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-   -   since when did £650 excess become the norm? (http://forums.sv650.org/showthread.php?t=178094)

Dave20046 03-05-12 09:12 AM

since when did £650 excess become the norm?
 
Just shopping for bike insurance (online at the mo) all the sites have a compulsory excess of :£650. It may be a 'young persons' excess, but anyone else noticed it?Is this how they're trying to disguise/hinder raising premiums?
Most annoyingly I thought "fair enough I won't be claiming then" and put the total excess up to £1650... no change in premium!
The premiums are actually pretty cheap so not really grumbling ... but the choice would be nice

dizzyblonde 03-05-12 09:22 AM

Re: since when did £650 excess become the norm?
 
nope..........ya just need to grow up:lol:

Dave20046 03-05-12 09:27 AM

Re: since when did £650 excess become the norm?
 
It's not fair I'm practically an old man anyway

* bar the odd immature moment where rude words are concerned

dizzyblonde 03-05-12 09:30 AM

Re: since when did £650 excess become the norm?
 
How old are you now Dave? You have to be 25 by now!

Dave20046 03-05-12 09:36 AM

Re: since when did £650 excess become the norm?
 
Not yet :(
Not really grumbling as combined with the premium it suits me and the sv, would just be a pain on the car or another bike though

MisterTommyH 03-05-12 09:42 AM

Re: since when did £650 excess become the norm?
 
Quote:

Originally Posted by Dave20046 (Post 2704495)
* bar the odd immature moment where rude words are concerned

Is this cheese related?

Dave20046 03-05-12 09:46 AM

Re: since when did £650 excess become the norm?
 
Snigger, its been known

christopher 03-05-12 01:16 PM

Mine was £650 and now it's £500. On every policy I've had there has been the option of "excess insurance" which I've always taken.

Basically you pay £X for the policy and then it covers the first £Y of your excess should you claim.

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daveyrach 03-05-12 03:16 PM

Re: since when did £650 excess become the norm?
 
I'm 24, got my insurance via Comparethemarket from a company called Grove and Dean, was £250 for insurance on the SV with £350 excess, I have 5 years no claims tho and my bike is garaged, dunno if that has made a difference as it says if my bike is stolen from my home while not garaged my excess is £650.

andrewsmith 03-05-12 03:39 PM

Re: since when did £650 excess become the norm?
 
young rider excess is £650 regardless


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