joined the property ladder
 

as of the 20th last month i now own my house, just waiting for the titles to come from the land registry :smt040

Re: joined the property ladder
 

Well done mate
When's​ the extension and workshop being built

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Re: joined the property ladder
 

Congrats. ( edit - little smiley face was a bit naf on it's own. - ☺)

Re: joined the property ladder
 

Congrats bet its a good feeling - Imagine your house is a workshop with living accommodation ? or a normal house with plenty space for future expansion LOL

Re: joined the property ladder
 

Own as in payed off mortgage? If so that must be a great feeling!

Re: joined the property ladder
 

thanks peeps.

yes my house is a workshop.. lol

3 bed end terrace. acquired from the council with 59% discount. no mortgage, paid cash (inheritance).

i was in two minds just to blow the cash or buy the house. i wont ever see any gain from buying the house but my kids will. with the way council housing and rules are going i was reluctant to get kicked out of this house and downsized into some shizzy little pensioner/disabled house in later years.

Re: joined the property ladder
 

Mortgage free.


Nice. Only 23 1/2 years till I can say the same.

Re: joined the property ladder
 

When I made my final payment and the place became mine. It was a wonderful feeling to know nobody can ever take it off you.

In my case the mortgage rates went through the roof in the mid eighties, I never reduced my repayments when the went down and as a result paid off 10 years early.


Congratulations on investing in your kids inheritance. Don't be fooled. It is a place to live. Not an asset to be exploited. That is there job.



WTF..... Someone pass me my shotgun. There is an idiot on the drive waving a compulsory purchase order. Who said they cannot take it off you!

Re: joined the property ladder
 

Cool nice one Bib

Paid our mortgage off when my wife came into some money

Re: joined the property ladder
 

Similar to me except that my mortgage was taken when the interest was 9% and then went up. With 2 incomes we were saving for a holiday as well as paying the mortgage when we realised that by using the holiday money to pay a years mortgage in advance we could reduce our 15 year mortgage to 10 years. Then we got divorced and the settlement meant a new mortgage.