Sorn/technically insured? Help please!
 

Hi all,

Sorry if this has already been covered but I have had a search and cant quite find any info, basically, I've bought a bike, cant ride till may when the restriction is up. Its taxed and MOT'd, thing is I've bought just Fire and theft insurance (laid up insurance) so with it being technically insured and taxed I take it I dont have to declare it sorn? or do I as its not covered third party and then go through the messing of having to send the tax disc back and bugger about? Any help will be much appreciated!

Jack

Re: Sorn/technically insured? Help please!
 

If it's on the road (physically) it must be taxed (plus insured plus MOT). If you don't have a licence for it you won't be able to insure it for road use, so this option is out anyway.

If you have it physically off the road and aren't going to use it until May, why not send the tax disc off for a refund and declare it SORN? You can either get the form from a Post Office or download it from the DVLA website and stick the tax disc on it (remember to cross the "declare SORN" box) add a stamp and post it.

You get some cash back and just tax it again when you want to use it. Simple.

Re: Sorn/technically insured? Help please!
 

If it has valid tax, it does not need a SORN.
Obviously I'm not sure of the details of your present insurance, but what you say suggests that the cover you have does not allow it to be ridden, and obviously you can't use or keep it on the road if you haven't got the minimum legal road use insurance, so if the tax expires before you come to put it on the road you won't be able to renew it with your present insurance, and then it will then need to be SORNed until such time as you do put it back into use.

Re: Sorn/technically insured? Help please!
 

Laid up cover... does your cert mention covering third party liability as required by road traffic act?

If it's not got 3rd party liability then it should be SORNed not taxed as well due to CIE bollox

Re: Sorn/technically insured? Help please!
 

This. In the absence of Third Party cover, you'll need to SORN it.

Re: Sorn/technically insured? Help please!
 

If you don't SORN a vehicle with out RTA or 3rd party you can get a big fine

Re: Sorn/technically insured? Help please!
 

Thankyou very much for the replies! I'll pop down the post office tomorrow and get the form, the insurance is only for 'off road' fire and theft, no third party cover, don't fancy getting a fine and giving the thieves money so will sort it tomorrow,

cheers

Jack

Re: Sorn/technically insured? Help please!
 

You can SORN online it's dead easy.

Re: Sorn/technically insured? Help please!
 

... but if it's taxed and you want to surrender it for a rebate (and why not?) you need to physically send the disc off stuck to a piece of paper.

(PS - good point about the CIE stuff, I'd forgotten that bit, just goes to show how complicated everything has got).

Re: Sorn/technically insured? Help please!
 

And the last annual report from the MIB demonstrated that, for all this extra trouble, we got no advantage whatsoever in terms of uninsured driving. Awesome.

Good job I'm not one to say I told you so. :D