Insurance has bent me over and.....
 

......well you get the picture!

So my last motorbike insurance ended 2 years ago yesterday - didn't realise this until today!

I try franticly calling round insurance companies to see if they can still accept it and everyone is saying NO (because of 24hours!), except for Aviva who cost pretty double what everyone else charges!

So I'm back to 0 NCB again!

What a PITA!

There is nothing greater than my hate for the insurance system in this country!

Re: Insurance has bent me over and.....
 

That sucks, insurance truly is a rip-off in this country. I wonder whether the government should include statuary minimum insurance in the road-tax, like in Australia. Might give the insurance companies something to think about.

Anyway, without the numbers it is hard to say, but if Aviva will accept your (very slightly) expired NCB, is it possible that in the long run you'd be better being slightly screwed over by them in order to have 3 years NCB at the end of it? Don't know if it works like that though, they might only give you a certificate for 1 year even though they have accepted your expired no claims for billing purposes.

Re: Insurance has bent me over and.....
 

Aviva want about £400 more to accept my 2yrs NCB, than other companies want for 0yrs NCB!

It is a massive annoyance but I guess it's one of things where you live and learn.

I'm actually currently working in Australia (heading home soon) and everything is so much simpler over here! Life is just taken down a few notches, and is so much better!

Re: Insurance has bent me over and.....
 

Yeah, that wouldn't work out then. Anything to screw you over!

Re: Insurance has bent me over and.....
 

I thought ncb stayed valid for certain amount of time?

Yep, 2 years.

Re: Insurance has bent me over and.....
 

Yep, I lost the spare year of NCB that I built up on the 125 in pretty much the same way, sucks doesn't it.

Re: Insurance has bent me over and.....
 

Just had to insure the Tiger with 0 NCB because of the lovely system where NCB is per vehicle. That's £200-300 extra down the drain. Bloomin' stupid!

Re: Insurance has bent me over and.....
 

They have you by the danglies because you have to have it! Still with Bennetts as most won't cover with the mods and because I keep it away from home.

Re: Insurance has bent me over and.....
 

But Si, Don't forget all your riding skill is on your first bike, You have a new bike so you are now riding that asif you have just passed your test! Apparently.......