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SV650.org - SV650 & Gladius 650 Forum (http://forums.sv650.org/index.php)
-   Bikes - Talk & Issues (http://forums.sv650.org/forumdisplay.php?f=129)
-   -   Declaring Mods To Insurance (http://forums.sv650.org/showthread.php?t=92968)

600+ 13-07-07 03:32 PM
Re: Declaring Mods To Insurance
 
NFRU makes it illegal for the road!

so don't see how an illegal for the road bike can be insured. you wouldn't be able to get an MOT for example. No MOT = no insurance

all that if you wanna ride it on the public road

northwind 13-07-07 03:46 PM
Re: Declaring Mods To Insurance
 
Quote:
Originally Posted by 600+ (Post 1237604)
NFRU makes it illegal for the road!

so don't see how an illegal for the road bike can be insured. you wouldn't be able to get an MOT for example. No MOT = no insurance
Not at all, a bike has to have an MOT to be insured but the MOT isn't invalidated by subsequent mods. So, get your MOT, insure it. Roadworthiness is different, if an accident occurs and the insurers can prove that the vehicle was unsafe then you're in trouble, but an exhaust can't be proven to have caused an accident so no danger there.

Road legality is now a complete mess, because the MOT now uses different rules than the... wossname, terms of use thing for the road. There's a name for it, I forget what it is. So you can actually pass an honest MOT then get stopped outside the station and issued with a rectifier.

the_lone_wolf 13-07-07 03:51 PM
Re: Declaring Mods To Insurance
 
Quote:
Originally Posted by northwind (Post 1237366)
"Is the power output over 300bhp?"
An SV650?

i always liked a challenge;)

TheStudent 13-07-07 07:47 PM
Re: Declaring Mods To Insurance
 
Quote:
Originally Posted by 600+ (Post 1237604)
NFRU makes it illegal for the road!

so don't see how an illegal for the road bike can be insured. you wouldn't be able to get an MOT for example. No MOT = no insurance

all that if you wanna ride it on the public road
Passed its MOT with the exhaust on last week.

Gnome 13-07-07 08:02 PM
Re: Declaring Mods To Insurance
 
NFRU stamped on the exhaust should not pass an MOT.

If it's not stamped, then it's up to the tester's discretion.

timwilky 13-07-07 08:17 PM
Re: Declaring Mods To Insurance
 
Quote:
Originally Posted by northwind (Post 1237620)
Not at all, a bike has to have an MOT to be insured but the MOT isn't invalidated by subsequent mods. So, get your MOT, insure it. Roadworthiness is different, if an accident occurs and the insurers can prove that the vehicle was unsafe then you're in trouble, but an exhaust can't be proven to have caused an accident so no danger there.

Road legality is now a complete mess, because the MOT now uses different rules than the... wossname, terms of use thing for the road. There's a name for it, I forget what it is. So you can actually pass an honest MOT then get stopped outside the station and issued with a rectifier.

Andy, Wossname = Construction and Use regulations?

northwind 13-07-07 08:29 PM
Re: Declaring Mods To Insurance
 
That's it. Wossname, like I said :)

TheStudent 14-07-07 08:39 AM
Re: Declaring Mods To Insurance
 
Quote:
Originally Posted by Gnome (Post 1237851)
NFRU stamped on the exhaust should not pass an MOT.

If it's not stamped, then it's up to the tester's discretion.
MOT's are more of a roadworthy test than a bike check-up, i've had no CAT on my car for years, illegal but still passes an emissions test, car passes.

kwak zzr 14-07-07 01:05 PM
Re: Declaring Mods To Insurance
 
i always tell my insurance co about any mods, give the lill gits any chance of not paying up and they will take it.

Gnome 14-07-07 07:23 PM
Re: Declaring Mods To Insurance
 
Quote:
Originally Posted by TheStudent (Post 1238035)
MOT's are more of a roadworthy test than a bike check-up, i've had no CAT on my car for years, illegal but still passes an emissions test, car passes.
I'm aware what an MOT is thank you.

It's still a failure for a motorcycle to have an exhaust which displays:

"Not for Road Use," or "Off - road use only" on the exhaust(s).:rolleyes:


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