Re: insurance advice regarding accident
 

yes but Phill you have a conscience just like most people, there are however some people that dense they think the word revolves round them, then all it takes is friends on faceache and twitthead telling her to claim. just like this forum saying the Kiggles is not to blame. it was an accident shizz happens. counter claiming is just as bad.

Re: insurance advice regarding accident
 

I say counter claiming (whether that be legally, or with petrol) is just the deterrent people need to "gently encourage" them to not claim for stuff.

All it would take is enough people saying "well I tried injurylawyers4u but then I got all these letters about being taken to court and threats of insurance fraud charges"... word would soon get around.

That and to create the peer pressure environment... "oh you had whiplash... YOU C*NT... YOU- PERSONALLY are why I can't afford to drive a car" is what we need.

AND all it might take is a letter to appeal to this lemmings better side, maybe no legal action at all. Worth a go for sure.

Re: insurance advice regarding accident
 

In the mean time , Join ROSPA or the like.
They try and teach you to pick out hazards like you encounterd.
You have to ride with the attituded that there out to get you. Allot are nowadays

Re: insurance advice regarding accident
 

I am not wasting more of my time doing on how to ride a bike. done think bike, done IAM and still have high insurance and still have accidents and near miss's due to others. Pedestrians need to be educated on how to use footpaths and crossing. I do all weather riding and done 40k+ miles which is more then most sunshine warriors.

from one of the offices in london I used to sit on while on my break staring out the window to a busy junction in monument. The amount of incidents that happen and the amount of near miss's due to pedestrians is ridiculous! even started feeling sorry for cyclists whom were obeying laws of the road one of which almost got run over due to a pedestrian.

lesson to learn here. If your going to hit someone due to their ignorance do it in a car and do it properly. So if your going to loss your no claims bonus make the most of it. Darwin's evolution applies. We all know well that I could have easily broken bones and got bad injuries and got F*** all for it as i am third party and people would still have no sympathy for a young 24 male biker.

But happily feel sorry for a young 25 blonde bimbo of a mother. But there you go its reality. None the less NCB gone.

But in all seriousness other countries are much worse of accidents so I tend to feel happy I dont have a missing leg .

Re: insurance advice regarding accident
 

In China you'll get run over twice, as you don't get sued by a corpse.

Re: insurance advice regarding accident
 

In Soviet Russia, insurance sues you.

Re: insurance advice regarding accident
 

I totally dis agree with the biker is at fault wtf , she fxxxing lucky it was not a juggernaut ...the flipping cheek...
IMHO.
She sues you flipping SUE her for being STUPID....