: has something changed with insurance??
 
Quote:

Originally Posted by bluesv k5 (Post 2810140)
Which comparison sites do you use?

Have you tried http://www.thebikeinsurer.co.uk/ ?

Yep used that one and a few others too

agy 20-12-12 11:04 AM

Re: has something changed with insurance??
 
Ok just checked fully comp...........1100-1600!!!!!!

musne 20-12-12 11:04 AM

Re: has something changed with insurance??
 
Quote:

Originally Posted by agy (Post 2810144)
I'll try!

Alright, good luck! Remember, when it comes close to your renewal date, make sure you talk to your current insurer on the phone and say you've had much cheaper quotes elsewhere ;)

musne 20-12-12 11:05 AM

Re: has something changed with insurance??
 
Quote:

Originally Posted by agy (Post 2810146)
Ok just checked fully comp...........1100-1600!!!!!!

:o :compcrash:


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