Restricting a street triple... oh the blasphemy!
 

Now i do love the looks of the street triple, and ive heard nothing but good things about the bike and was planning it as my bike after the SV.
Tonight i done an insurance quote just out of interest.
Third party only is cheaper on the Street Triple than it would be on the SV. I went back over the details to check there wasnt an error, and it was correct.

Now, i would be on a restricted licence. The restrictor is £32.
Has anyone heard what a street triple is like restricted? And would it be a wise move to go for this bike at my level of experience (2600 miles on a CG since february)

This is really just spitballin' ideas at the moment, but it is still a serious question. And yes, i do know how much they cost.

Thanks.

Re: Restricting a street triple... oh the blasphemy!
 

Probably about as quick as an SV restricted. Don't think a restricted one would cause any issues.

I think you'd be mental though, your first bike, you will bin it. Parts ain't cheap. And the price of the bike makes no sense, how the f##k are you going to pay for it? Finance would be mental because like I say, you WILL crash at some point. And most finance companies want FC cover.

Re: Restricting a street triple... oh the blasphemy!
 

Third party only insurance is a no no in my eyes, it's a desirable bike and parts are expensive like YC says. Unless you can really afford it i'd say no to it as a first big bike!!!

Re: Restricting a street triple... oh the blasphemy!
 

I wouldnt pay finance, it would be paid for outright with a lot of overtime pay. Probably the most realistic thing would be to get the sv for about 3/4 months. In that time i should have raised the extra £2000 needed.

An important factor (for my parents) is, 'is it faster than the SV?'. Like you say, probably just as quick. Does this mean the acceleration as well? I assume the top speed will still be 100 like on most restricted bikes.

Re: Restricting a street triple... oh the blasphemy!
 

Get an SV, insurance should be just shy of £200 TPFT for a pointy for you? Cheap(ish) bits for you when you come off it as well.

Re: Restricting a street triple... oh the blasphemy!
 

Nah about the same speed. Better running gear though so probably a sight quicker.

However you're buying probably one of the most nickable bikes out there at the moment, which it sounds like you can ill afford to insure against.

Re: Restricting a street triple... oh the blasphemy!
 

Nope, TPO is more expensive than the street triple.
Sv = £465 TPO.
TPFT is ridiculous even for the SV at £1200.

Re: Restricting a street triple... oh the blasphemy!
 

Why is it the most nickable? Easy to steal, or just desirable?

Re: Restricting a street triple... oh the blasphemy!
 

f'in heck..How old are you? How many points? Any claims? thats seems really really high considering your the same age as me i think

Re: Restricting a street triple... oh the blasphemy!
 

Desirable.

Re: Restricting a street triple... oh the blasphemy!
 

Try www.street-triple.co.uk

One of the guys on there has one restricted.

Re: Restricting a street triple... oh the blasphemy!
 

+1

My first year TPFT was about £600 at 18

Re: Restricting a street triple... oh the blasphemy!
 

No claims, only been riding since feb. People i know pay similar prices.
Its £270 a year on my CG (provisional licence)

Re: Restricting a street triple... oh the blasphemy!
 

just out of interest and sorry for derail but why are the so nickable?

Re: Restricting a street triple... oh the blasphemy!
 

I'm paying £690 Fully comp on a brand spanker street triple, 22 year old, 3 years no claims. Was by far the cheapest i could find, no insurer could beat it.

Re: Restricting a street triple... oh the blasphemy!
 

People want to nick them cos they're damn sexy :smt054

Re: Restricting a street triple... oh the blasphemy!
 

I have a years no claims but I pay less than your paying on that CG on my bandit and was quoted at £256 FC on a K5 pointy. Where you getting yoru quotes from?

Re: Restricting a street triple... oh the blasphemy!
 

New bike, very desirable, not a big parts supply out there but sure to be some serious demand.

Re: Restricting a street triple... oh the blasphemy!
 

Online comparisons, and contacting some insurers directly. A years no claims is a big bonus, like i said ive been riding for less than 6 months. No claims doesnt count untill a year.

Re: Restricting a street triple... oh the blasphemy!
 

im 24, £500 fc on my 675, 4 yrs ncb, 0 points & non fault accident

Dont even think bout going tpo on a street triple, id go tpft at least, many insurers will let you pay monthly like i do with mine, isnt that a option for you? or at least wait until youve got a years ncb. As yc said-they are a very desirable bike, i hate leaving my 675 outta my sight for too long!
Buy a sv and pootle round on that first would be my advice, then look at buying the triple

Re: Restricting a street triple... oh the blasphemy!
 

Don't waste your money with TPO on any bike - bikes are inherently attractive to thieves so TPFT is pretty much the minimum you want, with FC once you're an old git who pays a pittance for insurance.

Re: Restricting a street triple... oh the blasphemy!
 

If the bikes worth not much more than the excess....and then theres the renewl increase ;]

Re: Restricting a street triple... oh the blasphemy!
 

AFAIK paying monthly incurs a big cost like 15% or so. Worth saving up and paying up front.

Re: Restricting a street triple... oh the blasphemy!
 

I can see your point, but really how many of us actually bin our first bikes? I was pretty slow and careful on my first. Eventually ended up binning my 4th bike (which happened to be the most expensive to fix! :) )

New parts from Triumph probably won't be that different from Suzuki, however in the UK (for the Daytona 675 anway) they have the T3 challenge so at the start of the season, picking up stock footpegs, levers, plastics etc. off ebay is cheap as, bru!

Re: Restricting a street triple... oh the blasphemy!
 

I smashed my first bike into a bus stop at ermm the speed limit.... I knew the parts were a rip ad took 8 weeks to get here because they had to cme from japan. Didnt make a difference to me. Not always your own fault you do 40 over a patch of diesel in a bend...

Re: Restricting a street triple... oh the blasphemy!
 

Pretty much everyone I know binned their first bike. Many more than once.

Re: Restricting a street triple... oh the blasphemy!
 

Its hard for me to pay monthly... i just about convinced my dad to let me pay monthly on a contract phone, let alone insurance on an expensive bike (im 17, i cant pay monthly myself)

Its just such a cost to pay for theft cover. Its not even a reasonable cost. £450 TPO on an SV, but £1200 TPFT?!

I would be pretty careful, especially on a bike that costs a lot of money.

Re: Restricting a street triple... oh the blasphemy!
 

Nice

Re: Restricting a street triple... oh the blasphemy!
 

buy a honda, guaranteed not to be stolen then :D

Re: Restricting a street triple... oh the blasphemy!
 

Seriously if you are thinking of getting a brand new bike with only TPO you need your bumps feeling.

Re: Restricting a street triple... oh the blasphemy!
 

:smt043

Re: Restricting a street triple... oh the blasphemy!
 

~£360 third party only for my SV.
Only £64 to add another SV to the policy.

Thats with ebike, my old man saved £100 with them, seem good so far.

+1 for going with the SV mate, good fun, fast enough on 33bhp(well kind of :\)
David.

Re: Restricting a street triple... oh the blasphemy!
 

Having read the OP, and a couple of posts about TPO insurance. Sorry Magnum, you's just got rocks in yer head !!

Re: Restricting a street triple... oh the blasphemy!
 

I didn't:smt039

Re: Restricting a street triple... oh the blasphemy!
 

Just got a TPFT quote for the ST... £1500!

Edit - + £650 excess...

Re: Restricting a street triple... oh the blasphemy!
 

SV 100%, get a nice rumbling can you'll be sorted ;)

Re: Restricting a street triple... oh the blasphemy!
 

Magnum, your 17 and insurance quotes on anything are going to be pretty steep.
Personally, and please don't be offended, just for now get something thats going to be less expensive for you, for a while. Anybody up to the age of 25 finds it hard to get good quotes for insurance, I remember my brother at your age with a car...he needed to be a gazzilionaire! Hes had some cacky cars but has brought his insurance down to where he can have something a bit more upmarket than a citreon saxo innit :-)
I'd maybe wait a year before going after all that glitters and is gold, we all want something special, but sometimes we have to hold back for the right moment.

Re: Restricting a street triple... oh the blasphemy!
 

Not a bad idea. Perhaps i could have a little help getting it for my 18th? It will be around a years NCB by then. It's still a lot sooner than i was planning on upgrading from the SV, but is probably more sensible.

Re: Restricting a street triple... oh the blasphemy!
 

I dont find it hard :D

Re: Restricting a street triple... oh the blasphemy!
 

I'm alright too TBH. I could probably insure the SV for <£200. Not really crippling.