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Anyone work for Barclays? RFID cards
<rant>
I'm not getting a definitive answer from their 'help' as to whether I can have my RFID visa debit card replaced with a standard one. Had a debate with them today, their stance is that all fraudulant transactions will be refunded, so whats the big deal. They admit that they will allow 5 x £15 transactions per day with the remote possibility of a PIN challenge. My argument is that I mislay my card, several hundred pounds may have been taken before I discover anything, and that it is 'my duty to inform them of the loss immediately' (their words) in order to get the transactions refunded. I'd never dream of setting foot in the retailers they list as accepting the technology anyway, and I feel this is something I should opt in to, not be forced. </rant> |
Re: Anyone work for Barclays? RFID cards
I can't see them screwing you over it if it happens, would be terrible publicity for their technology. Anyway, informing them of loss immediately should mean as soon as you find out, not the second it happens. If you knew immediately you'd know where it was wouldn't you!
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Re: Anyone work for Barclays? RFID cards
Are you talking about the new 'contactless' payment, where you just swipe your card on a terminal in the shop and they take the money from your account?
If so, sorry bud but it's here to stay, and all the banks, shops, etc will have it in the next few years. It's actually the payment companies such as Visa, Mastercard and AmEx who are behind the technology - Barclays just happens to be the main player who's using it at the moment. There are two main features to protect your account if your card is stolen without you realising and cancelling it - there's a limit to what can be deducted without entering a PIN (it was £10 but is now/will shortly be moving to £15), and also for lower transactions you will occasionally get asked for the PIN as well. From experience, card issuers (including Barclays) tend to be OK about refunding your money as long as it's reasonably soon after the loss, i.e. keep a regular check on whether you have your cards and your bank a/c transaction and you will be fine. |
Re: Anyone work for Barclays? RFID cards
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Yes, I'm talking about contactless technology. After the (lack of) reassurance from the telephone support yesterday, I'm going to the branch to request having the feature removed from my account. If they cant oblige then I'll be looking to the other banks to see what their intentions are. I'm not happy with the generalisation that you'll be ok so long as you keep a close eye on your account and inform the bank as soon as you notice any anomalies. The banks should be working to make me feel more secure, not making me feel uncomfortabe. Little bit of research overnight - plenty of anecdotal evidence of people paying for other peoples items merely by being close to the reader whilst in the queue, and evidence that the Barclays RFID card renders an Oyser card inoperative if kept in the same wallet. (Hence their attempts to combine the two). |
Re: Anyone work for Barclays? RFID cards
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Re: Anyone work for Barclays? RFID cards
Rumour has it that due to the fact the RFID chip data is unencrypted, and that battery-powered RFID scanners are cheap and readily available :)
Oh look, it might be more than a rumour :p http://www.youtube.com/watch?v=vmajlKJlT3U |
Re: Anyone work for Barclays? RFID cards
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Might xray it at work next week out of curiosity, see if the antenna can be seen, then a simple hole drilled in the card or strike with a hammer should render it harmless. |
Re: Anyone work for Barclays? RFID cards
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That said the Transport for London readers will accept contactless payment in the near future, and some are already enabled, so I'd be interested to know if it's causing problems. Can you send me the link? PS. don't even start me on what I think about using contactless payment on public transport... |
Re: Anyone work for Barclays? RFID cards
A division of the company I work for produced this technology.
Our Id cards work in any office in any country and you have to Put the currency of whichever country you are in on the card to buy lunch... I had £18 in my uk account and got back from a couple of weeks in Denmark and had -£1.20... No explanation lol. I would hate the thought of my bank account being on one of these cards. |
Re: Anyone work for Barclays? RFID cards
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http://districtdave.proboards.com/in...&page=1#243238 are typical of what I was reading |
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