I wrote off my bike last night - who's fault is it?
 

Morning, ouch
Last night I wrote off my bike going home from work.
Dual carriage way travelling south towards the river.
Driver of the car is in the right hand lane and I was in the left.
He suddenley turn across my lane into a side street on the left.
I was making progress!

I hit his rear bumper on the the side but towards the very rear of the car.

I then did a double sumasault over his car and landed on my back.
I subsequently waited and hour and a half for an ambulance which never arrived and a tow truck which did. i then went home and drove myself to the a&E where i was promptly place on a c board with a collar until they were satisfied I had no spine injurys.

Was this my fault according to the insurance?

Re: I wrote off my bike last night - who's fault is it?
 

No,

Re: I wrote off my bike last night - who's fault is it?
 

mate are you sure.
what about the speed. they might get cctv from a pub which will show most of the accident.

Re: I wrote off my bike last night - who's fault is it?
 

no from your discription and please tell me they stopped and youve got there details

remember dave preston rule number 1
if you walk away from a off ,it was a good one

Re: I wrote off my bike last night - who's fault is it?
 

i do. i had to phone the police because it nearly ended up in a fist fight. the guy actually chased my witnesses away before i could get their details and by the time the police arrived they were all gone!!!!
what if the cctv shows him indicating or something.

Re: I wrote off my bike last night - who's fault is it?
 

Speed is immaterial IMHO, if you were trying to undertake him and other cars, I say 50/50

But he's changed lanes without proper observation and cut you up, leaving you no where to avoid him.

My guess he was a SatNav pilot and only realised he had to come off at that junction until too late.

If I'd been the car driver and seen you, I would have carried on to the next junction or slowed until you'd undertaken me and then taken the exit.

That's my opinion, others may disagree

Re: I wrote off my bike last night - who's fault is it?
 

he moved into your lane ,he could be indicating ,shouting and have someone doing sign language, he made a unsafe manover into your right of way, the onis is on him to complete the manover safely not for you to jump out of his way

Re: I wrote off my bike last night - who's fault is it?
 

Indication doesn't grant a right of way, driver should have looked before crossing a lane of traffic

What were the circumstances before the accident? If he was in the RH lane had he just overtaken you? Were you approaching him? Closing speed?

Re: I wrote off my bike last night - who's fault is it?
 

i was approaching him. speed maybe 40 or so. he was probably going slower

Re: I wrote off my bike last night - who's fault is it?
 

im worried because i hit the very rear of his bumper on the side. could they say that that proves i had suffeceint time to brake or react?